$430,000
1889 Saddlewood Circle
Port Charlotte, FL 33953
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Take advantage of this incredible home, fully furnished with lakefront views — located in Flood Zone X (NO flood insurance required) and offering NO CDD fees, saving you over $3,000/year compared to many nearby communities! This is a true value: lower annual costs, lower insurance expenses, and move-in-ready convenience. With LOW HOA fees, you’ll enjoy maintenance-free living in a gated community where the HOA covers lawn care and irrigation — plus cable, high-speed internet, a heated resort-style pool, pickleball courts, and a fitness center. Perfect as a seasonal escape or your forever residence, this home is tucked away on one of the quietest streets in the neighborhood. Unwind on your private lanai with stunning lake views, peaceful birdwatching, and breathtaking sunsets. This move-in ready 3-bedroom + bonus room (ideal 4th bedroom) home with 3 full baths has been meticulously maintained and shows like new. Featuring tile flooring throughout, a spacious welcoming entry, and a bright open-concept design, this home offers both comfort and functionality. The kitchen blends style and practicality with a large island with seating, granite countertops, stainless steel appliances, and a dedicated coffee bar. Thoughtfully selected light fixtures, blinds, and curtains are all included — making this truly turnkey. Expansive 8-foot sliding glass doors open to the lanai, creating seamless indoor-outdoor living and the perfect backdrop for tranquil lake views and glowing sunsets. The private primary suite is tucked away for maximum comfort and features a beautifully appointed en-suite bath. A separate laundry room adds everyday convenience. Ideally situated near shopping, dining, and the Gulf beaches, this newer, spacious home delivers the best of Florida living. With no known defects or deferred maintenance, it stands out as one of the best value opportunities for its size and age in the area. Perfect for full-time living or a seasonal retreat — this is a must-see. *Furniture is available separately and consists of all new or newer pieces. This combination of savings and lifestyle is rare — schedule your showing before it’s gone!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history132 days on market
- Status: ActiveJan 14, 2026
- Listed$389,000Jan 14, 2026
- Price increased$430,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 132
- Cumulative DOM
- 340
- Subdivision
- Biscayne Lndg Ii
- County
- Charlotte
- Year built
- 2022
- Living area
- 2,217 sq ft
- Price/sq ft
- $194
- Building area
- 2,932 sq ft (Builder)
- Lot size
- 7,149 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12015C0040G)
- Garage
- 2 spaces
- Annual taxes
- $5,182 (2025)
- Parcel #
- 402114106014
- Zoning
- PD
- MLS #
- A4677520
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Ceramic Tile, Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $796 / Quarterly
- Monthly HOA
- $265/mo
- Total monthly fees
- $265/mo
- Total annual fees
- $3,184
- HOA name
- Biscayne Landing
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See HOA rules & regulations
Exterior & Construction
- Exterior features
- Hurricane Shutters, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Canal/Lake For Irrigation, Public
- Utilities
- Cable Connected, Electricity Connected, Public, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 24x16 |
| Primary Bedroom | First | 14x15 |
| Primary Bathroom | First | |
| Bathroom 2 | First | |
| Bedroom 2 | First | 12x12 |
| Bathroom 3 | First | |
| Bedroom 3 | First | 11x11 |
| Den | First | 13x11 |
| Laundry | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-01-13
- On market date
- 2026-01-14
- Original list price
- $389,000
- Occupant type
- Owner
- MLS area
- 33953 - Port Charlotte
- Listing AOR
- Orlando Regional
- Status changed
- 2026-01-14
- Tax legal description
- BLS 002 0000 0159 BISCAYNE LANDING II LOT 159 (7150 SF) 3183048
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From El Jobean Rd turn Right onto Biscayne Drive, Right onto Honeysuckle St, Left on Gardenia Ave, Right Saddlewood Cir, home on Left side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 26, 2026 at 11:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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