$389,000

1320 20th Street

Cape Coral, FL 33909

Active
3
Beds
3
Baths
1,621
Sq Ft
0.23
Acres
2026
Built
WaterfrontWater accessNew construction$240/sqft
🏠Single Family Residence

Property type

🏗️2026

Year built

📐10,019 sqft

Lot size

📊$240

Price / sq ft

🏘️No HOA

HOA dues

📅1

Day on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

One or more photo(s) has been virtually staged. Welcome to this stunning new construction waterfront home on a navigable canal, featuring one of the most desirable south-facing backyards in the growing NE area of Cape Coral! This beautifully designed property offers 3 bedrooms + den, 3 full bathrooms, and a spacious open-concept layout perfect for everyday living. The home features a bright and open living area with tray ceilings, a modern kitchen with quartz countertops, sleek cabinetry, and stainless steel appliances, plus a pantry and dedicated laundry room for added convenience. The split floor plan provides privacy, with a comfortable master suite that includes dual walk-in closets and a spa-style bathroom. Step outside to the covered lanai and enjoy your waterfront setting, perfect for relaxing or entertaining, with plenty of space to add a future pool. We can also help you build your dream pool and transform the backyard into a custom private oasis tailored to your lifestyle. The south-facing backyard brings in abundant natural sunlight throughout the day. Some images may be virtually staged. Schedule your showing today!

Estimated monthly payment

Principal & interest$1,967
Property taxes$351
Home insurance (est.)$178

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 25, 2026
  2. Listed$389,000
    May 25, 2026
  3. Price increased$389,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Cape Coral
County
Lee
Year built
2026
Living area
1,621 sq ft
Price/sq ft
$240
Building area
2,300 sq ft (Public Records)
Lot size
10,019 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$4,212 (2025)
Parcel #
31-43-24-C2-02139.0520
Zoning
R1-W
MLS #
TB8501676

Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Wine Refrigerator
Interior features
High Ceilings, L Dining, Open Floorplan, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North
New construction
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Garage Faces Side

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters, Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Block
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Public, Sewer Available, Sewer Connected, Sprinkler Meter, Water Available, Water Connected

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst
Primary BathroomFirst

Listing Details

Listing date
2026-05-25
On market date
2026-05-25
Original list price
$389,000
Occupant type
Vacant
MLS area
33909 - Cape Coral
Listing AOR
Suncoast Tampa
Home warranty
Yes
Status changed
2026-05-25
Tax legal description
CAPE CORAL UNIT 32 BLK 2139 PB 16 PG 10 LOTS 52 + 53

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head toward NE 20th St 177 ft turn left at the 1st cross street onto NE 20th St, Destination will be on the left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 26, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA