412 Emerald Cove Loop, FL

$325,500

412 Emerald Cove Loop

Lakeland, FL 33813

Active
3
Beds
2
Baths
1,546
Sq Ft
0.17
Acres
1994
Built
$211/sqft360° tour
Single Family Residence

Property type

1994

Year built

7,505 sqft

Lot size

$211

Price / sq ft

$50/mo

HOA dues

9

Days on market

2

Garage spaces

X

Flood zone

About this home

Perfectly poised in South Lakeland you will find this super sweet single family dwelling in the established community of Emerald Cove, steps away from S Florida Avenue and Cleveland Heights, up from the shores of Scott Lake. This split floor plan home has been thoughtfully updated and is awaiting its new owner! Upon arrival, you will note the adequate driveway and the immediate curb appeal with mature vegetation. Enter into a delightful room with soaring ceilings, a great room with natural light that filters through the picturesque sliding glass doors that frame the back yard view. The heart of this home is the kitchen, delightfully updated with cheerful backsplash, butcher block countertops, and white appliances for a seamless look. Additional features include the pantry and breakfast bar, updated pendant lights that compliment the space. The dining area overlooks the back yard and is surrounded by windows. Enter the Owners Suite for a private retreat! The spacious room with en suite also has tons of natural light, filtering in through the transom window above the sliders that lead to the beautiful screened lanai. The ensuite with dual sinks, soaking tub AND shower complement the large walk in closet with custom organization in place. Additional bedrooms are situated strategically for functionality making the split floor plan desirable. Venture out onto the covered lanai and enjoy the south with serenity. The screened room with tiled floors provides the perfect space to reflect at the end of the day as you enjoy the sunsets without pests in your private, fenced back yard. Roof and HVAC approximately 4 years old. Call for your showing today!

Estimated monthly payment

Principal & interest$1,646
Property taxes$321
Home insurance (est.)$149
HOA dues$50

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history9 days on market

  1. Status: Active
    Jan 22, 2026
  2. Listed$325,500
    Jan 22, 2026
  3. Price increased$325,500

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
9
Cumulative DOM
216
Subdivision
Emerald Cove
County
Polk
Year built
1994
Living area
1,546 sq ft
Price/sq ft
$211
Building area
2,271 sq ft (Public Records)
Lot size
7,505 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0480G)
Garage
2 spaces
Annual taxes
$3,848 (2025)
Parcel #
23-29-13-140832-000350
MLS #
L4958355

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$150 / Quarterly
Monthly HOA
$50/mo
Total monthly fees
$50/mo
Total annual fees
$600
HOA name
Emerald Cove HOA/Don Asher
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Yard, Sliding Doors
Construction materials
Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Cable Connected, Electricity Connected, Public, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
LaundryFirst5x7
Great RoomFirst17x30
KitchenFirst18x10
Dining RoomFirst11x10
Primary BedroomFirst14x15
Primary BathroomFirst8x9
Bedroom 2First10x11
Bedroom 3First10x11
Bathroom 2First8x4

Listing Details

Listing date
2026-01-21
On market date
2026-01-22
Original list price
$325,500
Occupant type
Owner
MLS area
33813 - Lakeland
Listing AOR
Lakeland
Status changed
2026-01-22
Tax legal description
EMERALD COVE PB 97 PG 22 LOT 35

Flood risk

Minimal riskFEMA Zone XPanel 12105C0480G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

South on S Florida Avenue, east on Fitzgerald, south on Francis Pipkin, right on Emerald Cove Loop. House is third on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of January 31, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA