$175,000
221 5th Street
Palatka, FL 32177
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Handyman special centrally located in the beautiful South Historic District of downtown Palatka! This charming house needs restoration but has 4 bedrooms, and 2.5 baths with over 2100 square feet. Originally built in 1884 the home features wood floors throughout, lots of built-ins, large bedrooms, 2 fireplaces, front porch for taking in the daily passerby's, an additional detached 2 story storage house for all your toys, and views of the St. Johns River from the backyard. The location is perfect, just two blocks to St. Johns Ave. for all your dining and shopping needs or walk two blocks to Boathouse Riverfront Park and take a stroll along the river. Enjoy area parks, boat ramps, and laid-back North Florida living in Putnam County or head to St. Augustine for day at the beach. Grab your tools and / or your favorite general contractor and take advantage of this amazing opportunity today!!!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history142 days on market
- Status: ActiveFeb 12, 2026
- Listed$185,000Nov 3, 2025
- Price reduced$175,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 142
- Subdivision
- Palatka
- County
- Putnam
- Year built
- 1884
- Living area
- 2,129 sq ft
- Price/sq ft
- $82
- Lot size
- 3,920 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12107C0194C)
- Annual taxes
- $3,132 (2024)
- Parcel #
- 42-10-27-6850-0260-0022
- Zoning
- DB
- MLS #
- FC312707
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Wood
- Appliances
- None
- Interior features
- Built-in Features, High Ceilings
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- None
- Cooling
- None
Parking
- Parking features
- Driveway, Off Street
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Listing terms
- Cash, Owner Financing
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Sidewalk, Storage
- Construction materials
- Frame, Wood Siding
- Roof
- Metal, Shingle
- Foundation
- Crawlspace
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 18x8 |
| Living Room | First | 18x14 |
| Kitchen | First | 11x12 |
| Bedroom 2 | First | 17x12 |
| Office | First | 15x12 |
| Primary Bedroom | Second | 15x12 |
| Bedroom 3 | Second | 9x15 |
| Bedroom 4 | Second | 12x16 |
| Utility Room | First | 6x12 |
| Workshop | First | 12x12 |
| Workshop | Second | 12x12 |
Listing Details
- Listing date
- 2025-11-03
- On market date
- 2025-11-03
- Original list price
- $185,000
- Occupant type
- Vacant
- MLS area
- 32177 - Palatka
- Listing AOR
- Flagler
- Status changed
- 2026-02-12
- Tax legal description
- DICKS MAP OF PALATKA MB2 P46 BLK 26 S1/3 OF LOT 2
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From SR 207 W, right on 17, left on 3rd St, right on Laurel St, right on 5th St, 221 is on the corner
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 28, 2026 at 8:38 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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