3517 Vega Creek Drive, FL

$419,900

3517 Vega Creek Drive

St Cloud, FL 34772

Active
4
Beds
2
Baths
1,859
Sq Ft
0.15
Acres
2018
Built
Water view$226/sqft360° tour
Single Family Residence

Property type

2018

Year built

6,534 sqft

Lot size

$226

Price / sq ft

$99/mo

HOA dues

182

Days on market

2

Garage spaces

X

Flood zone

About this home

This stunning home combines luxury, comfort, and impeccable design. Upon entering, you’ll be welcomed by high ceilings, luxury finishes, and exquisite attention to detail. The modern kitchen features quartz countertops, elegant cabinetry, and decorative lighting that enhances its contemporary style. The living room’s feature wall includes a beautifully designed custom entertainment unit. Offering 4 spacious bedrooms and 2 bathrooms, each with vanity cabinets and quartz countertops, this home blends functionality with sophistication. The screened lanai is perfect for family gatherings or relaxing evenings while enjoying breathtaking lake views and beautiful sunsets. Additional highlights include premium blinds, decorative light fixtures, and access to a community with a swimming pool and playground. A truly unique home for those who appreciate elegance, comfort, and exceptional lakefront living.

Estimated monthly payment

Principal & interest$2,123
Property taxes$431
Home insurance (est.)$192
HOA dues$99

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history182 days on market

  1. Status: Active
    Oct 29, 2025
  2. Listed$440,000
    Oct 29, 2025
  3. Price reduced$419,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
182
Subdivision
Whaleys Creek Ph 2
County
Osceola
Year built
2018
Living area
1,859 sq ft
Price/sq ft
$226
Building area
6,534 sq ft (Public Records)
Lot size
6,534 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0270G)
Garage
2 spaces
Annual taxes
$5,167 (2024)
Parcel #
35-26-30-0965-0001-1660
Zoning
RES
MLS #
S5137433

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Corridor Access, Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, Guest

HOA & Financial

HOA fee
$99 / Monthly
Monthly HOA
$99/mo
Total monthly fees
$99/mo
Total annual fees
$1,188
HOA name
ARTEMIS LIFESTYLES
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Garden, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Block, Slab
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Electricity Connected, Public, Sewer Available, Sprinkler Meter, Sprinkler Recycled, Water Available, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryACanoe Creek K-8GreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
Dining RoomFirst
KitchenFirst
Bathroom 1First
Bathroom 2First
Bedroom 1First
Bedroom 2First
Bedroom 3First
Primary BedroomFirst
Balcony/Porch/LanaiFirst
LaundryFirst

Listing Details

Listing date
2025-10-24
On market date
2025-10-29
Original list price
$440,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2025-10-29
Tax legal description
WHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 166

Flood risk

Minimal riskFEMA Zone XPanel 12097C0270G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

1. From US-192 (Irlo Bronson Memorial Hwy), drive toward Saint Cloud and take the exit for Florida Turnpike Exit 240 / Kissimmee Park Road. 2. Head east on Kissimmee Park Road. 3. Turn right onto Old Canoe Creek Road (also called Florida National Scenic Trail in part). 4. Continue and then turn right onto Canoe Creek Road / CR 523 (Whaley’s Creek). 5. Proceed to the traffic circle and take the 2nd exit onto Vega Creek Drive. 6. Turn left onto Cabo Rojo Drive. 7. Then turn right back onto Vega Creek Drive. The property at 3517 will be on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 29, 2026 at 1:42 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA