4002 Sagefield Dr., FL4002 Sagefield Dr., FL4002 Sagefield Dr., FL
Stellar MLS
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$410,000

4002 Sagefield Dr.

St Cloud, FL 34773

Listing updated: August 7, 2026 at 10:29 PM ET

Active
Stellar MLSListing courtesy of Adams Homes Realty, Inc · Eulalio Martinez Rodriguez, Sr · MLS #O6352888 · Active · 850-469-0977
4
Beds
3
Baths
2,335
Sq Ft
0.11
Acres
2025
Built
New construction$176/sqft360° tour
Single Family Residence

Property type

2025

Year built

4,792 sqft

Lot size

$176

Price / sq ft

$75/mo

HOA dues

296

Days on market

2

Garage spaces

X

Flood zone

About this home

Own this beautiful new construction home with an estimated payment of **$2,600's** using the **4.99 fixed-rate financing** available through the preferred lender! Plus, enjoy **$39,900 in buyer savings already reflected in the price**, **up to $10,000 in Flex Cash**, builder-paid closing costs (excluding prepaids), and only a **$1,000 deposit** to secure your new home. This quick move-in opportunity offers exceptional value with **NO CDD**, flexible financing options, and incentives that can save buyers thousands. Flex Cash may be used to further reduce your interest rate, cover prepaid closing expenses, or even help offset your first few mortgage payments, depending on the financing program selected. Welcome to the popular 2335 floor plan by Adams Homes, a spacious 4-bedroom, 2.5-bath home thoughtfully designed for today's lifestyle. A dramatic two-story foyer welcomes you inside, where an open-concept layout creates the perfect space for both everyday living and entertaining. The chef-inspired kitchen features granite countertops, Whirlpool stainless steel appliances, a large center island, abundant cabinetry, and a walk-in pantry, all overlooking the spacious family room. Whether you're hosting friends or enjoying a quiet evening at home, this layout offers the flexibility buyers are looking for. Upstairs, you'll find an oversized loft that can easily serve as a media room, game room, home office, fitness area, or second living space. The owner's suite provides a relaxing retreat with dual vanities, a soaking tub, separate shower, and a generous walk-in closet. Three additional bedrooms and an upstairs laundry room add everyday convenience and flexibility for growing families or overnight guests. Bathrooms feature granite countertops, and the home is backed by a 1-year builder warranty and a 10-year structural warranty for added peace of mind. Located in Harmony Central, residents enjoy resort-style amenities including a community pool with cabanas, dog park, walking trails, top-rated Harmony schools, a low HOA, and **NO CDD**. Conveniently located near Lake Nona, the Florida Turnpike, Orlando International Airport, and Florida's east coast beaches, this community offers outstanding value in one of Central Florida's most desirable locations. If you're searching for maximum buying power, incredible financing opportunities, and a move-in ready home with room to grow, this is one you won't want to miss.

Estimated monthly payment

Principal & interest$2,073
Property taxes$63
Home insurance (est.)$188
HOA dues$75

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history296 days on market

  1. Status: Active
    Oct 15, 2025
  2. Listed$441,900
    Oct 15, 2025
  3. Price reduced$410,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
296
Subdivision
Harmony Central
County
Osceola
Year built
2025
Living area
2,335 sq ft
Price/sq ft
$176
Building area
2,795 sq ft (Appraiser)
Lot size
4,792 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$759 (2024)
Parcel #
32-26-32-3596-000B-0210
Zoning
X
MLS #
O6352888

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Concrete
Appliances
Dishwasher, Range
Interior features
Ceiling Fans(s), High Ceilings
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
North
New construction
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$75 / Monthly
Monthly HOA
$75/mo
Total monthly fees
$75/mo
Total annual fees
$900
HOA name
Pedro GUtierrez
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Call HOA directly
Approval process
Call HOA directly

Exterior & Construction

Exterior features
Balcony, Garden
Construction materials
Concrete
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Brick

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
BB/HS Internet Available, Cable Available, Electricity Available

Community

Pets allowed
Yes

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiFirst
KitchenFirst
Primary BedroomFirst
Bedroom 2Second
Bedroom 3Second
Bedroom 4Second
Great RoomFirst
Dining RoomFirst

Listing Details

Listing date
2025-10-15
On market date
2025-10-15
Original list price
$441,900
Occupant type
Vacant
MLS area
34773 - St Cloud (Harmony)
Listing AOR
Orlando Regional
Status changed
2025-10-15
Tax legal description
HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 21

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take 192 towards St. Cloud continue to go pass Harmony High-school you will shortly see the community on the left hand side of 192 following Harmony Main.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 7, 2026 at 10:29 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA