$345,000
10951 Penny Gale Loop
San Antonio, FL 33576
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Back on the market due to buyer's financing at no fault of the seller or property. Property appraised above price, confirming strong value. Don’t miss this opportunity; schedule your showing today. Live the lagoon lifestyle today. This is your chance to live every day like you are on vacation within the Mirada Lagoon, a place where crystal-clear waters, cabanas, kayaking and resort-style relaxation are just minutes from your doorstep. Residents enjoy a true Florida lifestyle with golf cart paths, community events and access to an ever-growing mix of shops and dining nearby, and this is your ticket to living there. This four-bedroom, 2.5-bath, two-car garage home offers a warm welcome with sidewalk-lined streets, a modern paint palette, mature landscaping and a covered entryway. Inside, the open-concept first floor is designed for entertaining and comfortable living. The spacious living room flows effortlessly into the dining area and kitchen, with tile flooring underfoot, updated lighting overhead and sunlight streaming in through sliding glass doors that open to an expansive patio, perfect for gatherings or quiet evenings outdoors. The kitchen features granite countertops, a central island with breakfast bar seating, a sleek four-piece stainless steel appliance package and the convenience of three separate storage closets, ideal for keeping everything organized and out of sight. A well-placed half bath completes the main level. Upstairs, you’ll find all four bedrooms and two full baths, along with a charming laundry room complete with cabinetry and shelving. The primary suite is a peaceful retreat with a large walk-in closet and an ensuite bath offering dual sinks and a walk-in shower. The additional bedrooms are generously sized, with one offering its own walk-in closet. Outside, unwind in the fully fenced backyard with a tranquil view and plenty of space to entertain on the large open patio. From relaxed evenings under the stars to weekends at the Lagoon, this home offers a lifestyle that truly captures the essence of Florida living. Call us today to learn more about this enticing opportunity and the Mirada Lagoon!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history165 days on market
- Status: ActiveMar 10, 2026
- Listed$360,000Nov 18, 2025
- Price reduced$345,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 165
- Subdivision
- Mirada Prcl 17-1
- County
- Pasco
- Year built
- 2021
- Living area
- 2,007 sq ft
- Price/sq ft
- $172
- Building area
- 2,495 sq ft (Public Records)
- Lot size
- 5,840 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12101C0258F)
- Garage
- 2 spaces
- Annual taxes
- $7,900 (2024)
- Parcel #
- 15-25-20-0010-02100-0130
- Zoning
- MPUD
- MLS #
- TB8446695
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room, Upper Level
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $249 / Quarterly
- Monthly HOA
- $83/mo
- Total monthly fees
- $124/mo
- Total annual fees
- $1,491
- HOA name
- Managed by Kai
- CDD
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Minimum 6 month lease. Approval required. Buyer must verify all restrictions.
- Approval process
- Owner must submit a copy of the proposed lease, an application, application fee, and information for for approval by the HOA at least 7 days prior to commencement of the lease. Buyer must verify all information.
Exterior & Construction
- Exterior features
- Lighting, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Number Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 13x15 |
| Kitchen | First | 14x15 |
| Dining Room | First | 14x9 |
| Primary Bedroom | Second | 14x15 |
| Bedroom 2 | Second | 9x12 |
| Bedroom 3 | Second | 10x12 |
| Bedroom 4 | Second | 10x12 |
Listing Details
- Listing date
- 2025-11-18
- On market date
- 2025-11-18
- Original list price
- $360,000
- Occupant type
- Owner
- MLS area
- 33576 - San Antonio
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-10
- Tax legal description
- MIRADA PARCEL 17-1 PB 79 PG 60 BLOCK 21 LOT 13
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75; Exit onto State Road 52 East. Turn right onto Mirada Blvd. Turn right onto Setter Palm Road. Turn left onto Penny Gale Loop. Home will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 20, 2026 at 8:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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