3405 Lucerne Terrace, FL

$155,000

3405 Lucerne Terrace

Port Charlotte, FL 33952

Active
3
Beds
2
Baths
864
Sq Ft
0.17
Acres
1958
Built
$179/sqft360° tour
🏠Single Family Residence

Property type

🏗️1958

Year built

📐7,500 sqft

Lot size

📊$179

Price / sq ft

🏘️No HOA

HOA dues

📅106

Days on market

🌊AE

Flood zone

About this home

Short Sale. Short Sale – Third-party approval required. Welcome to 3405 Lucerne Terrace, a fantastic investment opportunity located in the heart of Port Charlotte, Florida. With strong rental demand, convenient access to major amenities, and Florida’s year-round lifestyle, this property is ideal as a long-term rental, seasonal getaway, first home, or income-producing investment. Port Charlotte is one of Southwest Florida’s fastest-growing communities, known for its affordable coastal living, boating access, beautiful Gulf beaches, and easy access to shopping, dining, medical facilities, and entertainment. Located between Sarasota and Fort Myers, the area continues to attract retirees, snowbirds, investors, and families alike. The additional flexible room with built-in closet and sliding barn doors can easily function as a third bedroom, office, or bonus living space. Step outside to enjoy the fenced backyard offering privacy, security, and room for pets or outdoor gatherings. Conveniently located near hospitals, shopping, restaurants, schools, and local attractions, this property offers exceptional potential in a prime central Port Charlotte location.

Estimated monthly payment

Principal & interest$784
Property taxes$289
Home insurance (est.)$71

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history106 days on market

  1. Status: Active
    Feb 11, 2026
  2. Listed$205,000
    Feb 11, 2026
  3. Price reduced$155,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
106
Subdivision
Port Charlotte Sec 011
County
Charlotte
Year built
1958
Living area
864 sq ft
Price/sq ft
$179
Lot size
7,500 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12015C0227G)
Annual taxes
$3,471 (2025)
Parcel #
402222282009
Zoning
RSF3.5
MLS #
C7521661

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Vinyl
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
Laundry Closet
Stories / Levels
One
Direction faces
Northeast

Heating & Cooling

Heating
Electric
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox, Private Yard
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Schools

ElementaryPeace River ElementaryGreatSchools ↗
MiddlePort Charlotte MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst12x12
KitchenFirst16x9
Primary BedroomFirst16x9
Bedroom 2First11x10
Balcony/Porch/LanaiFirst
Bedroom 3First11x10

Listing Details

Listing date
2026-02-11
On market date
2026-02-11
Original list price
$205,000
Occupant type
Vacant
Special conditions
Short Sale
MLS area
33952 - Port Charlotte
Listing AOR
Port Charlotte
Status changed
2026-02-11
Tax legal description
PCH 011 1344 0011 PORT CHARLOTTE SEC11 BLK1344 LT 11 270/584 462/287 DC463/536 690/418 713/1803 767/1924 1170/340 1910/1507 2001/117 3049/1108 3785/897 3240946 3402284

Flood risk

High riskFEMA Zone AEPanel 12015C0227G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, Take the exit onto Kings Hwy/County Rd 769 (Exit 170) toward Port Charlotte. Merge onto Kings Hwy/County Rd 769. Continue straight onto Veterans Blvd. Turn left onto US-41 N/Tamiami Trail. Turn right onto Midway Blvd. Turn left onto Harbor Blvd. Turn right onto Lucerne Terrace. Arrive at 3405 Lucerne Terrace.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 10:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA