$420,000

3795 Sagefield Drive

Harmony, FL 34773

Active

Beds

Baths

2,405

Sq Ft

0.11

Acres

2023

Built

◆$175/sqft◆360° tour

Single Family Residence

Property type

2023

Year built

4,792 sqft

Lot size

$175

Price / sq ft

$69/mo

HOA dues

130

Days on market

Garage spaces

X500

Flood zone

About this home

Corner-lot, two-story single-family residence located in Harmony Central, no CDD in this community. Offering a functional and efficient open floor plan with well-defined living spaces. The main level features a comfortable floor plan designed for everyday living and entertaining, with seamless flow. The kitchen features plenty of cabinets, granite counters, storage space and an island. A spacious loft and all bedrooms are situated on the second floor, providing privacy and separation from the main living areas. The upper level includes generously sized rooms with flexible use potential for sleeping quarters, home office, or guest accommodations. Enjoy a luxurious owner's suite featuring an en-suite bathroom with dual sinks, separate shower, soaking tub and walk-in closet. Laminate flooring throughout the first floor, carpet in all bedrooms and ceramic tiles in all wet areas. You can relax and sip a cup of coffee in the comfort of the fully screened back porch and enjoy the privacy of a fully fenced backyard; your 4-legged friends will have plenty of space to play safely. Located within a planned community setting, where you can benefit from proximity to neighborhood amenities at Harmony Main such as 12.5 miles of trails and pathways, stunning golf course Harmony Gold Preserve, and even become a member of the community garden program. A solid opportunity in Harmony Central for buyers seeking location, layout, and community living.

Estimated monthly payment

Principal & interest$2,124

Property taxes$397

Home insurance (est.)$193

HOA dues$69

Down payment

20%

$84,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history130 days on market

Status: Active
Dec 22, 2025
Listed$420,000
Dec 22, 2025
Price increased$420,000

Virtual Tour

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 130
Subdivision: Harmony Central Ph 1
County: Osceola
Year built: 2023
Living area: 2,405 sq ft
Price/sq ft: $175
Building area: 2,472 sq ft (Public Records)
Lot size: 4,792 sq ft
Lot category: 0 to less than 1/4
Flood zone: X500 (12097C0295G)
Garage: 2 spaces
Annual taxes: $4,767 (2025)
Parcel #: 32-26-32-3596-000H-0010
Zoning: X5001
MLS #: S5140517

Interior Details

Bedrooms: 4
Full bathrooms: 2
Half bathrooms: 1
Flooring: Carpet, Ceramic Tile
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
Laundry: Inside, Laundry Room
Stories / Levels: Two
Direction faces: South

Heating & Cooling

Heating: Central, Electric, Heat Pump
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Driveway, Garage Door Opener

HOA & Financial

HOA fee: $825 / Annually
Monthly HOA: $69/mo
Total monthly fees: $69/mo
Total annual fees: $825
HOA name: Beth Connor
CDD: No
Homestead exemption: Yes
Min lease term: 8-12 Months
Listing terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Must check with HOA Regulations

Exterior & Construction

Exterior features: Rain Gutters
Construction materials: Block, Stucco, Wood Siding
Roof: Shingle
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Available, Sprinkler Meter

Community

Pets allowed: Yes

Schools

ElementaryFour Corner ElemGreatSchools ↗

MiddleAHarmony MiddleGreatSchools ↗

High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	16x17
Kitchen	First
Primary Bedroom	Second	16x13
Bedroom 2	Second	13x11
Bedroom 3	Second	10x12
Bedroom 4	Second	12 × 10 ft
Loft	Second	13x10
Bonus Room	Second

Listing Details

Listing date: 2025-12-22
On market date: 2025-12-22
Original list price: $420,000
Occupant type: Owner
MLS area: 34773 - St Cloud (Harmony)
Listing AOR: Osceola
Status changed: 2025-12-22
Tax legal description: HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK H LOT 1

Flood risk

Moderate riskFEMA Zone X500Panel 12097C0295G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take 192 towards St. Cloud, continue to go pass Harmony High-school, you will shortly see the community on the left hand side of 192 following Harmony Main.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 1, 2026 at 1:03 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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