$2,795,000

478 Harbor Drive

Indian Rocks Beach, FL 33785

Active
4
Beds
3
Baths
3,135
Sq Ft
0.16
Acres
2015
Built
WaterfrontWater accessPrivate pool$892/sqft
🏠Single Family Residence

Property type

🏗️2015

Year built

📐7,187 sqft

Lot size

📊$892

Price / sq ft

🏘️No HOA

HOA dues

📅1

Day on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

Redefine your coastal perspective when considering this impressive residence where vast waterfront vistas and protected harborage provide the ultimate backdrop for life on the intracoastal. Extensive space and understated elegance combine to provide a retreat for family and guests, this completely FURNISHED residence is more than just a home, it’s a lifestyle defining a comfortable yet sophisticated setting encompassing the tranquil beauty of waterfront living. A well-designed floor plan comprised of three living levels, offers terraces off each floor enhanced by tranquil water views, from sunrise to sunset. An elevator services all levels of this spacious floor plan from the primary bedroom suite to the ground level garage area with access to the very private outdoor pool area. The ideal kitchen provides fine culinary experiences with its center island prep area and ample perimeter space, top-of-the-line appliances, pantry, and fine finishes; this is the heart of the home and sure to impress the most selective chefs. The primary bedroom sanctuary, a space designed for ultimate indulgence and comfort with its private balcony, massive walk in closet, and adjacent spa-like primary bath area, is a haven of relaxation with walk in shower, soaking tub, and twin vanities for effortless morning routines. Customized to perfection, the intricate detail of custom millwork and soft lighting adds to the home's open, airy feel. Exceptional outdoor space is designed for serious water enthusiasts -heated swimming pool, expansive deck area, deep water dockage with boat lift and separate area for kayaks or other marine toys; just minutes away from the Gulf for all day cruising, fishing or relaxing. Appreciate the ambiance of this lovely neighborhood in this very desirable seaside town with close proximity to beach, parks, fine restaurants-just a golf cart ride away! Life could not be better than owning this outstanding property with its very lucrative short term rental or vacation home usage. ENJOY IT throughout the year as your primary residence or as an investment property when you're not using it providing significant financial and personal benefits. Isn't it time to live the Florida dream?

Estimated monthly payment

Principal & interest$14,133
Property taxes$2,882
Home insurance (est.)$1,281

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Apr 7, 2026
  2. Listed$2,795,000
    Apr 7, 2026
  3. Price increased$2,795,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Indian Beach Re-Revised 23rd Add
County
Pinellas
Year built
2015
Living area
3,135 sq ft
Price/sq ft
$892
Building area
5,840 sq ft (Public Records)
Lot size
7,187 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0114H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$34,585 (2024)
Parcel #
06-30-15-42444-000-0250
Zoning
RES
MLS #
TB8494735

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Other, Tile, Wood
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Three Or More
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Covered, Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, On Street, Other, Oversized, Basement

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Lighting, Sliding Doors
Construction materials
Block, Stucco, Frame
Roof
Metal
Foundation
Block, Other
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Dogs OK

Room Details

RoomLevelDimensions
KitchenSecond19x19
Living RoomSecond20x23
Primary BedroomThird16x18
Bedroom 2Third12x17
Bedroom 3Second12x15
Bedroom 4Second12x14
DinetteSecond18x11
Balcony/Porch/LanaiSecond39x7
Primary BathroomThird8x14
Game RoomFirst38x29

Listing Details

Listing date
2026-04-07
On market date
2026-04-07
Original list price
$2,795,000
Occupant type
Tenant
MLS area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Listing AOR
Suncoast Tampa
Status changed
2026-04-07
Tax legal description
INDIAN BEACH RE-REVISED 23RD ADD LOT 25 AND RIP RTS

Flood risk

High riskFEMA Zone AEPanel 12103C0114H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Gulf Blvd to First Street on Belleair Beach, turn east to Harbor Drive. Right on Harbor Drive and follow to the right where it becomes Harbor Drive South. Travel Harbor Drive South to end and residence is on left at end at cul-de- sac.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 8, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA