$162,900

8868 97th Lane Road

Ocala, FL 34481

Active
2
Beds
2
Baths
1,314
Sq Ft
0.06
Acres
1983
Built
55+ community$124/sqft360° tour
🏠Condominium

Property type

🏗️1983

Year built

📐2,420 sqft

Lot size

📊$124

Price / sq ft

🏘️$529/mo

HOA dues

📅129

Days on market

🚗1

Garage space

🌊X

Flood zone

About this home

Welcome to this exceptionally well-maintained and thoughtfully upgraded 2-bedroom, 2-bath residence located in the highly sought-after On Top of the World community. This move-in-ready home offers peace of mind and modern comfort with numerous recent improvements throughout. The newly renovated kitchen is a true centerpiece, featuring quartz countertops, a classic farmhouse sink, and stainless steel appliances that blend style and functionality. The open and efficient layout provides ample counter space and storage, making it ideal for both everyday use and entertaining. Major system upgrades include a brand-new electrical breaker box, brand-new water heater, and a new AC coil, ensuring reliability and energy efficiency. The home also includes all new window screens and rain gutters, adding to its overall durability and curb appeal. The spacious primary suite is a relaxing retreat, complete with an extra-large walk-in closet and a beautifully designed walk-in shower in the en-suite bath. The second bedroom and bathroom provide comfort and flexibility for guests, a home office, or hobbies. Outdoor living is just as inviting, with a charming front seating area perfect for morning coffee, an outdoor rear BBQ patio ideal for gatherings, and a rear enclosed lanai that provides additional year-round living space. These areas create multiple options for relaxing, entertaining, and enjoying the surroundings. On Top of the World is one of Central Florida’s most vibrant and sought-after active adult communities. Known for its resort-style lifestyle and exceptional amenities, this master-planned neighborhood offers residents endless opportunities to stay active, social, and engaged. With over 175 clubs and interest groups, multiple golf courses, fitness centers, tennis and pickleball courts, swimming pools, and community events, there’s always something to enjoy right at your doorstep. The community’s welcoming atmosphere, on-site dining, farmers market, and golf-cart-friendly layout create a truly connected and fulfilling way of life. On Top of the World continues to be celebrated as one of the nation’s premier 55+ communities, blending leisure, wellness, and neighborly spirit in a beautiful Florida setting. Truly move-in ready, this property is perfect for buyers seeking comfort, convenience, and a beautifully updated home in a desirable community.

Estimated monthly payment

Principal & interest$824
Property taxes$80
Home insurance (est.)$75
HOA dues$529

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history129 days on market

  1. Status: Active
    Dec 28, 2025
  2. Listed$174,900
    Dec 27, 2025
  3. Price reduced$162,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
129
Subdivision
Circle Square Woods
County
Marion
Year built
1983
Living area
1,314 sq ft
Price/sq ft
$124
Building area
2,006 sq ft (Public Records)
Lot size
2,420 sq ft
Flood zone
X (12083C0684E)
Garage
1 spaces
Annual taxes
$958 (2025)
Parcel #
3530-1904-07
Zoning
PUD
MLS #
OM715630

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate
Appliances
Convection Oven, Dishwasher, Range, Refrigerator
Interior features
Split Bedroom, Walk-In Closet(s)
Laundry
In Garage
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

HOA fee
$529 / Monthly
Monthly HOA
$529/mo
Total monthly fees
$529/mo
Total annual fees
$6,348
HOA name
OTOW HOA
CDD
No
Homestead exemption
Yes
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Leasehold
Available for lease
No

Exterior & Construction

Exterior features
Private Mailbox
Construction materials
Block, Concrete
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
Dining RoomFirst
Primary BedroomFirst
Primary BathroomFirst
KitchenFirst

Listing Details

Listing date
2025-12-27
On market date
2025-12-27
Original list price
$174,900
Occupant type
Owner
MLS area
34481 - Ocala
Listing AOR
Ocala - Marion
Status changed
2025-12-28
Tax legal description
SEC 24 TWP 16 RGE 20 PORTION OF TRACT 9 CIRCLE SQUARE WOODS AS RECORDED IN PLAT BOOK P PAGE 065 BUILDING 1904 DWELLING G (8868G SW 97TH LN RD)

Flood risk

Minimal riskFEMA Zone XPanel 12083C0684E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

go direct to property

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 5, 2026 at 4:37 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA