$599,000
18946 Ayrshire Circle
Port Charlotte, FL 33948
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Florida waterfront living at its finest in this 2023 custom-built home located on a saltwater sailboat canal with no bridge restrictions and no HOA. Boaters will love the 80 feet of private waterfront, complete with a concrete dock and 12,000-lb boat lift, offering quick access to open water and the Gulf. Inside, the home features premium finishes throughout, including water-resistant laminate flooring, granite countertops, and 42” upper kitchen cabinets for generous storage. The open-concept layout is enhanced by 8-foot interior doors, impact-resistant hurricane windows, sliders, and doors, and beautifully tiled bathrooms and showers. The spacious primary suite includes a luxurious walk-in shower and a standalone soaking tub. Built for both comfort and peace of mind, the home sits high and dry on an elevated stem wall. Enjoy Florida outdoor living from the screened lanai overlooking the water, with ample room to add a pool if desired. A paver driveway adds to the home’s curb appeal. This is a rare opportunity to own a nearly new, custom waterfront home with modern construction, upscale features, true boating access, and no HOA restrictions.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history6 days on market
- Status: ActiveJan 22, 2026
- Listed$599,000Jan 21, 2026
- Price increased$599,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 6
- Subdivision
- Port Charlotte Sec 079
- County
- Charlotte
- Year built
- 2023
- Living area
- 1,696 sq ft
- Price/sq ft
- $353
- Building area
- 2,444 sq ft (Builder)
- Lot size
- 9,999 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12015C0209G)
- Garage
- 2 spaces
- Annual taxes
- $7,126 (2025)
- Parcel #
- 402232152005
- Zoning
- RSF3.5
- MLS #
- A4678804
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Check with Charlotte county.
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab, Stem Wall
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Holding Tank, Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 18x16 |
| Kitchen | First | 12x12 |
| Primary Bedroom | First | |
| Bathroom 1 | First |
Listing Details
- Listing date
- 2026-01-19
- On market date
- 2026-01-21
- Original list price
- $599,000
- Occupant type
- Owner
- MLS area
- 33948 - Port Charlotte
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-01-22
- Tax legal description
- PCH 079 4667 0009 PORT CHARLOTTE SEC79 BLK4667 LT 9 519/640 967/175 DC1720/809-AK 2508/1517 2584/1689 4685/796 4693/182 4771/1020
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Driving South on US 41 Turn Right on Collingswood Blvd, Then turn Left on Ohara Dr, Right on Silver Bell Dr then Left On Ayrshire Cir. Home will be on left side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of January 27, 2026 at 7:07 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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