$489,000
4195 Surfside Court
Port Charlotte, FL 33948
About this home
Experience exceptional waterfront living in this beautifully updated three-bedroom, two-and-a-half-bath home situated on a prime 80 feet of sailboat-access waterfront leading directly to Charlotte Harbor and the Gulf of America. Perfectly positioned with western exposure, this property delivers breathtaking sunset views across the wide canal and peaceful preserve, offering the privacy and serenity that waterfront buyers dream about. Designed for embracing the Florida lifestyle, the property features a concrete dock complete with water and electric service, a 6,500-pound boat lift, and open saltwater access ideal for boating, kayaking, and world-class fishing right from your own backyard. Whether enjoying a quiet morning on the water or entertaining guests poolside at sunset, this home offers an unforgettable outdoor experience. Inside, the home has been extensively upgraded with luxury vinyl plank flooring throughout, recessed lighting, and an open, inviting floor plan. The stunning remodeled kitchen showcases custom cabinetry with 42” upper cabinets, quartz countertops, premium Bosch and LG appliances, and an induction cooktop. The spacious primary suite offers double closets and a beautifully renovated spa-inspired bath with custom tile work and a frameless glass shower enclosure. The guest bath has been tastefully updated with quartz countertops, designer fixtures, and custom finishes. Outdoor living is equally impressive with a resurfaced pool, panoramic pool cage, rubber-coated pool decking, new lanai ceiling and conveniently located pool bath along with beautifully landscaped grounds creating a tropical waterfront retreat. Additional features include high-impact front windows, accordion shutters across the rear of the home, oversized paver driveway, AC split in the garage, generator outlet, upgraded irrigation system with new pump, replaced soffits, and a Carrier AC system professionally maintained. With wide water views, sailboat access, incredible privacy, and spectacular sunsets, this exceptional waterfront property captures the very best of coastal Florida living.
Estimated monthly payment
$2,948/mo
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history9 days on market
- Status: ActiveMay 13, 2026
- Listed$489,000May 13, 2026
- Price increased$489,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 9
- Subdivision
- Port Charlotte Sec 044
- County
- Charlotte
- Year built
- 1984
- Living area
- 1,638 sq ft
- Price/sq ft
- $299
- Building area
- 2,270 sq ft (Public Records)
- Lot size
- 10,000 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12015C0206G)
- Garage
- 1 spaces
- Pool
- Private pool
- Annual taxes
- $3,009 (2025)
- Parcel #
- 402126277003
- Zoning
- RSF3.5
- MLS #
- D6147456
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Thermostat, Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Hurricane Shutters, Outdoor Shower, Rain Gutters, Sliding Doors, Storage
- Construction materials
- Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Well, Water Connected
Community
- Pets allowed
- Yes
Schools
School data from listing agent. Verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bathroom 2 | First | |
| Bathroom 3 | First |
Listing Details
- Listing date
- 2026-05-13
- On market date
- 2026-05-13
- Original list price
- $489,000
- Occupant type
- Owner
- MLS area
- 33948 - Port Charlotte
- Listing AOR
- Englewood
- Status changed
- 2026-05-13
- Tax legal description
- PCH 044 3302 0057 PORT CHARLOTTE SEC44 BLK3302 LT 57 764/1307 1311/1502 1450/1225 3628/1001 3780/1519 4481/1838 UNREC DC-JAH
Location
- Flood zone
- AE(12015C0206G)
Directions
From Englewood, South on 776 (S. McCall Road) To Flamingo Blvd, turn Right on Flamingo and go three miles, turning Right on O'hara Drive, turn Right on Surfside and go .4 mile and home will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 22, 2026 at 3:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA