990 San Carlos Court, FL

$590,000

990 San Carlos Court

St Petersburg, FL 33702

Active
3
Beds
3
Baths
1,796
Sq Ft
0.1
Acres
1986
Built
Water accessPrivate poolFireplace$329/sqft
Townhouse

Property type

1986

Year built

4,230 sqft

Lot size

$329

Price / sq ft

$721/mo

HOA dues

127

Days on market

1

Garage space

AE

Flood zone

About this home

Strategically positioned to capture attention and create immediate intrigue, this remarkable residence is designed to impress from the moment you arrive. Offering far more than expected at this price point, this is an exceptional opportunity to experience the ultimate blend of lifestyle, location, and value in one of Northeast St. Petersburg’s most coveted gated waterfront communities, the serene coastal preserve of Caya Costa. Here, boating, kayaking, paddleboarding, and unforgettable sunset evenings are simply part of everyday life. Imagine launching your kayak or paddleboard into Tampa Bay less than 200 yards from your front door, or dropping your boat in at the private community ramp and cruising through the saltwater canal into Riviera Bay and open waters beyond. Waterfront living here is not just a luxury, it becomes your lifestyle. Inside, this 3-bedroom, 3-bath townhome delivers sophistication and comfort in equal measure. The open-concept chef’s kitchen showcases sweeping granite countertops, light wood cabinetry, stainless steel appliances and exceptional storage. Just beyond, a sculpted stone fireplace anchors the living space beneath soaring vaulted ceilings and dramatic upper windows, creating warmth and architectural character throughout. The seamless flow between the kitchen, dining, and living areas leads directly to your private outdoor oasis featuring a sparkling private pool, elegant pavers, and a covered patio designed for year-round entertaining. A first-floor bedroom, currently styled as an office, and a full bath offer ideal flexibility for guests or remote work. Upstairs, two private en-suite retreats await. The primary suite features a sitting area, remodeled bath with glass-enclosed shower, and a custom California walk-in closet. The second suite offers a built-in Murphy bed and a striking copper soaking tub, creating a true spa-like escape. Storm-resistant sliding glass doors, a 2020 roof and Trane A/C add lasting value and confidence. The HOA maintains the exterior grounds, roof, and community amenities, allowing you to focus on enjoying the lifestyle. Residents enjoy boat storage, a private boat ramp with direct Tampa Bay access, a fishing pier, community pool and spa, tennis and pickleball courts, and a 24/7 live guard gate, all just minutes from vibrant downtown St. Petersburg and approximately 30 minutes from Tampa International Airport. This is more than a townhome. It’s coastal energy. It’s effortless boating. It’s sunset paddles and resort-style living every single day. A compelling combination of LIFESTYLE, LOCATION and VALUE that makes this residence impossible to ignore. Flood policy is assumable.

Estimated monthly payment

Principal & interest$2,983
Property taxes$342
Home insurance (est.)$270
HOA dues$721

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history127 days on market

  1. Status: Active
    Jan 27, 2026
  2. Listed$659,900
    Jan 27, 2026
  3. Price reduced$590,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
127
Subdivision
Riviera Bay Second Add
County
Pinellas
Year built
1986
Living area
1,796 sq ft
Price/sq ft
$329
Building area
2,472 sq ft (Public Records)
Lot size
4,230 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0228H)
Garage
1 spaces
Pool
Private pool
Annual taxes
$4,099 (2024)
Parcel #
29-30-17-75877-003-0470
MLS #
TB8468554

Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
Laundry
In Garage
Stories / Levels
Two
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Guest

HOA & Financial

HOA fee
$721 / Monthly
Monthly HOA
$721/mo
Total monthly fees
$721/mo
Total annual fees
$8,650
HOA name
Chris Crain/Jennifer Tutko
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please check with HOA for leasing restrictions.
Approval process
Please check with HOA for leasing instructions.

Exterior & Construction

Exterior features
Private Yard, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected

Community

Pets allowed
Yes

Schools

ElementaryShore Acres Elementary-PNGreatSchools ↗
MiddleMeadowlawn Middle-PNGreatSchools ↗
High SchoolNortheast High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst11.8x18.2
Dining RoomFirst8.5x11
Living RoomFirst13x17
Primary BedroomSecond17x11

Listing Details

Listing date
2026-01-27
On market date
2026-01-27
Original list price
$659,900
Occupant type
Owner
MLS area
33702 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2026-01-27
Tax legal description
RIVIERA BAY SECOND ADDN BLK 3, LOT 47

Flood risk

High riskFEMA Zone AEPanel 12103C0228H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take 4th St N to 78th Ave N and turn East. Follow to Security Gate for Caya Costa. Be sure to request access from LA. Turn right at first STOP sign after guard gate and continue to San Carlos on your right. Please park in visitor spots across from the townhome. Roof 2020 (Roof and exterior maintenance is maintained by HOA) A/C Trane 2020. Flood policy is assumable.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 11:17 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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