$689,900

2291 Palm Avenue

St James City, FL 33956

Active
3
Beds
2
Baths
1,707
Sq Ft
0.17
Acres
1998
Built
Water viewPrivate pool$404/sqft360° tour
🏠Single Family Residence

Property type

🏗️1998

Year built

📐7,187 sqft

Lot size

📊$404

Price / sq ft

🏘️No HOA

HOA dues

📅97

Days on market

🚗1

Garage space

🌊AE

Flood zone

About this home

NEW METAL ROOF APRIL 2026 Spectacular canalfront living awaits in this fully furnished 3-bedroom, 2-bathroom pool home—ready to enjoy immediately or continue as a successful Airbnb/VRBO. Situated on the highly desirable Monroe Canal, one of Saint James City's widest and deepest waterways, this property is a true boater's paradise. Boating enthusiasts will enjoy the utmost in maritime convenience with unobstructed, deep-water access that accommodates sailboats and motorboats with no height or depth restrictions. From your dock, you have quick, direct access to San Carlos Bay, Pine Island Sound, the Gulf of Mexico, and world-class destinations like Sanibel, Captiva, Ft. Myers Beach, and Cayo Costa! With no HOA and stunning views from every window, this home is bright, airy, and designed for comfort, convenience, and entertaining. The main living area features a spacious combined living and dining space, perfect for gatherings. The kitchen includes a gas stove top on the island with hood, all new appliances, and ample storage, including loft storage in the guest room and cedar-lined window seat storage. The primary suite is a private retreat with balcony access, an ensuite bathroom with tub/shower combo, and access to an enormous attic with a finished floor, 10-foot ceilings, ventilation, and walk-around space. One guest bedroom has private access to the pool and deck, while the other shares the full guest bathroom, recently updated with a new vanity. The ground floor is fully enclosed and air-conditioned, renovated with waterproof PVC wall panels, and plumbing is already installed to add an additional bathroom if desired. Outdoor living is exceptional, with a two-story deck, heated saltwater pool (renovated 2023 with new heater and saltwater system), fenced for safety, and privacy enhanced by mature landscaping. The waterside beckons you to unwind by the pool or head down to the dock, where playful dolphins are frequent visitors. Relax on your lanai, listen to the rolling tarpon, and enjoy bird watching right from your backyard. The 10,000-lb boat lift has a new motor, and the dock offers water, electric, and new decking. The outdoor AC unit is elevated to the first floor to remain unaffected by hurricanes. The septic tank was pumped in 2023. Located just yards from the marina, the home offers easy pedestrian access to waterfront restaurants and the local fish market. The St. James community allows golf carts on the roads and hosts lively events such as boat parades, family weekends, and live music. Just minutes to open water and a ½-hour boat ride to Sanibel, this custom-built 1998 home with impact-resistant doors and windows perfectly blends indoor/outdoor living, waterfront amenities, and the Florida lifestyle—ideal as a full-time residence, vacation retreat, or income-producing Airbnb/VRBO.

Estimated monthly payment

Principal & interest$3,489
Property taxes$899
Home insurance (est.)$316

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history97 days on market

  1. Status: Active
    Feb 13, 2026
  2. Listed$689,900
    Jan 30, 2026
  3. Price increased$689,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
97
Subdivision
St James City M/H Park
County
Lee
Year built
1998
Living area
1,707 sq ft
Price/sq ft
$404
Building area
2,225 sq ft (Public Records)
Lot size
7,187 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12071C0530G)
Garage
1 spaces
Pool
Private pool
Annual taxes
$10,784 (2025)
Parcel #
02-46-22-05-00477.0020
Zoning
RS-1
MLS #
TB8470527

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox
Construction materials
Block
Roof
Metal
Foundation
Slab
Pool
Private pool
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Electricity Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryPine Island ElementaryGreatSchools ↗
MiddleGulf Middle SchoolGreatSchools ↗
High SchoolIda S. Baker High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomSecond
KitchenSecond
Primary BedroomSecond

Listing Details

Listing date
2026-01-30
On market date
2026-01-30
Original list price
$689,900
Occupant type
Tenant
MLS area
33956 - Saint James City
Listing AOR
Suncoast Tampa
Status changed
2026-02-13
Tax legal description
ST JAMES CITY BLK 477 PB 3 PG 35 LOT 2 + PT DESC OR 1985 PG 1282

Flood risk

High riskFEMA Zone AEPanel 12071C0530G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From W Pine Island Rd Turn left onto Pine Island Blvd/Stringfellow Rd Continue onto Oleander St Turn left onto Fifth Ave Turn right at the 3rd cross street onto Poinciana Ave Slight left onto Palm Ave

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 16, 2026 at 12:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA