$245,000

218 10th Street

St Cloud, FL 34769

Active
3
Beds
1
Bath
1,039
Sq Ft
0.14
Acres
1955
Built
$236/sqft360° tour

About this home

Are you looking for a home in St. Cloud with NO HOA? Then come check out this charming home on a nice corner lot! The NEW ROOF installed in March 2026 and NEW HVAC in 2023 will give you peace of mind and energy savings. Hardwood flooring with exception of large kitchen and bath. No flood insurance required here either, located in desirable Flood Zone X. There are three bedrooms and one full bath plus a side entry, single car garage. This home is located near the great shops and restaurants of downtown St. Cloud and the beautiful Lakefront Park and is in the area of town that allows golf carts. Perfect for a family starting out, empty nesters or would make a great investment home. Make your appointment to see it today!

Estimated monthly payment

$1,509/mo

Principal & interest$1,239
Property taxes$158
Home insurance (est.)$112

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    May 18, 2026
  2. Listed$245,000
    May 18, 2026
  3. Price increased$245,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
2
Subdivision
St Cloud 2nd Town Of
County
Osceola
Year built
1955
Living area
1,039 sq ft
Price/sq ft
$236
Building area
1,411 sq ft (Public Records)
Lot size
6,011 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0257G)
Garage
1 spaces
Annual taxes
$1,897 (2025)
Parcel #
01-26-30-0001-0119-0085
Zoning
SR2
MLS #
S5150095

Interior Details

Bedrooms
3
Full bathrooms
1
Flooring
Ceramic Tile, Wood
Appliances
Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Window Treatments
Laundry
Electric Dryer Hookup, In Garage
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Garage Faces Side, Workshop in Garage

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer is advised to check with City of St. Cloud for any lease restrictions.

Exterior & Construction

Exterior features
Awning(s), Hurricane Shutters
Construction materials
Block
Roof
Shingle
Foundation
Block
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst23x12
Primary BedroomFirst12x11
Bedroom 2First12x12
Bedroom 3First14x10
KitchenFirst12x12

Listing Details

Listing date
2026-05-18
On market date
2026-05-18
Original list price
$245,000
Occupant type
Owner
MLS area
34769 - St Cloud (City of St Cloud)
Listing AOR
Osceola
Status changed
2026-05-18
Tax legal description
ST CLOUD PB B PG 34 BLK 119 LOTS 8-10 LESS E 70 FT 1/26/30

Location

Flood zone
X(12097C0257G)

Directions

Heading East on 192 in St. Cloud, turn left onto Delaware Ave. Home will be on the right on the corner of 10th St. and Delaware Ave.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 20, 2026 at 11:10 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA