3435 Winding Oaks Drive, FL

$949,000

3435 Winding Oaks Drive

Longboat Key, FL 34228

Active
3
Beds
3
Baths
2,555
Sq Ft
13.84
Acres
1988
Built
Water viewWater accessFireplace13.84 acres$371/sqft
Condominium

Property type

1988

Year built

602,945 sqft

Lot size

$371

Price / sq ft

No HOA

HOA dues

96

Days on market

2

Garage spaces

AE

Flood zone

About this home

Own your own slice of tropical paradise on Longboat Key with this beautiful two bedroom two and on half bath Villa in the exclusive Winding Oaks Community located behind the gates of Bay Isles Association. Sweeping views of the Longboat Key Club Harbourside Golf Course and a sparkling inland waterway from your primary bedroom and expansive living/dining room combo that both exit through sliders to a fully enclosed wrap around deck to further enhance your tropical lifestyle. Open floor plan with soaring ceilings and enclosed atrium help to maximize the natural light and make the 2,555 sq feet feel even larger. Beautifully updated eat in kitchen with striking tray ceiling, ample pantry storage, bright white cabinets, quartz countertops and stainless steel appliances. Primary owners suite includes an designer walk in closet, updated bath with ceramic tile, walk in shower, double sinks and quartz counter tops. Split layout offers a private guest suite, with walk in closet, updated ensuite bathroom with ceramic tile, walk in shower and quartz counter tops. Large office with desk nook could easily be converted to another bedroom. Laundry room with storage and sink adjacent to large 2 car garage with epoxy floors and storage cabinets. Meticulously maintained, Impact Windows and sliders throughout, low maintenance mature plantings in private enclosed front courtyard. Dog friendly community. Beautiful updated community pool with bathrooms. Beach access via Bay Isles Beach Club which offers a private pavilion with bathrooms, volleyball, picnic tables, grills and ample parking. Low maintenance community where all exteriors and court yards are maintained by the association. Conveniently located mid key, one mile from Publix and CVS and a short drive to the restaurants and shops of St Armand’s and Downtown Sarasota.

Estimated monthly payment

Principal & interest$4,799
Property taxes$714
Home insurance (est.)$435

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history96 days on market

  1. Status: Active
    Feb 26, 2026
  2. Listed$1,150,000
    Feb 26, 2026
  3. Price reduced$949,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
96
Subdivision
Winding Oaks
County
Sarasota
Year built
1988
Living area
2,555 sq ft
Price/sq ft
$371
Building area
3,270 sq ft (Public Records)
Lot size
602,945 sq ft
Lot category
10 to less than 20
Flood zone
AE
Garage
2 spaces
Annual taxes
$8,565 (2025)
Parcel #
0004121018
Zoning
MUC1
MLS #
A4680403

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile, Vinyl, Wood
Appliances
Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Tray Ceiling(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Southwest
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air, Humidity Control

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

Total monthly fees
$2,167/mo
Total annual fees
$26,006
HOA name
Neil Fleet
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See Rules
Approval process
See Rules

Exterior & Construction

Exterior features
Awning(s), Courtyard, Garden, Lighting, Private Entrance, Private Yard, Sliding Doors
Construction materials
HardiPlank Type
Roof
Tile
Foundation
Block, Slab
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Dogs OK, Size Limit, Yes

Schools

ElementarySouthside ElementaryGreatSchools ↗
MiddleBooker MiddleGreatSchools ↗
High SchoolBooker HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst18x14
Living RoomFirst16x19
Dining RoomFirst11x19
KitchenFirst11x15
Bathroom 1First12x10
Bedroom 2First13x13
Bathroom 2First5x5
DenFirst12x14
LaundryFirst5x10
OfficeFirst18x7

Listing Details

Listing date
2026-01-28
On market date
2026-02-26
Original list price
$1,150,000
Occupant type
Owner
MLS area
34228 - Longboat Key
Listing AOR
Sarasota - Manatee
Status changed
2026-02-26
Tax legal description
UNIT 18 WINDING OAKS

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Gulf Of Mexico Dr to Bay Isle Parkway. Check in at Guard Gate and receive pass. Left on Harbourside drive stay in left lane use pass to continue through manual gate. Take right on Winding Oaks Drive Villa is 9th on the right hand side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 10:40 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA