$374,500

12430 Mitchell Terrace

Port Charlotte, FL 33981

Active
2
Beds
2
Baths
1,120
Sq Ft
0.48
Acres
1991
Built
Private pool$334/sqft360° tour
🏠Single Family Residence

Property type

🏗️1991

Year built

📐20,786 sqft

Lot size

📊$334

Price / sq ft

🏘️No HOA

HOA dues

📅12

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

This 2 bedroom/2 bath waterfront single-family home offers 1,220 sq ft on a 0.23 acre lot plus an additional included lot, creating added value and future potential. Interior features include a functional kitchen with granite countertops, laminate cabinetry, matching white appliances, and tile flooring. The living and dining areas feature tile flooring throughout, while the sunroom provides flexible bonus living space ideal for entertaining, office use, or relaxation. Bedrooms include carpet flooring and reach-in closets with bi-fold louvered doors, and bathrooms feature wood under-sink cabinetry. Located on a sailboat-access canal with direct Gulf access, this cul-de-sac property offers strong end-user, seasonal, or rental appeal. Exterior features include a 2-car garage, covered front patio, covered swimming pool, mini storage shed, and a wide backyard with waterfront access. The additional lot provides extra outdoor space, expansion potential, or added privacy rarely found at this price point. Major updates include a 2-year-old roof and 1-year-old A/C, making this property move-in ready with key systems already updated.

Estimated monthly payment

Principal & interest$1,894
Property taxes$538
Home insurance (est.)$172

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history12 days on market

  1. Status: Active
    May 14, 2026
  2. Listed$379,500
    May 13, 2026
  3. Price reduced$374,500

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
12
Subdivision
Port Charlotte Sec 060
County
Charlotte
Year built
1991
Living area
1,120 sq ft
Price/sq ft
$334
Building area
1,980 sq ft (Public Records)
Lot size
20,786 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12015C0201G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$6,461 (2025)
Parcel #
402130228003
Zoning
RSF3.5
MLS #
A4693463

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Cooktop, Dishwasher, Microwave, Other, Range, Refrigerator
Interior features
Other
Laundry
None
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional, FHA, Other, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sliding Doors, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Canal/Lake For Irrigation
Utilities
Other

Room Details

RoomLevelDimensions
Primary BedroomFirst11x11
Bedroom 2First10x10
Living RoomFirst18x20
KitchenFirst14x16

Listing Details

Listing date
2026-05-13
On market date
2026-05-13
Original list price
$379,500
Occupant type
Vacant
MLS area
33981 - Port Charlotte
Listing AOR
Sarasota - Manatee
Status changed
2026-05-14
Tax legal description
PCH 060 1943 0031 PORT CHARLOTTE SEC60 BLK1943 LT 31 371/168 DC520/597 670/1421 1142/371 1789/1868 4199/1341 PCH 060 1943 0032 PORT CHARLOTTE SEC60 BLK1943 LT32 154/163 435/211 797/695 990-1283 DE1132/568 1217/90 1911/1548 DC4746/820-GLW 4746/554

Flood risk

High riskFEMA Zone AEPanel 12015C0201G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head toward FL-776 Turn right onto Mitchell Terrace

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 26, 2026 at 6:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA