840 Spinnaker Way, FL

$1,449,999

840 Spinnaker Way

Kissimmee, FL 34746

Active
5
Beds
6
Baths
5,428
Sq Ft
0.28
Acres
2017
Built
Private poolFireplace4-car garage$267/sqft
🏠Single Family Residence

Property type

🏗️2017

Year built

📐12,197 sqft

Lot size

📊$267

Price / sq ft

🏘️$159/mo

HOA dues

📅100

Days on market

🚗4

Garage spaces

🌊X500

Flood zone

About this home

Welcome to one of the exceptional waterfront offerings available in the exclusive gated community of Bellalago. Built in 2017 and extensively transformed with over $600,000 in curated renovations, this sophisticated Spanish Mediterranean estate represents a rare blend of architectural presence, refined craftsmanship and elevated lakefront living. On one of the community’s most desirable and private lots, the residence captures tranquil water views leading to Lake Toho while delivering the level of privacy, scale and exclusivity sought by today’s discerning luxury buyer. Designed for those who value elegance and livability, the home offers more than 5,400 square feet of thoughtfully curated interiors featuring soaring 20-foot entrance ceilings, 8-foot doors, bamboo flooring, five-inch baseboards, tinted windows for enhanced privacy and a dramatic winding staircase that immediately establishes the home’s grand architectural character. Expansive telescoping sliding doors create a seamless connection between the interior living spaces and the resort-inspired outdoor retreat, allowing the home to live beautifully for intimate evenings and large-scale entertaining. The residence was intentionally designed to accommodate a LUXURY multi-generational lifestyle, featuring dual primary suites on both levels, two laundry rooms, an expansive upstairs loft, and a private balcony overlooking the pool, lake and lush natural surroundings. The primary suite is complemented by an enormous walk-in shower and an extraordinary floor-to-ceiling custom-designed closet system, creating a boutique-style dressing experience rarely found within the community. At the heart of the home, the gourmet kitchen delivers sophistication and functionality with an oversized entertaining island, granite countertops, 42-inch cabinetry, walk-in pantry, and effortless flow into the home’s formal and casual gathering spaces, ideally suited for elevated entertaining and everyday comfort alike. Outdoors, the estate transforms into a private resort-caliber sanctuary. The meticulously designed backyard oasis showcases expansive travertine decking, a stunning 15-by-35-foot heated saltwater pool, outdoor summer kitchen, panoramic two-story screened enclosure and an exclusive 34-foot deeded teak boat dock with direct access to Lake Toho, offering an unparalleled boating and waterfront lifestyle directly from your backyard. Adding to the home’s exclusivity, the property is being offered with top-of-the-line curated furnishings, creating a turnkey luxury experience for buyers seeking immediate enjoyment without compromise. Bellalago is renowned for its tranquil atmosphere, private boating lifestyle and resort-style amenities, including recreational trails, fishing clubs, clubhouse, fitness centers, resort pools, tennis courts, restaurant, playgrounds and 24-hour manned gated security, all less than 30 minutes from Walt Disney World Resort and moments from premier shopping, dining and major expressways. A statement residence designed for buyers who expect privacy, sophistication and one of the finest waterfront lifestyles available in Central Florida.

Estimated monthly payment

Principal & interest$7,332
Property taxes$792
Home insurance (est.)$665
HOA dues$159

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history100 days on market

  1. Status: Active
    Feb 13, 2026
  2. Listed$1,550,000
    Feb 13, 2026
  3. Price reduced$1,449,999

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
100
Subdivision
Bellalago
County
Osceola
Year built
2017
Living area
5,428 sq ft
Price/sq ft
$267
Building area
7,742 sq ft (Public Records)
Lot size
12,197 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X500 (12097C0245G)
Garage
4 spaces
Pool
Private pool
Annual taxes
$9,509 (2025)
Parcel #
29-26-29-3246-0001-0630
Zoning
R-1
MLS #
O6381828

Interior Details

Bedrooms
5
Full bathrooms
5
Half bathrooms
1
Flooring
Bamboo, Carpet, Slate, Tile, Travertine
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
Northeast
Fireplace
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
4
Attached garage
Yes
Parking features
Garage Door Opener, Golf Cart Parking, Oversized, Garage

HOA & Financial

HOA fee
$159 / Monthly
Monthly HOA
$159/mo
Total monthly fees
$364/mo
Total annual fees
$4,371
HOA name
Yesenia Velez
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify with HOA.
Approval process
Verify with HOA.

Exterior & Construction

Exterior features
Balcony, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Propane, Public

Community

Pets allowed
Yes

Schools

ElementaryBellalago Charter Academy (K-8)GreatSchools ↗
MiddleBellalago Charter Academy (K-8)GreatSchools ↗
High SchoolBLiberty HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst16x23
Primary BathroomFirst10x19
KitchenFirst13x20
Living RoomFirst29x26
Dining RoomFirst12x15
Bedroom 2Second12x17
Bedroom 3Second12x13
Bedroom 4Second11x19
Bedroom 5Second11x18
Bonus RoomFirst19x12
LoftSecond20x22

Listing Details

Listing date
2026-02-13
On market date
2026-02-13
Original list price
$1,550,000
Occupant type
Owner
MLS area
34746 - Kissimmee (West of Town)
Listing AOR
Orlando Regional
Status changed
2026-02-13
Tax legal description
BELLALAGO PHS 6H AND 6I PB 22 PG 137-138 LOT 63

Flood risk

Moderate riskFEMA Zone X500Panel 12097C0245G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I4 W, take exit 68 to Kissimmee. Turn left onto W Irlo Bronson Memorial Hwy. Turn right on N Hoagland Blvd. Turn left onto Bellalago Dr. Make a left onto Windlass Ct. Then make a left onto Spinnaker way and home is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 24, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA