$399,000
40 Andover Drive
Palm Coast, FL 32137
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Experience coastal living at its finest in this charming pool and spa home located in the highly sought-after gated oceanfront community of Sea Colony. This inviting 2-bedroom, 2-bath residence offers the perfect blend of privacy, comfort, and beachside lifestyle. Step outside to your own private oasis featuring a sparkling pool and relaxing spa—ideal for unwinding after a day at the beach or entertaining family and friends under the Florida sun. The home also features a new roof installed in 2021, offering peace of mind and added value. Sea Colony is known for its beautifully maintained grounds and low HOA fees, while offering resort-style amenities including an oceanfront pool and clubhouse, basketball court, shuffleboard, sidewalks, underground utilities, and the security of a gated entrance. Residents enjoy private beach access and a welcoming coastal atmosphere that makes every day feel like a vacation. Perfect as a full-time residence, seasonal retreat, or vacation getaway, this home is ideally located just a short drive from the rich history, dining, and charm of St. Augustine—the nation’s oldest city. Enjoy the best of Florida’s coastal lifestyle where relaxation, recreation, and ocean breezes await. Call now for your private showing!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history428 days on market
- Status: ActiveMar 21, 2025
- Listed$426,500Mar 21, 2025
- Price reduced$399,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 428
- Subdivision
- Sea Colony Sub
- County
- Flagler
- Year built
- 1987
- Living area
- 1,006 sq ft
- Price/sq ft
- $397
- Building area
- 1,573 sq ft (Builder)
- Lot size
- 5,184 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12035C0127E)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $1,814 (2024)
- Parcel #
- 20-10-31-5365-00010-0260
- Zoning
- PUD
- MLS #
- FC308297
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom
- Laundry
- Electric Dryer Hookup, In Garage, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Off Street
HOA & Financial
- HOA fee
- $250 / Monthly
- Monthly HOA
- $250/mo
- Total monthly fees
- $295/mo
- Total annual fees
- $3,540
- HOA name
- Lori Pheiffer
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- A minimum lease of 30 days
- Approval process
- Association approval of Buyers
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters, Sliding Doors, Sprinkler Metered
- Construction materials
- Frame
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water access
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Private Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 14.5x12.1 |
| Bedroom 2 | First | 11.1x11.3 |
| Bathroom 1 | First | |
| Bathroom 2 | First | |
| Kitchen | First | 10x13.1 |
| Great Room | First | 13x19 |
Listing Details
- Listing date
- 2025-03-18
- On market date
- 2025-03-21
- Original list price
- $426,500
- Occupant type
- Owner
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2025-03-21
- Tax legal description
- SEA COLONY SUBDIVISION PHASE II LOT 26 OR 348 PG 288
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Palm Coast Pkwy NE go over the Hammock Dunes Bridge to Left on Camino Del Mar Right on A1A North about 4 miles to Sea Colony gate right on to Sea Colony Dr and a left on to Andover Dr
More homes like this
$348,900
53 Bristol Ln
Palm Coast, FL 32137
2 bd · 2 ba · 1,277 sqft
Sea Colony Sub
MLS# FC299961
$369,990
18 Bristol Dr
Palm Coast, FL 32137
3 bd · 2 ba · 1,637 sqft
Sea Colony Sub
MLS# TB8466030
$498,500
8 Sea Vista Dr
Palm Coast, FL 32137
3 bd · 2 ba · 1,356 sqft
Sea Colony Sub
MLS# FC315241
$499,000
24 Medford Dr
Palm Coast, FL 32137
4 bd · 3 ba · 1,722 sqft
Sea Colony Sub
MLS# FC312520
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 23, 2026 at 3:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA