$400,000
St Cloud, FL 34773
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
PRICE DROP 49K with a payment as low as $2,284.00!!!! (P&I) !!!! Quick Move-In Opportunity with Rare Financing & NO CDD! This brand-new, quick move-in home delivers exceptional value, plus NO CDD fees—a rare opportunity that offers real savings and long-term peace of mind in today’s market. Now let the home tell its story. Welcome to the 2335 floor plan by Adams Homes, a spacious 4-bedroom, 2.5-bath two-story home thoughtfully designed for comfort, flexibility, and modern living. From the moment you step into the grand two-story foyer, you’ll feel the openness that makes this home ideal for both everyday life and entertaining. The open-concept main living area flows seamlessly into a chef-inspired kitchen featuring a large center island, walk-in pantry, granite countertops, and Whirlpool stainless steel appliances—the perfect space for hosting gatherings or enjoying quiet family moments. Upstairs, the home truly shines with an oversized loft, offering endless possibilities—media room, game space, home office, or second living area. The owner’s suite is a private retreat with dual vanities, a soaking tub, separate shower, and a spacious walk-in closet. Three additional bedrooms provide room to grow, welcome guests, or create dedicated work and hobby spaces. A convenient upstairs laundry room adds ease to everyday routines. Bathrooms are finished with elegant granite countertops, and peace of mind comes standard with a 1-year builder warranty and a 10-year structural warranty. If you’ve been waiting for a home that combines immediate availability, flexible space, standout value, and long-term comfort—this is the opportunity that finally brings it all together.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history226 days on market
- Status: ActiveOct 15, 2025
- Listed$441,900Oct 15, 2025
- Price reduced$400,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 226
- Subdivision
- Harmony Central
- County
- Osceola
- Year built
- 2025
- Living area
- 2,335 sq ft
- Price/sq ft
- $171
- Building area
- 2,795 sq ft (Appraiser)
- Lot size
- 4,792 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $759 (2024)
- Parcel #
- 32-26-32-3596-000B-0210
- Zoning
- X
- MLS #
- O6352888
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Concrete
- Appliances
- Dishwasher, Range
- Interior features
- Ceiling Fans(s), High Ceilings
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- North
- New construction
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $69 / Monthly
- Monthly HOA
- $69/mo
- Total monthly fees
- $69/mo
- Total annual fees
- $825
- HOA name
- Beth Conner
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Garden
- Construction materials
- Concrete
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Brick
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Balcony/Porch/Lanai | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Bedroom 4 | Second | |
| Great Room | First | |
| Dining Room | First |
Listing Details
- Listing date
- 2025-10-15
- On market date
- 2025-10-15
- Original list price
- $441,900
- Occupant type
- Vacant
- MLS area
- 34773 - St Cloud (Harmony)
- Listing AOR
- Orlando Regional
- Status changed
- 2025-10-15
- Tax legal description
- HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 21
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 9:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA