$180,000

1322 40th Street

Cape Coral, FL 33904

Active
2
Beds
3
Baths
1,026
Sq Ft
0.1
Acres
1980
Built
WaterfrontWater access$175/sqft
🏠Townhouse

Property type

🏗️1980

Year built

📐4,374 sqft

Lot size

📊$175

Price / sq ft

🏘️$525/mo

HOA dues

📅47

Days on market

🌊AE

Flood zone

About this home

Check out this Gulf Access townhome offering sparkling water views and the perfect Florida getaway! This bright and airy home features an open living room and kitchen filled with natural sunlight. A convenient half bath downstairs, extra storage, and a laundry closet on the lanai. Upstairs, you’ll find two spacious bedrooms, including a large primary suite with a walk-in closet and private bathroom, as well as a guest bedroom with its own private bathroom. Enjoy peaceful mornings and relaxing evenings on the oversized lanai watching the boats go by. Boating enthusiasts will love the Gulf access with dock space available on a first-come, first-served basis, and only one bridge and short stroll to open waters. This home is being sold furnished and includes assigned covered parking, with additional guest parking available. Ideally located near downtown Cape Coral, shopping, dining, and just minutes to the bridge for easy access to Fort Myers. Whether you're looking for a move-in ready getaway or a place to add your own personal touch, this waterfront gem is ready to welcome you home!

Estimated monthly payment

Principal & interest$910
Property taxes$249
Home insurance (est.)$82
HOA dues$525

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history47 days on market

  1. Status: Active
    Apr 4, 2026
  2. Listed$190,000
    Apr 4, 2026
  3. Price reduced$180,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
47
Subdivision
Harbour Castle Condo
County
Lee
Year built
1980
Living area
1,026 sq ft
Price/sq ft
$175
Building area
1,108 sq ft (Public Records)
Lot size
4,374 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Annual taxes
$2,985 (2025)
Parcel #
07-45-24-C2-0270B.0020
Zoning
RML
MLS #
A4688770

Interior Details

Bedrooms
2
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Walk-In Closet(s)
Laundry
Laundry Closet
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$525 / Monthly
Monthly HOA
$525/mo
Total monthly fees
$525/mo
Total annual fees
$6,300
HOA name
Lissett
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Check rules & regs for lease restrictions.
Approval process
Application

Exterior & Construction

Exterior features
Hurricane Shutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
No

Room Details

RoomLevelDimensions
Living RoomFirst15x14.4
KitchenFirst10x13
Primary BedroomSecond12x16.9
Bedroom 2Second15x11.7

Listing Details

Listing date
2026-04-04
On market date
2026-04-04
Original list price
$190,000
Occupant type
Vacant
MLS area
33904 - Cape Coral
Listing AOR
Sarasota - Manatee
Status changed
2026-04-04
Tax legal description
HARBOUR CASTLE CONDO OR 1415 PG 358 APT B-2

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US41 South to Del Prado Blvd South, right on SE 40th St, condo on the left, no sign.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 21, 2026 at 7:10 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA