$279,000
3775 40th Lane
St Petersburg, FL 33711
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to the gated waterfront community of Bermuda Bay, where every day feels like a vacation! Nestled along the shores of Boca Ciega Bay, this resort-style community offers an incredible coastal lifestyle with a PRIVATE BEACH, breathtaking sunsets, two swimming pools (including one heated), spa, tennis courts, racquetball, shuffleboard, kayak storage, BBQ areas, and a waterfront clubhouse. HOA fees include water, cable, and high-speed internet. Bermuda Bay is also pet-friendly and allows 30+ day rentals, making it ideal as a primary residence, seasonal getaway, or investment property. This beautifully restored and turnkey furnished 3-bedroom, 2-bath, 1,375 sq. ft. first-floor condo is light, bright, and move-in ready. The open-concept layout is perfect for entertaining or relaxing after a day at the beach or pool. Pride of ownership is evident throughout, with updated windows and sliders, stainless steel Samsung appliances, granite countertops, soft-close shaker cabinetry, glass tile backsplash, and two pantries in the kitchen. The spacious primary suite features an en-suite bathroom and generous closet space, while the secondary bedrooms both include walk-in closets and share a beautifully updated Jack & Jill bathroom with double sinks. Both bathrooms have been tastefully renovated with granite countertops, updated vanities, and designer tile finishes. Additional features include an in-unit washer & dryer, abundant storage space, and furnishings included for added convenience. Ideally located just minutes from the Gulf beaches, Ft. DeSoto Park, downtown St. Petersburg, Eckerd College, marinas, golf courses, museums, shopping, and dining, this condo offers the perfect combination of waterfront living and everyday convenience. Whether you’re searching for a year-round residence or your own winter retreat in paradise, Bermuda Bay delivers the ultimate Florida lifestyle.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history113 days on market
- Status: ActiveFeb 14, 2026
- Listed$295,000Jan 30, 2026
- Price reduced$279,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 113
- Subdivision
- Bermuda Bay Beach Condo
- County
- Pinellas
- Year built
- 1974
- Living area
- 1,375 sq ft
- Price/sq ft
- $203
- Lot size
- 822,188 sq ft
- Lot category
- 10 to less than 20
- Flood zone
- AE (12103C0277H)
- Annual taxes
- $5,004 (2024)
- Parcel #
- 34-31-16-08320-022-0070
- MLS #
- TB8470578
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Laminate, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Common
HOA & Financial
- HOA fee
- $1,217 / Monthly
- Monthly HOA
- $1,217/mo
- Total monthly fees
- $1,217/mo
- Total annual fees
- $14,610
- HOA name
- Resource Property Management/ Ray Ferreris
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- 30 day minimum lease period. All leasing restrictions should be verified with Property Management.
- Approval process
- Buyer application to be provided to Property Management. $100 application fee
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Size Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 12x13 |
| Kitchen | First | 10x10 |
| Dining Room | First | 13x10 |
| Primary Bedroom | First | 14x12 |
Listing Details
- Listing date
- 2026-01-30
- On market date
- 2026-01-30
- Original list price
- $295,000
- Occupant type
- Vacant
- MLS area
- 33711 - St Pete/Gulfport
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-14
- Tax legal description
- BERMUDA BAY BEACH CONDO BLDG 3775, UNIT G (AKA 76G)
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head south on US 19. Make a right on 38th Ave S. Head west to end of 38th Ave. Bermuda Bay will be on the right. Once in the gate, make immediate right to end of drive and building 76. The unit is located on the first floor and left side of building.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 2:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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