


$410,000
4002 Sagefield Dr.
St Cloud, FL 34773
Listing updated: August 7, 2026 at 10:29 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Own this beautiful new construction home with an estimated payment of **$2,600's** using the **4.99 fixed-rate financing** available through the preferred lender! Plus, enjoy **$39,900 in buyer savings already reflected in the price**, **up to $10,000 in Flex Cash**, builder-paid closing costs (excluding prepaids), and only a **$1,000 deposit** to secure your new home. This quick move-in opportunity offers exceptional value with **NO CDD**, flexible financing options, and incentives that can save buyers thousands. Flex Cash may be used to further reduce your interest rate, cover prepaid closing expenses, or even help offset your first few mortgage payments, depending on the financing program selected. Welcome to the popular 2335 floor plan by Adams Homes, a spacious 4-bedroom, 2.5-bath home thoughtfully designed for today's lifestyle. A dramatic two-story foyer welcomes you inside, where an open-concept layout creates the perfect space for both everyday living and entertaining. The chef-inspired kitchen features granite countertops, Whirlpool stainless steel appliances, a large center island, abundant cabinetry, and a walk-in pantry, all overlooking the spacious family room. Whether you're hosting friends or enjoying a quiet evening at home, this layout offers the flexibility buyers are looking for. Upstairs, you'll find an oversized loft that can easily serve as a media room, game room, home office, fitness area, or second living space. The owner's suite provides a relaxing retreat with dual vanities, a soaking tub, separate shower, and a generous walk-in closet. Three additional bedrooms and an upstairs laundry room add everyday convenience and flexibility for growing families or overnight guests. Bathrooms feature granite countertops, and the home is backed by a 1-year builder warranty and a 10-year structural warranty for added peace of mind. Located in Harmony Central, residents enjoy resort-style amenities including a community pool with cabanas, dog park, walking trails, top-rated Harmony schools, a low HOA, and **NO CDD**. Conveniently located near Lake Nona, the Florida Turnpike, Orlando International Airport, and Florida's east coast beaches, this community offers outstanding value in one of Central Florida's most desirable locations. If you're searching for maximum buying power, incredible financing opportunities, and a move-in ready home with room to grow, this is one you won't want to miss.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history296 days on market
- Status: ActiveOct 15, 2025
- Listed$441,900Oct 15, 2025
- Price reduced$410,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 296
- Subdivision
- Harmony Central
- County
- Osceola
- Year built
- 2025
- Living area
- 2,335 sq ft
- Price/sq ft
- $176
- Building area
- 2,795 sq ft (Appraiser)
- Lot size
- 4,792 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $759 (2024)
- Parcel #
- 32-26-32-3596-000B-0210
- Zoning
- X
- MLS #
- O6352888
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Concrete
- Appliances
- Dishwasher, Range
- Interior features
- Ceiling Fans(s), High Ceilings
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- North
- New construction
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $75 / Monthly
- Monthly HOA
- $75/mo
- Total monthly fees
- $75/mo
- Total annual fees
- $900
- HOA name
- Pedro GUtierrez
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Call HOA directly
- Approval process
- Call HOA directly
Exterior & Construction
- Exterior features
- Balcony, Garden
- Construction materials
- Concrete
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Brick
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Balcony/Porch/Lanai | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Bedroom 4 | Second | |
| Great Room | First | |
| Dining Room | First |
Listing Details
- Listing date
- 2025-10-15
- On market date
- 2025-10-15
- Original list price
- $441,900
- Occupant type
- Vacant
- MLS area
- 34773 - St Cloud (Harmony)
- Listing AOR
- Orlando Regional
- Status changed
- 2025-10-15
- Tax legal description
- HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 21
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take 192 towards St. Cloud continue to go pass Harmony High-school you will shortly see the community on the left hand side of 192 following Harmony Main.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 7, 2026 at 10:29 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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