$415,000
3786 Emma Jane Terrace
Homosassa, FL 34448
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Huge price reduction on this Spacious Home on ½ Acre — No Deed Restrictions, No HOA! This immaculate home sits on a half an acre in a non-deed-restricted community with no HOA fees, offering exceptional space and freedom—perfect for storing your toys, RV, boat, or even adding an extra garage. Inside, a triple-split bedroom floor plan ensures privacy for all. The third bedroom, featuring serene pool views, is ideal as an in-law suite, guest room, or office. The eat-in kitchen is bright and welcoming, set in a charming bay window overlooking the pool. It boasts granite countertops, recessed lighting, a ceiling fan, and plant shelves for added character. The kitchen flows seamlessly into the living room, complete with a leather couch, 70" TV with surround sound, abundant natural light, and a gas fireplace for cozy evenings. Entertain effortlessly with a formal dining room that opens to a spacious family room, offering plenty of room for guests. Retreat to the generously sized master suite, which opens directly to the pool area. The master bath features walk-in closet, dual sinks, a separate walk-in shower, and a jetted tub—a perfect place to unwind after a long day. Step outside to the immense screened pool area, offering a perfect blend of open and covered space for outdoor living and entertaining. Enjoy the ambiance of the spa’s fountain feature, and take advantage of solar pool heating for energy-efficient comfort. The setting feels both open and secluded, bordered by a pond on one side and open greenspace. Additional perks include a large laundry room with cabinets and a utility sink. All window treatments, furnishings, decorations, and electronics shown in the home are included!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history148 days on market
- Status: ActiveMay 6, 2026
- Listed$439,900Dec 4, 2025
- Price reduced$415,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 148
- Subdivision
- Grover Cleveland Estates
- County
- Citrus
- Year built
- 2005
- Living area
- 2,081 sq ft
- Price/sq ft
- $199
- Building area
- 2,797 sq ft (Public Records)
- Lot size
- 21,799 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12017C0316E)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $4,498 (2025)
- Parcel #
- 17E-19S-24-0010-000D0-0030
- Zoning
- MDR
- MLS #
- TB8452426
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile, Wood
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- No HOA, verify with County any leasing restrictions.
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block, Brick
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x12 |
| Living Room | First | 12x12 |
| Kitchen | First | 12x12 |
Listing Details
- Listing date
- 2025-12-01
- On market date
- 2025-12-04
- Original list price
- $439,900
- Occupant type
- Owner
- MLS area
- 34448 - Homosassa
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-06
- Tax legal description
- GROVER CLEVELAND ESTS PB 12 PG 2 LOT 3 BLK D
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Lecanto Hwy & Grover Cleveland: Take Grover Cleveland 2.8 miles to Right on Emma Jean Ter. Home is on left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 6, 2026 at 12:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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