$400,000

3990 Sagefield Drive

St Cloud, FL 34773

Active
4
Beds
3
Baths
2,405
Sq Ft
0.11
Acres
2025
Built
New construction$166/sqft360° tour
🏠Single Family Residence

Property type

🏗️2025

Year built

📐4,792 sqft

Lot size

📊$166

Price / sq ft

🏘️$69/mo

HOA dues

📅225

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

PRICE DROP $31,900 with a payment as low as $2,284.00!!!! (P&I) Brand-New, Move-In Ready Home! This stunning 4-bedroom, 2.5-bathroom new construction home blends modern design, quality craftsmanship, and exceptional value. Buyers can take advantage of closing cost assistance, saving thousands, closing costs covered. Designed for both entertaining and everyday living, the open floor plan features an upgraded kitchen with granite countertops throughout, a large center island, and Whirlpool stainless steel appliances. The spacious layout is enhanced by an oversized loft and a generous laundry room, providing both comfort and functionality. The bathrooms are spacious and elegantly finished with granite countertops. Enjoy added peace of mind knowing your new home includes a 1-year builder warranty and a 10-year structural warranty.y, comfort, and connection — all in one place!

Estimated monthly payment

Principal & interest$2,023
Property taxes$63
Home insurance (est.)$183
HOA dues$69

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history225 days on market

  1. Status: Active
    Oct 15, 2025
  2. Listed$438,900
    Oct 15, 2025
  3. Price reduced$400,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
225
Subdivision
Harmony Central
County
Osceola
Year built
2025
Living area
2,405 sq ft
Price/sq ft
$166
Building area
2,795 sq ft (Public Records)
Lot size
4,792 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$759 (2024)
Parcel #
32-26-32-3596-000B-0190
Zoning
X
MLS #
O6352849

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Microwave, Range
Interior features
Ceiling Fans(s)
Laundry
Inside
Stories / Levels
Two
Direction faces
Northeast
New construction
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$69 / Monthly
Monthly HOA
$69/mo
Total monthly fees
$69/mo
Total annual fees
$825
HOA name
Beth Connor
CDD
No
Min lease term
7 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony
Construction materials
Block, Concrete
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Cable Available, Electricity Available

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiFirst
KitchenFirst
Primary BedroomSecond
Bathroom 2Second
Bathroom 3Second
Bathroom 4Second
Primary BathroomSecond
Living RoomFirst

Listing Details

Listing date
2025-10-15
On market date
2025-10-15
Original list price
$438,900
Occupant type
Vacant
MLS area
34773 - St Cloud (Harmony)
Listing AOR
Orlando Regional
Status changed
2025-10-15
Tax legal description
HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 19

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Orlando International Airport (MCO): Take FL-528 East (Beachline Expressway) for about 8 miles. Merge onto Florida’s Turnpike South or US-192 East. Follow US-192 East through St. Cloud, then continue ~10 miles to reach Harmony Central.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 5:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA