$849,000
615 Cumberland Drive
Flagler Beach, FL 32136
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Coastal waterfront living awaits in Flagler Beach's desirable Morningside neighborhood. Situated on a saltwater canal with a private dock and located just a short walk from the beach, this extensively renovated home offers the perfect combination of waterfront lifestyle, luxury finishes, and modern comfort—all within an X flood zone! Inside, over 2,500 square feet of living space features vaulted ceilings, a striking stone fireplace, luxury finishes, and an open layout designed for entertaining. The chef's kitchen serves as the centerpiece of the home with quartz countertops, built-in refrigerator, commercial-grade gas range, custom cabinetry, and a wine bar with dual wine refrigerators. The split-bedroom floor plan offers four bedrooms and three-and-a-half baths, including a spacious primary suite with custom walk-in closet, dual vanities, and a beautifully appointed walk-in shower. A second ensuite bedroom provides excellent flexibility for guests or multi-generational living, while the remaining bedrooms share a Jack-and-Jill bath. Outdoor living is where this property truly shines. Enjoy a newly constructed pool, putting green, covered and screened lanai, outdoor summer kitchen, and a unique surfboard-themed entertaining bar—all designed to create a private backyard resort atmosphere. Artificial turf, decorative paver accents, an electronic privacy gate, and extensive hardscaping provide a low-maintenance, upscale setting. Additional features include impact-resistant windows, geothermal HVAC systems, a large laundry room, and an oversized rear-entry garage with approximately 650 square feet of space for vehicles, storage, golf carts, or recreational equipment. The property also includes a private dock on a saltwater canal with access to the Intracoastal Waterway for kayaking, paddleboarding, fishing, and boating. Just minutes from Flagler Beach's restaurants, shops, pier, and oceanfront attractions, this home offers the perfect blend of coastal convenience and modern comfort. Extensively renovated, beautifully finished, and ready for immediate enjoyment—this is a rare opportunity to enjoy the Flagler Beach lifestyle without the time, expense, and uncertainty of a major renovation. Coastal living at it's finest, enjoy the beach, water and lifestyle you deserve! Easy to show! Owner financing available!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history252 days on market
- Status: ActiveApr 23, 2026
- Listed$1,185,000Sep 22, 2025
- Price reduced$849,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 252
- Subdivision
- Morningside Sub
- County
- Flagler
- Year built
- 1978
- Living area
- 2,541 sq ft
- Price/sq ft
- $334
- Building area
- 3,841 sq ft (Public Records)
- Lot size
- 10,500 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12035C0253E)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $8,768 (2024)
- Parcel #
- 19-12-32-4550-00300-0150
- Zoning
- SFR-R1
- MLS #
- FC312660
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Epoxy, Luxury Vinyl
- Appliances
- Bar Fridge, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Dry Bar, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southeast
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Electric, Other
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Circular Driveway, Driveway, Garage Door Opener, Garage Faces Rear, Garage Faces Side, Oversized, Workshop in Garage
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, Lease Option, Lease Purchase, Owner Financing, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See Flagler County Rules
- Approval process
- See Flagler Beach Codes
Exterior & Construction
- Exterior features
- Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Permeable Paving, Private Entrance, Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Concrete, Stone, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Propane, Public, Sewer Connected, Sprinkler Well, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 17.8x13.6 |
| Bedroom 2 | First | 16x13 |
| Bedroom 3 | First | 14.8x12.5 |
| Bedroom 4 | First | 15x9.1 |
| Laundry | First | 8.3x5.2 |
| Great Room | First | 21x15.4 |
| Dining Room | First | 18.1x14.5 |
| Foyer | First | 14x6.5 |
| Kitchen | First | 15x14 |
| Balcony/Porch/Lanai | First | 35x15 |
| Balcony/Porch/Lanai | First | 25x5 |
Listing Details
- Listing date
- 2025-09-21
- On market date
- 2025-09-22
- Original list price
- $1,185,000
- Occupant type
- Vacant
- MLS area
- 32136 - Flagler Beach
- Listing AOR
- Flagler
- Status changed
- 2026-04-23
- Tax legal description
- MORNINGSIDE SUB DIV BL-30 LOT 15 OR BOOK 47 PG 614 OR BOOK 101 PG 630 OR 441 PG 57-58 (DC-ACM) OR 441 PG 59 OR 833 PG 1051- FADDIS TRUST
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-95 exit 284 Fl-100 E to A1A then south to 23rd St. Turn right and and follow Palm Ave. Left on Palm Ave and Right on Cumberland Dr to home on left side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 7:59 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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