12977 Xavier Avenue, FL

$399,995

12977 Xavier Avenue

Port Charlotte, FL 33981

Active
3
Beds
2
Baths
1,824
Sq Ft
0.23
Acres
2008
Built
Private pool$219/sqft360° tour
🏠Single Family Residence

Property type

🏗️2008

Year built

📐9,999 sqft

Lot size

📊$219

Price / sq ft

🏘️No HOA

HOA dues

📅120

Days on market

🚗2

Garage spaces

🌊X500

Flood zone

About this home

Tropical Paradise Living – No HOA! - X FLOOD ZONE - This home has a LOT to offer!! Welcome to your own slice of tropical paradise, this home was very well taken care of and is perfectly situated just minutes from pristine beaches, championship golf courses, professional baseball, premier shopping, dining, and convenient access to multiple airports. This beautifully upgraded home offers the ideal blend of lifestyle, luxury, and peace of mind. Enjoy year-round outdoor living with a heated saltwater pool and hot tub, enclosed by new pool cage screens (2023)—perfect for relaxing or entertaining. Inside, the home features stunning herringbone wood-look tile planks throughout, delivering both elegance and durability. Major upgrades include a new roof (2023), whole-house reverse osmosis water filtration system, and a whole-house LP generator in addition you a 250 lb propane tank to support the generator, providing comfort and security no matter the season. Energy efficiency shines with 33 solar panels, keeping utility costs low. Complete new tile flooring throughout. Additional highlights include a Murphy bed in the guest bedroom for flexible living space, gutters surrounding the entire home, an 8x14 storage shed, and the freedom of NO HOA restrictions. Laundry room is designed for a stackable full size washer and dryer to give more storage room. Whether you’re seeking a full-time residence, seasonal retreat, or investment opportunity, this home delivers exceptional value in an unbeatable Florida lifestyle location. Schedule your private showing today and experience paradise firsthand.

Estimated monthly payment

Principal & interest$2,023
Property taxes$316
Home insurance (est.)$183

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history120 days on market

  1. Status: Active
    Jan 22, 2026
  2. Listed$449,900
    Jan 22, 2026
  3. Price reduced$399,995

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
120
Subdivision
Port Charlotte Sec 072
County
Charlotte
Year built
2008
Living area
1,824 sq ft
Price/sq ft
$219
Building area
2,440 sq ft (Public Records)
Lot size
9,999 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12015C0203G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,795 (2025)
Parcel #
412106229007
Zoning
RSF3.5
MLS #
D6145758

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile
Appliances
Dishwasher, Disposal, Microwave, Refrigerator, Whole House R.O. System
Interior features
Cathedral Ceiling(s), Ceiling Fans(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Connected, Electricity Connected, Water Connected

Schools

ElementaryMyakka River ElementaryGreatSchools ↗
MiddleL.A. Ainger MiddleGreatSchools ↗
High SchoolLemon Bay HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst14x21
KitchenFirst9x12
Primary BedroomFirst17x12
Bedroom 2First12x14
Bedroom 3First12x14
Dining RoomFirst8x11
DinetteFirst7x9

Listing Details

Listing date
2026-01-22
On market date
2026-01-22
Original list price
$449,900
Occupant type
Owner
MLS area
33981 - Port Charlotte
Listing AOR
Englewood
Status changed
2026-01-22
Tax legal description
PCH 072 3944 0015 PORT CHARLOTTE SEC72 BLK3944 LT 15 593/326 AFF985/533 DC985/534 1783/1958 OSA2636/543 2764/1755 2765/940 2803/1748 3441/45 4514/1371 5013/1523

Flood risk

Moderate riskFEMA Zone X500Panel 12015C0203G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

776 / S. McCall Rd to Willimington Rd, Right on Televera St, house down 7th property on the right side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 22, 2026 at 7:53 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA