2028 River Basin Terrace, FL

$284,000

2028 River Basin Terrace

Punta Gorda, FL 33982

Active
3
Beds
3
Baths
1,639
Sq Ft
0.22
Acres
1968
Built
WaterfrontWater access$173/sqft
🏠Single Family Residence

Property type

🏗️1968

Year built

📐9,600 sqft

Lot size

📊$173

Price / sq ft

🏘️No HOA

HOA dues

📅337

Days on market

🚗1

Garage space

🌊11AE

Flood zone

About this home

**PRICE IMMPROVEMENT**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING – Welcome home to the community of Palm Shores and this well-maintained, three-bedroom, two-and-a-half-bath waterfront home with ultra-quick and direct access to the Peace River and Charlotte Harbor, with NO HOA or CDD! Sporting approximately ~1640 square feet of air-conditioned living space, this residence has updated bathrooms, a new kitchen, newer roof (2022), complete window storm protection, an oversized one-car garage and a water filtration system. Seller has assumable FLOOD POLICY. The home's primary bedroom is separate from the two guest rooms for added privacy and the 360 square foot enclosed lanai has direct access from the great room, primary bedroom and one of the two guest rooms. It also has direct access to the open backyard patio and waterfront area. The home enjoys ceramic tile flooring in all but the newly carpeted bedrooms. The 80 feet of water frontage sports a newer concrete seawall and is only two minutes from open water. From this location, you are but 3.5 miles from shopping, 8 miles from I-75 and just 10 miles from historic downtown Punta Gorda! It's a great waterfront find at an affordable price. For buyers seeking additional space, the adjacent vacant lot may also be available. Walk through now by clicking on the attached interactive 3D VIRTUAL TOUR!

Estimated monthly payment

Principal & interest$1,436
Property taxes$364
Home insurance (est.)$130

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history337 days on market

  1. Status: Active
    Nov 17, 2025
  2. Listed$347,000
    May 29, 2025
  3. Price reduced$284,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
337
Subdivision
Palm Shores
County
Charlotte
Year built
1968
Living area
1,639 sq ft
Price/sq ft
$173
Building area
2,369 sq ft (Public Records)
Lot size
9,600 sq ft
Lot category
0 to less than 1/4
Flood zone
11AE (0088G)
Garage
1 spaces
Annual taxes
$4,363 (2024)
Parcel #
402314254002
Zoning
RSF5
MLS #
C7510522

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Purifier, Water Softener
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air, Attic Fan

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
None.

Exterior & Construction

Exterior features
Hurricane Shutters, Private Mailbox, Rain Gutters, Sliding Doors
Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryEast ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst7.5x5
Great RoomFirst23.8x12.5
KitchenFirst8.7x8.6
Dining RoomFirst12.9x7.1
Primary BedroomFirst15.5x12.6
Primary BathroomFirst8.5x4.9
Bedroom 2First12.1x10.7
Bathroom 2First8.5x4.9
Bedroom 3First15.1x11.3
Bathroom 3First6.4x4
LaundryFirst11.3x9
Balcony/Porch/LanaiFirst25x18

Listing Details

Listing date
2025-05-29
On market date
2025-05-29
Original list price
$347,000
Occupant type
Vacant
MLS area
33982 - Punta Gorda
Listing AOR
Port Charlotte
Status changed
2025-11-17
Tax legal description
PSH 000 0000 0051 PALM SHORES LT 51 289/602 521/614 PR76-12 DC665/2063 671/2206 944/111 1535/1642 1559/93 1626/241 3652/808

Flood risk

Zone 11AEFEMA Zone 11AEPanel 0088G

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Duncan Rd. (US-17 at I-75), travel 6.7 miles northbound and turn left on Palm Shores Blvd. In 1 mile, the road becomes Palm Terrace. At its end (in .5 miles), the road turns right and becomes Royal Palm Drive. At its end (in .5 miles), turn right onto River Basin Terrace. The subject home is just ahead on the right with a yard sign.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 4, 2026 at 9:21 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA