$580,000

5381 Alligator Lake Road

St Cloud, FL 34772

Active
3
Beds
2
Baths
2,261
Sq Ft
0.66
Acres
1999
Built
$257/sqft
🏠Single Family Residence

Property type

🏗️1999

Year built

📐28,924 sqft

Lot size

📊$257

Price / sq ft

🏘️No HOA

HOA dues

📅57

Days on market

🌊X

Flood zone

About this home

Welcome to this lakeview retreat at 5381 Alligator Lake Road in beautiful St. Cloud! Situated on a generous 0.66-acre lot surrounded by mature trees, this 3-bedroom, 2-bathroom home offers space, privacy, and the freedom of NO HOA. Step inside to a spacious, separate living area that seamlessly flows through the hallway into the open kitchen and dining space—perfect for everyday living and entertaining. The kitchen is well-appointed with stone countertops, a breakfast bar, and additional seating for casual dining. Bedrooms 2 and 3 are conveniently tucked toward the back of the home, offering privacy and sharing a full bathroom with a tub/shower combo. Upstairs, the primary suite serves as a true retreat, featuring vaulted ceilings, a walk-in closet, and a spacious ensuite bathroom complete with a garden tub and separate shower. Enjoy your morning coffee or unwind in the evening on your private balcony, accessible through French doors. With a large lot, peaceful surroundings, and plenty of room to bring your toys, boats, or future plans, this property offers endless possibilities—all in the heart of Florida living.

Estimated monthly payment

Principal & interest$2,933
Property taxes$252
Home insurance (est.)$266

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history57 days on market

  1. Status: Active
    Apr 2, 2026
  2. Listed$605,000
    Apr 2, 2026
  3. Price reduced$580,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
57
Subdivision
S L & I C
County
Osceola
Year built
1999
Living area
2,261 sq ft
Price/sq ft
$257
Lot size
28,924 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12097C0280G)
Annual taxes
$3,020 (2025)
Parcel #
21-26-31-4950-0001-0420
Zoning
OAE1
MLS #
O6395120

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile, Wood
Appliances
Dishwasher, Range, Refrigerator
Interior features
Ceiling Fans(s), PrimaryBedroom Upstairs, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Other
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to verify with the city/county for any restrictions during inspection period.

Exterior & Construction

Exterior features
French Doors
Construction materials
Block, Concrete, Stucco, Frame
Roof
Shingle
Foundation
Concrete Perimeter
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected

Room Details

RoomLevelDimensions
KitchenFirst11x12
Dining RoomFirst10x19
Living RoomFirst
Primary BedroomSecond15x15
Bedroom 2First14x10
Bedroom 3First13x12

Listing Details

Listing date
2026-03-20
On market date
2026-04-02
Original list price
$605,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-04-02
Tax legal description
S L & I C PB B PG 50 BEG 33 FT N OF SE COR LOT 42, N 150 FT, W 192.5 FT, S 152.1 FT TO N BDY R/W OF ST RD 534, ELY ALONG N BDY 193.1 FT TO POB

Flood risk

Minimal riskFEMA Zone XPanel 12097C0280G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Florida's Tpke South, Take the exit 240, toward Clay Whaley Rd/Kissimmee Park Rd, Turn left onto Clay Whaley Rd/Kissimmee Park Rd, Turn right onto Florida Nat'l Scenic Trl/Old Canoe Creek Rd, Continue onto Pine Tree Dr, Turn left onto Hickory Tree Rd, Turn right onto Alligator Lake Rd, Destination will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 1:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA