$132,900

1013 Ruth Avenue

Lakeland, FL 33805

Active
3
Beds
1
Bath
920
Sq Ft
0.18
Acres
1958
Built
$144/sqft360° tour
🏠Single Family Residence

Property type

🏗️1958

Year built

📐7,789 sqft

Lot size

📊$144

Price / sq ft

🏘️No HOA

HOA dues

📅5

Days on market

🌊X

Flood zone

About this home

Investor opportunity in Lakeland with tenant already in place and producing immediate cash flow. This 3-bedroom, 1-bath home features a spacious open floor plan, large fenced backyard, solid subfloors, and a strong foundation. Roof was replaced approximately 2 years ago, and the HVAC system is under 10 years old and operating properly. Property is currently tenant occupied with lease in place through October 2026 and tenant paying market rent — offering investors stable income from day one. Priced well below comparable renovated properties, this is a great opportunity for a buy-and-hold investor looking to add to their rental portfolio. Property is being sold as-is, with strong upside potential and major systems already addressed.

Estimated monthly payment

Principal & interest$672
Property taxes$96
Home insurance (est.)$61

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history5 days on market

  1. Status: Active
    May 16, 2026
  2. Listed$139,900
    May 16, 2026
  3. Price reduced$132,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
5
Subdivision
Weswego Sub
County
Polk
Year built
1958
Living area
920 sq ft
Price/sq ft
$144
Lot size
7,789 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0311G)
Annual taxes
$1,147 (2025)
Parcel #
23-28-11-033500-009220
Zoning
RB-1
MLS #
L4961953

Interior Details

Bedrooms
3
Full bathrooms
1
Flooring
Carpet, Tile
Appliances
Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
None
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
None
Construction materials
Frame, Wood Siding
Roof
Shingle
Foundation
Crawlspace
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BathroomFirst
Primary BedroomFirst
Bedroom 1First
Bedroom 2First

Listing Details

Listing date
2026-05-16
On market date
2026-05-16
Original list price
$139,900
Occupant type
Tenant
MLS area
33805 - Lakeland / Gibsonia
Listing AOR
Lakeland
Status changed
2026-05-16
Tax legal description
WESWEGO SUB UNIT NO 2 PB 12 PG 15 BLK 9 LOT 22

Flood risk

Minimal riskFEMA Zone XPanel 12105C0311G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-4, take Exit 28 toward Lakeland / US-92. Head east on US-92 (Memorial Blvd) toward Lakeland, then turn left onto North Ruth Avenue. Property will be on the right at 1031 N Ruth Ave, Lakeland, FL 33815.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 21, 2026 at 9:54 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA