$499,000
2037 Palm Harbor Terrace
Punta Gorda, FL 33982
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Water, water everywhere! Don’t miss this incredible 3-bedroom, 2-bathroom waterfront home, perfectly positioned with stunning views of five intersecting canals and the Peace River. With nearly 250 feet of waterfront, this property truly embodies Florida waterfront living at its finest. This home features a durable metal roof, a spacious master suite, and an open floor plan—ideal for entertaining family and friends or simply enjoying the serene water views. Whether you're relaxing on the patio or boating from your backyard, this home is a must-see for anyone seeking the ultimate waterfront lifestyle.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history161 days on market
- Status: ActiveOct 21, 2025
- Listed$575,000Oct 21, 2025
- Price reduced$499,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 161
- Subdivision
- Palm Shores
- County
- Charlotte
- Year built
- 1989
- Living area
- 2,001 sq ft
- Price/sq ft
- $249
- Building area
- 3,087 sq ft (Public Records)
- Lot size
- 14,976 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12015C0088G)
- Garage
- 2 spaces
- Annual taxes
- $4,250 (2024)
- Parcel #
- 402314255001
- Zoning
- RSF5
- MLS #
- C7516564
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator, Water Softener
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
- Laundry
- Gas Dryer Hookup, In Garage, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Northwest
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Cable Available, Electricity Available
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | First | 15x10 |
| Bedroom 3 | First | 14x10 |
| Family Room | First | 35x15 |
| Living Room | First | 21x21 |
| Kitchen | First | 16x13 |
| Primary Bedroom | First | 21x13 |
Listing Details
- Listing date
- 2025-10-20
- On market date
- 2025-10-21
- Original list price
- $575,000
- Occupant type
- Vacant
- MLS area
- 33982 - Punta Gorda
- Listing AOR
- Port Charlotte
- Status changed
- 2025-10-21
- Tax legal description
- PSH 000 0000 0063 PALM SHORES LT 63 143/320 567/19 662/60 695/1682 1015-1753 1247/216
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Route 17 E toward Arcadia, turn left onto Palm Shores and follow road around the cure and street will be down on the right. See sign.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of March 31, 2026 at 10:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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