$345,000

10951 Penny Gale Loop

San Antonio, FL 33576

Active
4
Beds
3
Baths
2,007
Sq Ft
0.13
Acres
2021
Built
$172/sqft
🏠Single Family Residence

Property type

🏗️2021

Year built

📐5,840 sqft

Lot size

📊$172

Price / sq ft

🏘️$83/mo

HOA dues

📅165

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Back on the market due to buyer's financing at no fault of the seller or property. Property appraised above price, confirming strong value. Don’t miss this opportunity; schedule your showing today. Live the lagoon lifestyle today. This is your chance to live every day like you are on vacation within the Mirada Lagoon, a place where crystal-clear waters, cabanas, kayaking and resort-style relaxation are just minutes from your doorstep. Residents enjoy a true Florida lifestyle with golf cart paths, community events and access to an ever-growing mix of shops and dining nearby, and this is your ticket to living there. This four-bedroom, 2.5-bath, two-car garage home offers a warm welcome with sidewalk-lined streets, a modern paint palette, mature landscaping and a covered entryway. Inside, the open-concept first floor is designed for entertaining and comfortable living. The spacious living room flows effortlessly into the dining area and kitchen, with tile flooring underfoot, updated lighting overhead and sunlight streaming in through sliding glass doors that open to an expansive patio, perfect for gatherings or quiet evenings outdoors. The kitchen features granite countertops, a central island with breakfast bar seating, a sleek four-piece stainless steel appliance package and the convenience of three separate storage closets, ideal for keeping everything organized and out of sight. A well-placed half bath completes the main level. Upstairs, you’ll find all four bedrooms and two full baths, along with a charming laundry room complete with cabinetry and shelving. The primary suite is a peaceful retreat with a large walk-in closet and an ensuite bath offering dual sinks and a walk-in shower. The additional bedrooms are generously sized, with one offering its own walk-in closet. Outside, unwind in the fully fenced backyard with a tranquil view and plenty of space to entertain on the large open patio. From relaxed evenings under the stars to weekends at the Lagoon, this home offers a lifestyle that truly captures the essence of Florida living. Call us today to learn more about this enticing opportunity and the Mirada Lagoon!

Estimated monthly payment

Principal & interest$1,745
Property taxes$658
Home insurance (est.)$158
HOA dues$83

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history165 days on market

  1. Status: Active
    Mar 10, 2026
  2. Listed$360,000
    Nov 18, 2025
  3. Price reduced$345,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
165
Subdivision
Mirada Prcl 17-1
County
Pasco
Year built
2021
Living area
2,007 sq ft
Price/sq ft
$172
Building area
2,495 sq ft (Public Records)
Lot size
5,840 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12101C0258F)
Garage
2 spaces
Annual taxes
$7,900 (2024)
Parcel #
15-25-20-0010-02100-0130
Zoning
MPUD
MLS #
TB8446695

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
Laundry
Inside, Laundry Room, Upper Level
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$249 / Quarterly
Monthly HOA
$83/mo
Total monthly fees
$124/mo
Total annual fees
$1,491
HOA name
Managed by Kai
CDD
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Minimum 6 month lease. Approval required. Buyer must verify all restrictions.
Approval process
Owner must submit a copy of the proposed lease, an application, application fee, and information for for approval by the HOA at least 7 days prior to commencement of the lease. Buyer must verify all information.

Exterior & Construction

Exterior features
Lighting, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Number Limit, Yes

Schools

ElementarySan Antonio-POGreatSchools ↗
MiddlePasco Middle-POGreatSchools ↗
High SchoolPasco High-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst13x15
KitchenFirst14x15
Dining RoomFirst14x9
Primary BedroomSecond14x15
Bedroom 2Second9x12
Bedroom 3Second10x12
Bedroom 4Second10x12

Listing Details

Listing date
2025-11-18
On market date
2025-11-18
Original list price
$360,000
Occupant type
Owner
MLS area
33576 - San Antonio
Listing AOR
Suncoast Tampa
Status changed
2026-03-10
Tax legal description
MIRADA PARCEL 17-1 PB 79 PG 60 BLOCK 21 LOT 13

Flood risk

Minimal riskFEMA Zone XPanel 12101C0258F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75; Exit onto State Road 52 East. Turn right onto Mirada Blvd. Turn right onto Setter Palm Road. Turn left onto Penny Gale Loop. Home will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 20, 2026 at 8:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA