97 Turtle Bay Circle, FL

$115,000

97 Turtle Bay Circle

Englewood, FL 34224

Active
2
Beds
1
Bath
648
Sq Ft
0.13
Acres
1985
Built
Water access55+ community$177/sqft360° tour
Manufactured Home

Property type

1985

Year built

5,597 sqft

Lot size

$177

Price / sq ft

$120/mo

HOA dues

178

Days on market

X

Flood zone

About this home

Welcome to your perfect SEASONAL retreat! This beautifully remodeled, furnished, well maintained 2 bedroom manufactured home offers cozy comfort with modern upgrades. Oyster Creek has their own storage yard and also offers access to Lemon Bay via private boat ramp—ideal for kayaking, fishing, or simply enjoying the peaceful surroundings. Originally built in 1985, this home has been thoughtfully updated inside and out. Step inside to find a bright and open floor plan featuring an updated kitchen with farm sink, custom hardwood shelves, soft closing cabinets, and newer appliances. The bonus room is perfect for a home office, guest bedroom, or hobby area—flexibility to suit your lifestyle! This home features a spacious living area, eat in kitchen w/bench seating, laundry room with custom built in cabinets for plenty of storage. The separate shed is equipted with electrical and has washer and dryer hookups inside. The HOA fee of $120.00 monthly gives you access to the Clubhouse, library, shuffleboard courts, a private boat launch with canal access to Lemon Bay and RV/BOAT storage is included ON SITE (first come first serve basis). Conveniently located within a few miles to our Beautiful Englewood Beach, marinas, shopping and many other amenities. Whether you're looking for a full-time residence, vacation getaway, or rental investment, this home delivers comfort, charm, and location.

Estimated monthly payment

Principal & interest$582
Property taxes$170
Home insurance (est.)$53
HOA dues$120

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history178 days on market

  1. Status: Active
    Sep 16, 2025
  2. Listed$119,000
    Sep 16, 2025
  3. Price reduced$115,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
178
Subdivision
Oyster Creek Mhp
County
Charlotte
Year built
1985
Living area
648 sq ft
Price/sq ft
$177
Building area
798 sq ft (Owner)
Lot size
5,597 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Annual taxes
$2,040 (2024)
Parcel #
412009556097
Zoning
PD
MLS #
C7514884

Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Linoleum
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
Inside, Outside, Washer Hookup
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Ductless
Cooling
Mini-Split Unit(s), Wall/Window Unit(s)

Parking

Parking features
Covered
Carport
Yes

HOA & Financial

HOA fee
$120 / Monthly
Monthly HOA
$120/mo
Total monthly fees
$120/mo
Total annual fees
$1,440
HOA name
Keys Caldwell
CDD
No
Min lease term
1 Week
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
All applicants must be approved by HOA
Approval process
Applications must be directed to park management for board approval

Exterior & Construction

Exterior features
Lighting, Storage
Construction materials
Vinyl Siding
Roof
Metal, Roof Over
Foundation
Crawlspace, Slab
Water access
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Private
Utilities
BB/HS Internet Available, Electricity Connected, Sewer Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst10x18
KitchenFirst7x16
Primary BedroomFirst10x14
Bedroom 2First10x12

Listing Details

Listing date
2025-09-15
On market date
2025-09-16
Original list price
$119,000
Occupant type
Vacant
MLS area
34224 - Englewood
Listing AOR
Port Charlotte
Status changed
2025-09-16
Tax legal description
OCP 000 0000 0097 OYSTER CREEK MHP UN 97 RP624295 1143/2 1143/4 DC2070/1049-JRP PR02-1457 AFF2123/508 2146/506 2477/1648 3508/1846 4922/270

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

776 to San Casa, right into Oyster Creek MHP left on Turtle Bay home will be on right,

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 13, 2026 at 1:01 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA