$143,900

8637 97th Lane Road

Ocala, FL 34481

Active
2
Beds
2
Baths
1,228
Sq Ft
0.05
Acres
1984
Built
55+ community$117/sqft
🏠Villa

Property type

🏗️1984

Year built

📐2,021 sqft

Lot size

📊$117

Price / sq ft

🏘️$493/mo

HOA dues

📅79

Days on market

🚗1

Garage space

🌊X

Flood zone

About this home

Welcome to one of the most desirable 55+ communities in Ocala, the highly sought after golf cart community of On Top of the World! Located in the Americana neighborhood, this beautifully updated end unit Philadelphian villa offers 2 bedrooms and 2 bathrooms with the perfect blend of comfort, style, and low maintenance living. The home features fresh interior paint, newly painted garage walls and floors, updated trim, real wood interior doors, modern light fixtures, and stunning Pergo TimberCraft laminate flooring throughout. The guest bathroom includes a new toilet, and the primary bedroom offers brand new closet cabinets for added storage and organization. Enjoy year round comfort in the Florida room under heat and air, along with a spacious and inviting front porch perfect for morning coffee or evening relaxation. Major updates include a 2022 HVAC system and a 2015 roof, plus a brand new washing machine and like new dryer. The monthly HOA fee includes basic Spectrum cable, irrigation water, roof maintenance and repair, exterior painting every seven years, exterior maintenance, landscaping, trash and recycling, and 24/7 guarded gates, providing true peace of mind. Residents enjoy access to top of the line amenities including multiple pools, two fitness centers, pickleball, tennis, shuffleboard, bocce ball, billiards, an archery range, over 175 clubs, a woodworking shop (additional fee), a library, and so much more. This is more than a home, it’s a lifestyle!

Estimated monthly payment

Principal & interest$728
Property taxes$221
Home insurance (est.)$66
HOA dues$493

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history79 days on market

  1. Status: Active
    Mar 11, 2026
  2. Listed$149,000
    Mar 11, 2026
  3. Price reduced$143,900

Facts & features

Property type
Residential
Sub type
Villa
Status
Active
Days on market
79
Subdivision
Circle Square Woods
County
Marion
Year built
1984
Living area
1,228 sq ft
Price/sq ft
$117
Building area
1,321 sq ft (Public Records)
Lot size
2,021 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0684E)
Garage
1 spaces
Annual taxes
$2,654 (2025)
Parcel #
3530-1922-01
Zoning
PUD
MLS #
OM720642

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Walk-In Closet(s)
Laundry
In Garage
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

HOA fee
$493 / Monthly
Monthly HOA
$493/mo
Total monthly fees
$493/mo
Total annual fees
$5,916
HOA name
Lori Sands
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Community Standards require that the shortest-term rental allowed is 6 months and 1 week for a FURNISHED unit. Twelve-month leases permitted for furnished our unfurnished units.

Exterior & Construction

Exterior features
Sprinkler Metered
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Sewer Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomSecond

Listing Details

Listing date
2026-03-11
On market date
2026-03-11
Original list price
$149,000
Occupant type
Owner
MLS area
34481 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-03-11
Tax legal description
SEC 24 TWP 16 RGE 20 PORTION OF TRACT 9 CIRCLE SQUARE WOODS AS RECORDED IN PLAT BOOK P PAGE 065 BUILDING 1922 DWELLING A (8637-A SW 97TH LANE RD)

Flood risk

Minimal riskFEMA Zone XPanel 12083C0684E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Follow 200 to Sw 99th Street Rd, turn left onto 87th Terrace Rd, slight left onto SW 97th Lane Rd. The destination will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 10:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA