320 & 324 Ann Street, FL

$335,000

320 & 324 Ann Street

Punta Gorda, FL 33950

Active
4
Beds
4
Baths
2,192
Sq Ft
0.26
Acres
1974
Built
$153/sqft
Duplex

Property type

1974

Year built

11,374 sqft

Lot size

$153

Price / sq ft

No HOA

HOA dues

305

Days on market

AE

Flood zone

About this home

Exceptional Duplex in Prime Punta Gorda – Ideal for Investors or Multi-Generational Living. For investors, this property offers immediate income potential with stable tenant in place. Whether you're looking to expand your portfolio or seeking a home with built-in rental income, this duplex is a turnkey opportunity. This well-maintained duplex is nestled in the highly desirable community of Punta Gorda. Built in 1974 on an expansive lot with city water and sewer, it features two fully updated units—each offering 2 bedrooms, 2 bathrooms, and 1,096 square feet of modern, comfortable living space. It’s an ideal setup for investors, multi-generational families, or those who want to live in one unit and rent the other. Inside, both homes boast an open-concept layout with polished concrete floors that create a clean, contemporary feel. The kitchens have been tastefully renovated—one with granite countertops and a breakfast bar, the other with quartz countertops. Both feature new shaker-style cabinetry, generous counter space, and easy flow into the dining and living areas. Sliding glass doors open to private screened lanais overlooking a spacious backyard, perfect for relaxing or entertaining. Each unit includes a large primary suite complete with a walk-in closet, single-sink vanity, walk-in shower, and linen closet. The guest bedrooms are also well-sized, with ample closet space, and each unit has a full guest bathroom. Additional conveniences include indoor laundry rooms, extended driveways, and covered carports for ample parking. Recent updates add tremendous value and peace of mind, including water heaters installed in 2018 and 2013, new washers, dryers, and refrigerators added in 2024, and a newer asphalt shingle roof from 2019. Both A/C intake boxes were replaced and systems serviced after the last storm, with no damage reported. The seller is also adding risers to elevate both A/C units. Storm shutters are included, offering added protection during hurricane season. Ideally located just minutes from historic downtown Punta Gorda, Fishermen’s Village, waterfront parks, shopping, dining, and year-round community events, this duplex is also convenient to I-75, US-41, Punta Gorda Airport, and Southwest Florida International Airport. Golfers will enjoy the close proximity to Saint Andrew’s South Golf Club. This is a truly exceptional opportunity to own a versatile, income-producing property in one of Southwest Florida’s most desirable locations. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Estimated monthly payment

Principal & interest$1,694
Property taxes$401
Home insurance (est.)$154

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history305 days on market

  1. Status: Active
    Mar 24, 2026
  2. Listed$369,000
    May 6, 2025
  3. Price reduced$335,000

Virtual Tour

Facts & features

Property type
Residential Income
Sub type
Duplex
Status
Active
Days on market
305
Subdivision
Thomasons
County
Charlotte
Year built
1974
Living area
2,192 sq ft
Price/sq ft
$153
Building area
3,152 sq ft (Public Records)
Lot size
11,374 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12015C0241G)
Annual taxes
$4,814 (2024)
Parcel #
412307155008
Zoning
NR-10
MLS #
C7509523

Interior Details

Bedrooms
4
Flooring
Concrete
Appliances
Microwave, Range, Refrigerator
Interior features
Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Covered, Driveway
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
320 W Ann Side - Tenant in place with 6-month lease January 1 - July 1, 2026 at $1500 monthly 324 W Ann Side - Tenant in place current rate is $1325 month and changing to $1450 month beginning 4/1/26 with new 12-month lease.

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public

Listing Details

Listing date
2025-05-06
On market date
2025-05-06
Original list price
$369,000
Occupant type
Tenant
MLS area
33950 - Punta Gorda
Listing AOR
Port Charlotte
Status changed
2026-03-24
Tax legal description
THS 000 0000 0008 THOMASONS SUB LT 8 373/858553/1425 1140/25 1195/17291347/370 1347/371 DC1565/24(CW) 3796/1361 3796/1365 4006/414

Flood risk

High riskFEMA Zone AEPanel 12015C0241G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US41 south in Punta Gorda, turn right onto W Ann St. Follow to the home on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 24, 2026 at 9:25 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA