280 Palm Court, FL

$509,000

280 Palm Court

Umatilla, FL 32784

Active
4
Beds
3
Baths
2,624
Sq Ft
0.93
Acres
1949
Built
WaterfrontWater accessIn-law suiteFireplace$194/sqft360° tour
🏠Single Family Residence

Property type

🏗️1949

Year built

📐40,556 sqft

Lot size

📊$194

Price / sq ft

🏘️No HOA

HOA dues

📅134

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Welcome to a rare opportunity on sought-after spring-fed Lake Umatilla, where privacy, space, and waterfront living come together! Tucked away at the dead end of a quiet street, this stunning property sits on nearly one full acre of prime lakefront land (.93 acres) with an impressive 130 feet of shoreline, offering breathtaking views and endless possibilities. This 4 bedroom, 3 bathroom home features a thoughtfully designed layout, including an attached in-law suite with its own private entrance that is perfect for multi-generational living, guests, or rental potential. Enjoy true Florida lake life with your private boat dock, plus the added bonus of an additional lot, providing exceptional future value and flexibility. Outside, the property is a nature lover’s dream with mature fruit trees, expansive outdoor space, and ample bonus space thanks to a large detached 2-car garage, carport and large chicken coop. The enclosed back porch (2023) offers the perfect spot to relax and take in peaceful lake views year-round. Major updates provide peace of mind, including a roof replaced in 2019, hot water heater replaced in 2022, brand-new AC in 2023, and fresh interior paint throughout in 2025. This home blends charm, functionality, and long-term investment potential in one of the area’s most desirable lakefront settings. Lakefront properties like this don’t come along often! Schedule your private showing and experience Lake Umatilla living at its finest

Estimated monthly payment

Principal & interest$2,574
Property taxes$381
Home insurance (est.)$233

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history134 days on market

  1. Status: Active
    Jan 15, 2026
  2. Listed$560,000
    Jan 15, 2026
  3. Price reduced$509,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
134
Subdivision
Umatilla Palm Court
County
Lake
Year built
1949
Living area
2,624 sq ft
Price/sq ft
$194
Lot size
40,556 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12069C0220E)
Garage
2 spaces
Annual taxes
$4,577 (2025)
Parcel #
13-18-26-2400-00A-03500
Zoning
R-18
MLS #
O6372648

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Luxury Vinyl, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Microwave, Refrigerator
Interior features
Accessibility Features, Built-in Features, Ceiling Fans(s), Chair Rail, Eat-in Kitchen, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
Laundry
In Kitchen, Inside
Stories / Levels
One
Direction faces
North
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No
Parking features
Workshop in Garage
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Private Mailbox, Private Yard, Sidewalk
Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Gravel

Utilities

Sewer
Septic Tank
Water source
Public, Well
Utilities
Electricity Connected, Public, Water Connected

Room Details

RoomLevelDimensions
KitchenFirst
Dining RoomFirst
Living RoomFirst
Primary BedroomFirst
Bathroom 1First
Bedroom 2First
Bedroom 3First
Primary Bedroom 2First
Bathroom 2First
Primary BathroomFirst
FoyerFirst
Balcony/Porch/LanaiFirst
Balcony/Porch/LanaiFirst
Balcony/Porch/LanaiFirst

Listing Details

Listing date
2026-01-14
On market date
2026-01-15
Original list price
$560,000
Occupant type
Owner
MLS area
32784 - Umatilla / Dona Vista
Listing AOR
Orlando Regional
Status changed
2026-01-15
Tax legal description
UMATILLA PALM COURT PB 5 PG 37 BEGIN AT SOUTHWEST CORNER OF LOT 34 BLK A RUN SOUTH TO LAKE UMATILLA BEGIN AGAIN AT POINT OF BEGINNING RUN EAST TO CENTER LINE OF PALM COURT DRIVE SOUTH CENTER LINE OF PALM COURT TO LAKE UMATILLA SOUTHWESTERLY ALONG LAKE TO INTERSECT FIRST LINE ORB 5925 PG 2381

Flood risk

Minimal riskFEMA Zone XPanel 12069C0220E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the intersection of Highway 44 and Highway 19 head north on highway 19. In 3.8 Miles turn right onto Cassady Street, in .20 miles turn right onto S Trowell Ave, in 700 feet turn left onto Rose street, in .3 miles turn right onto Palm Court, in 900 feet you have arrived at 280 Palm Court.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 8:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA