$426,900
4020 Sagefield Drive
St Cloud, FL 34773
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
***Closing costs paid plus 20K price reduction*** Discover your dream home featuring 4 bedrooms, 2.5 bathrooms, and a spacious loft with closing costs PAID. Designed for entertaining, the open floor plan showcases an upgraded kitchen with granite countertops, a large island, staggered 36" cabinets with crown molding, and beautiful Whirlpool stainless steel appliances. This home also features a spacious laundry room and a second-floor loft, along with walk-in closets in 3 of the 4 bedrooms and beautiful covered lanai. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers an escape from ordinary living, combining convenience and leisure with a beautiful community pool with cabanas, no CDD, and a very low HOA. Secure your Adams Home today with just a $1000 deposit!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history223 days on market
- Status: ActiveOct 12, 2025
- Listed$438,900Oct 12, 2025
- Price reduced$426,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 223
- Subdivision
- Harmony Central
- County
- Osceola
- Year built
- 2025
- Living area
- 2,405 sq ft
- Price/sq ft
- $178
- Building area
- 2,991 sq ft (Builder)
- Lot size
- 4,792 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $759 (2024)
- Parcel #
- 32-26-32-3596-000B-0240
- Zoning
- PUD
- MLS #
- O6351853
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Convection Oven, Cooktop, Dishwasher, Microwave, Refrigerator
- Interior features
- Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- Southwest
- New construction
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $825 / Annually
- Monthly HOA
- $69/mo
- Total monthly fees
- $69/mo
- Total annual fees
- $825
- HOA name
- Zaimelyn Rodriguez
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Great Room | First | |
| Dining Room | First | |
| Primary Bedroom | Second | 16x13 |
| Bedroom 2 | Second | 13x11 |
| Bedroom 3 | Second | 10x12 |
| Bedroom 4 | Second | 10x12 |
| Loft | Second | 13x10 |
| Balcony/Porch/Lanai | First | 15x7 |
Listing Details
- Listing date
- 2025-10-12
- On market date
- 2025-10-12
- Original list price
- $438,900
- Occupant type
- Vacant
- MLS area
- 34773 - St Cloud (Harmony)
- Listing AOR
- Orlando Regional
- Status changed
- 2025-10-12
- Tax legal description
- HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 24
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Narcoossee Rd take 192 East for 8 miles towards Melbourne, continue past Harmony High-school and Harmony Main, Harmony Central will be located on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 23, 2026 at 4:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA