$385,000

4016 86th Street

Palmetto, FL 34221

Active
4
Beds
3
Baths
2,532
Sq Ft
0.14
Acres
2023
Built
Water view$152/sqft360° tour
🏠Single Family Residence

Property type

🏗️2023

Year built

📐6,103 sqft

Lot size

📊$152

Price / sq ft

🏘️$90/mo

HOA dues

📅48

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Welcome to one of the best values in Palmetto, Florida. Built in 2023 with over 2,500 square feet, this four bedroom, two and a half bathroom home offers modern construction, a functional layout, and a peaceful water view lot all under $400,000 in Manatee County. Inside, the open concept design connects the kitchen, dining, and family room for seamless everyday living and entertaining. The kitchen features modern finishes, a recently added designer backsplash, ample cabinetry, and a large center island. Natural light fills the space and draws your eye to tranquil pond views. A flexible bonus room near the entry works perfectly as a home office, dining room, gym, or playroom, with a convenient half bath on the first floor. Upstairs, a spacious loft provides additional living space, while all four bedrooms are privately situated on the second level. The primary suite offers a well appointed ensuite bath and generous walk in closet. The remaining bedrooms share a full bath and provide flexibility for family or guests. Out back, recently added patio pavers expand your outdoor entertaining space, all overlooking a peaceful pond that adds privacy and open views. Located in Palmetto, FL 34221 with quick access to I 75, you are minutes to Lakewood Ranch, Ellenton Premium Outlets, Downtown Bradenton, and a short drive to Anna Maria Island beaches. Shopping, dining, and daily conveniences are all close by. Newer construction with this size, bedroom count, water view lot, and price point is increasingly rare in North Manatee County. Schedule your private showing today and experience the value for yourself.

Estimated monthly payment

Principal & interest$1,947
Property taxes$331
Home insurance (est.)$176
HOA dues$90

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history48 days on market

  1. Status: Active
    Feb 13, 2026
  2. Listed$399,000
    Feb 13, 2026
  3. Price reduced$385,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
48
Subdivision
Pravela
County
Manatee
Year built
2023
Living area
2,532 sq ft
Price/sq ft
$152
Building area
3,008 sq ft (Public Records)
Lot size
6,103 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12081C0159E)
Garage
2 spaces
Annual taxes
$3,976 (2025)
Parcel #
644517559
Zoning
PD-R
MLS #
A4677144

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Solid Surface Counters, Stone Counters, Thermostat
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$90 / Monthly
Monthly HOA
$90/mo
Total monthly fees
$90/mo
Total annual fees
$1,080
HOA name
Pravela Community/Kevin Perkins
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify all other leasing restrictions.
Approval process
Association information to be verified by the buyer.

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Available

Community

Pets allowed
Yes

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleBuffalo Creek MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst18x16
KitchenFirst20x16
Dining RoomFirst13x13
Family RoomSecond13x13
Primary BedroomSecond14x16
Primary BathroomSecond12x10
Bedroom 2Second14x14
Bedroom 3Second11x13
Bedroom 4Second10x13

Listing Details

Listing date
2026-01-06
On market date
2026-02-13
Original list price
$399,000
Occupant type
Owner
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Sarasota - Manatee
Status changed
2026-02-13
Tax legal description
LOT 148, PRAVELA PI #6445.1755/9

Flood risk

Minimal riskFEMA Zone XPanel 12081C0159E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I75 take I275 West. Take Rte 41 North. Turn right on 85th St E. Turn left on 36th Ave E. Turn right on 86th St. E adn home will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 2, 2026 at 2:56 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA