$489,000

4195 Surfside Court

Port Charlotte, FL 33948

Active
3
Beds
3
Baths
1,638
Sq Ft
0.23
Acres
1984
Built
WaterfrontWater accessPrivate pool$299/sqft360° tour

About this home

Experience exceptional waterfront living in this beautifully updated three-bedroom, two-and-a-half-bath home situated on a prime 80 feet of sailboat-access waterfront leading directly to Charlotte Harbor and the Gulf of America. Perfectly positioned with western exposure, this property delivers breathtaking sunset views across the wide canal and peaceful preserve, offering the privacy and serenity that waterfront buyers dream about. Designed for embracing the Florida lifestyle, the property features a concrete dock complete with water and electric service, a 6,500-pound boat lift, and open saltwater access ideal for boating, kayaking, and world-class fishing right from your own backyard. Whether enjoying a quiet morning on the water or entertaining guests poolside at sunset, this home offers an unforgettable outdoor experience. Inside, the home has been extensively upgraded with luxury vinyl plank flooring throughout, recessed lighting, and an open, inviting floor plan. The stunning remodeled kitchen showcases custom cabinetry with 42” upper cabinets, quartz countertops, premium Bosch and LG appliances, and an induction cooktop. The spacious primary suite offers double closets and a beautifully renovated spa-inspired bath with custom tile work and a frameless glass shower enclosure. The guest bath has been tastefully updated with quartz countertops, designer fixtures, and custom finishes. Outdoor living is equally impressive with a resurfaced pool, panoramic pool cage, rubber-coated pool decking, new lanai ceiling and conveniently located pool bath along with beautifully landscaped grounds creating a tropical waterfront retreat. Additional features include high-impact front windows, accordion shutters across the rear of the home, oversized paver driveway, AC split in the garage, generator outlet, upgraded irrigation system with new pump, replaced soffits, and a Carrier AC system professionally maintained. With wide water views, sailboat access, incredible privacy, and spectacular sunsets, this exceptional waterfront property captures the very best of coastal Florida living.

Estimated monthly payment

$2,948/mo

Principal & interest$2,473
Property taxes$251
Home insurance (est.)$224

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history9 days on market

  1. Status: Active
    May 13, 2026
  2. Listed$489,000
    May 13, 2026
  3. Price increased$489,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
9
Subdivision
Port Charlotte Sec 044
County
Charlotte
Year built
1984
Living area
1,638 sq ft
Price/sq ft
$299
Building area
2,270 sq ft (Public Records)
Lot size
10,000 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12015C0206G)
Garage
1 spaces
Pool
Private pool
Annual taxes
$3,009 (2025)
Parcel #
402126277003
Zoning
RSF3.5
MLS #
D6147456

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Thermostat, Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Hurricane Shutters, Outdoor Shower, Rain Gutters, Sliding Doors, Storage
Construction materials
Stucco, Frame
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Well, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryMeadow Park ElementaryGreatSchools ↗
MiddleMurdock MiddleGreatSchools ↗
High SchoolPort Charlotte HighGreatSchools ↗

School data from listing agent. Verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
Dining RoomFirst
KitchenFirst
Primary BedroomFirst
Primary BathroomFirst
Bedroom 2First
Bedroom 3First
Bathroom 2First
Bathroom 3First

Listing Details

Listing date
2026-05-13
On market date
2026-05-13
Original list price
$489,000
Occupant type
Owner
MLS area
33948 - Port Charlotte
Listing AOR
Englewood
Status changed
2026-05-13
Tax legal description
PCH 044 3302 0057 PORT CHARLOTTE SEC44 BLK3302 LT 57 764/1307 1311/1502 1450/1225 3628/1001 3780/1519 4481/1838 UNREC DC-JAH

Location

Flood zone
AE(12015C0206G)

Directions

From Englewood, South on 776 (S. McCall Road) To Flamingo Blvd, turn Right on Flamingo and go three miles, turning Right on O'hara Drive, turn Right on Surfside and go .4 mile and home will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 22, 2026 at 3:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA