$590,000
990 San Carlos Court
St Petersburg, FL 33702
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Strategically positioned to capture attention and create immediate intrigue, this remarkable residence is designed to impress from the moment you arrive. Offering far more than expected at this price point, this is an exceptional opportunity to experience the ultimate blend of lifestyle, location, and value in one of Northeast St. Petersburg’s most coveted gated waterfront communities, the serene coastal preserve of Caya Costa. Here, boating, kayaking, paddleboarding, and unforgettable sunset evenings are simply part of everyday life. Imagine launching your kayak or paddleboard into Tampa Bay less than 200 yards from your front door, or dropping your boat in at the private community ramp and cruising through the saltwater canal into Riviera Bay and open waters beyond. Waterfront living here is not just a luxury, it becomes your lifestyle. Inside, this 3-bedroom, 3-bath townhome delivers sophistication and comfort in equal measure. The open-concept chef’s kitchen showcases sweeping granite countertops, light wood cabinetry, stainless steel appliances and exceptional storage. Just beyond, a sculpted stone fireplace anchors the living space beneath soaring vaulted ceilings and dramatic upper windows, creating warmth and architectural character throughout. The seamless flow between the kitchen, dining, and living areas leads directly to your private outdoor oasis featuring a sparkling private pool, elegant pavers, and a covered patio designed for year-round entertaining. A first-floor bedroom, currently styled as an office, and a full bath offer ideal flexibility for guests or remote work. Upstairs, two private en-suite retreats await. The primary suite features a sitting area, remodeled bath with glass-enclosed shower, and a custom California walk-in closet. The second suite offers a built-in Murphy bed and a striking copper soaking tub, creating a true spa-like escape. Storm-resistant sliding glass doors, a 2020 roof and Trane A/C add lasting value and confidence. The HOA maintains the exterior grounds, roof, and community amenities, allowing you to focus on enjoying the lifestyle. Residents enjoy boat storage, a private boat ramp with direct Tampa Bay access, a fishing pier, community pool and spa, tennis and pickleball courts, and a 24/7 live guard gate, all just minutes from vibrant downtown St. Petersburg and approximately 30 minutes from Tampa International Airport. This is more than a townhome. It’s coastal energy. It’s effortless boating. It’s sunset paddles and resort-style living every single day. A compelling combination of LIFESTYLE, LOCATION and VALUE that makes this residence impossible to ignore. Flood policy is assumable.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history127 days on market
- Status: ActiveJan 27, 2026
- Listed$659,900Jan 27, 2026
- Price reduced$590,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 127
- Subdivision
- Riviera Bay Second Add
- County
- Pinellas
- Year built
- 1986
- Living area
- 1,796 sq ft
- Price/sq ft
- $329
- Building area
- 2,472 sq ft (Public Records)
- Lot size
- 4,230 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0228H)
- Garage
- 1 spaces
- Pool
- Private pool
- Annual taxes
- $4,099 (2024)
- Parcel #
- 29-30-17-75877-003-0470
- MLS #
- TB8468554
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
- Laundry
- In Garage
- Stories / Levels
- Two
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Guest
HOA & Financial
- HOA fee
- $721 / Monthly
- Monthly HOA
- $721/mo
- Total monthly fees
- $721/mo
- Total annual fees
- $8,650
- HOA name
- Chris Crain/Jennifer Tutko
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please check with HOA for leasing restrictions.
- Approval process
- Please check with HOA for leasing instructions.
Exterior & Construction
- Exterior features
- Private Yard, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water access
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 11.8x18.2 |
| Dining Room | First | 8.5x11 |
| Living Room | First | 13x17 |
| Primary Bedroom | Second | 17x11 |
Listing Details
- Listing date
- 2026-01-27
- On market date
- 2026-01-27
- Original list price
- $659,900
- Occupant type
- Owner
- MLS area
- 33702 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-27
- Tax legal description
- RIVIERA BAY SECOND ADDN BLK 3, LOT 47
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take 4th St N to 78th Ave N and turn East. Follow to Security Gate for Caya Costa. Be sure to request access from LA. Turn right at first STOP sign after guard gate and continue to San Carlos on your right. Please park in visitor spots across from the townhome. Roof 2020 (Roof and exterior maintenance is maintained by HOA) A/C Trane 2020. Flood policy is assumable.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 3, 2026 at 11:17 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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