$318,000
4928 Mainsail Street
Haines City, FL 33844
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
**ELIGIBLE FOR 100% (no downpayment) USDA FINANCING**Why wait to build when you can move right into this NEARLY NEW 2023 home in the sought-after Hammock Reserve community of Haines City. This beautifully maintained 4-bedroom, 2-bath single-story residence offers modern finishes, an OPEN-CONCEPT DESIGN, and an UNBEATABLE LOCATION—just under a mile from Highway 27 and close to Davenport School of the Arts. From the moment you arrive, you’ll appreciate the PAVER DRIVEWAY AND WALKWAY, as well as the welcoming covered front patio that create charming curb appeal. Inside, the OPEN FLOOR PLAN seamlessly connects the Living room, Dining area, and Kitchen—perfect for everyday living and entertaining. CERAMIC TILE FLOORING runs throughout the main living areas for a clean, modern look and easy maintenance, while a stylish ceiling fan adds a contemporary touch to the Living Room. Sliding glass doors lead to a cozy patio and backyard—ideal for grilling or relaxing outdoors. The heart of the home is the STUNNING KITCHEN, featuring sleek QUARTZ COUNTERTOPS, crisp white cabinetry, stainless steel appliances, a spacious pantry closet, and a large center island with breakfast bar seating—perfect for casual dining and gathering with family and friends. The private Primary Suite offers a PEACEFUL RETREAT with a well-appointed en-suite bath complete with dual sinks, a step-in shower, and a private water closet. A GENEROUS 11x8 WALK-IN CLOSET completes the Primary en suite. Three additional bedrooms—each comfortably sized and carpeted—share a full bath with a shower/tub combination. A CONVENIENT LAUNDRY ROOM near the kitchen includes a STORAGE BUMP-OUT, and an additional hall linen closet nearby provides extra organization. With a LOW HOA, residents of Hammock Reserve enjoy access to community amenities including a RESORT-STYLE POOL, playground, and dog park—perfect for fun and relaxation close to home. Location is everything, and this home delivers. You’re JUST MINUTES from Posner Park, Lake Eva Community Park, and world-famous Central Florida attractions, theme parks, and entertainment. Enjoy effortless commuting with EASY ACCESS to Highway 27 and I-4, making trips to Orlando or Tampa quick and convenient. This MOVE-IN-READY home offers the perfect combination of modern style, everyday comfort, and convenience. Schedule your private showing today and discover why Hammock Reserve is one of Haines City’s FASTEST-GROWING COMMUNITIES!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history82 days on market
- Status: ActiveFeb 12, 2026
- Listed$320,000Feb 12, 2026
- Price reduced$318,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 82
- Subdivision
- Hammock Reserve Ph 3
- County
- Polk
- Year built
- 2023
- Living area
- 1,660 sq ft
- Price/sq ft
- $192
- Building area
- 2,160 sq ft (Public Records)
- Lot size
- 4,587 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0356G)
- Garage
- 2 spaces
- Annual taxes
- $6,669 (2025)
- Parcel #
- 26-27-24-489504-006190
- MLS #
- O6381405
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $175 / Quarterly
- Monthly HOA
- $58/mo
- Total monthly fees
- $58/mo
- Total annual fees
- $701
- HOA name
- Prime Community Management/Victor Astrada
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to verify leasing restrictions with HOA and/or city/county
- Approval process
- Buyer to verify approval restrictions with HOA and/or city/county
Exterior & Construction
- Exterior features
- Lighting, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 16x14 |
| Living Room | First | 15x15 |
| Dining Room | First | 14x10 |
| Primary Bedroom | First | 14x14 |
| Primary Bathroom | First | 13x7 |
| Bedroom 2 | First | 12x10 |
| Bedroom 3 | First | 10x10 |
| Bedroom 4 | First | 10x10 |
| Laundry | First | 8x7 |
Listing Details
- Listing date
- 2026-02-07
- On market date
- 2026-02-12
- Original list price
- $320,000
- Occupant type
- Owner
- MLS area
- 33844 - Haines City/Grenelefe
- Listing AOR
- Orlando Regional
- Status changed
- 2026-02-12
- Tax legal description
- HAMMOCK RESERVE PHASE 3 PB 196 PGS 8-18 BLOCK 6 LOT 19
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-4 W, use the 2nd from the right lane to take exit 48 for Polk 557 Cnty/Winter Hvn toward Lake Alfred, use the left lane to take the ramp to Co Rd 557/State Rd 557, at the traffic circle, take the 3rd exit onto Co Rd 557/State Rd 557, turn left onto Haines City Rd/Old Polk City Rd, turn right onto Prado Grande Ave, turn right onto Yarian Dr, continue straight onto Bernard Blvd, turn left onto Whitney Wy, turn right onto Maddie Dr, turn right onto Mainsail St, Home will be on the right.
More homes like this
$299,000
6028 Bimini Ave
Haines City, FL 33844
4 bd · 2 ba · 1,680 sqft
Hammock Reserve Ph 3
MLS# O6409624
$299,900
4847 Rigging St
Haines City, FL 33844
4 bd · 2 ba · 1,688 sqft
Hammock Reserve Ph 3
MLS# S5144946
$299,990
5599 Maddie Dr
Haines City, FL 33844
3 bd · 2 ba · 1,492 sqft
Hammock Reserve Ph 3
MLS# O6399890
$305,000
4811 Rigging St
Haines City, FL 33844
3 bd · 2 ba · 1,319 sqft
Hammock Reserve Ph 3
MLS# S5148101
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 5, 2026 at 10:56 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA