$559,000

323 Kelly Street

Panama City Beach, FL 32413

Active
3
Beds
1
Bath
1,491
Sq Ft
0.13
Acres
1974
Built
$375/sqft360° tour

About this home

A spacious. excellently maintained cottage style home, located 3 blocks from the beach. An overersized Master bedroom, 2 additional bedrooms, 1 bathroom. The kitchen, dining room & living area are all connected to create an open living concept with real hardwood flooring. Sold furnished. Off street parking on the extensive driveway for up to 5 vehicles, or a boat & trailer, plus a 2 car detached garage, with workbench & cabinets and with the potential to be an additional Guest Suite. Updated AC 2018, WH 2018 & Metal Roof 2014. Back yard is fully fenced. Located on the West End of Panama City Beach (Public Beach 87) and located 4 miles east of Scenic 30A & Lake Powell.

Estimated monthly payment

$3,466/mo

Principal & interest$2,827
Property taxes$383
Home insurance (est.)$256

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history47 days on market

  1. Status: Active
    May 25, 2026
  2. Listed$559,000
    Mar 20, 2026
  3. Price increased$559,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
47
Subdivision
Kiska Beach 1st Add
County
Bay
Year built
1974
Living area
1,491 sq ft
Price/sq ft
$375
Lot size
5,576 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12005C0164J)
Garage
2 spaces
Annual taxes
$4,597 (2025)
Parcel #
36066-090-000
Zoning
R-1
MLS #
W7884089

Interior Details

Bedrooms
3
Full bathrooms
1
Flooring
Laminate, Tile, Wood
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ninguno
Laundry
Inside
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
None
Construction materials
Frame
Roof
Metal
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Living RoomFirst18x11
KitchenFirst11x10
Dining RoomFirst14x14
Primary BedroomFirst21x12
Bedroom 2First14x14
Bedroom 3First12x9

Listing Details

Listing date
2026-03-20
On market date
2026-03-20
Original list price
$559,000
Occupant type
Owner
MLS area
32413 - Panama City Beach
Listing AOR
West Pasco
Status changed
2026-05-25
Tax legal description
KISKA BEACH 1ST ADD MAP 13B3 LOT 30 BLK E ORB 3862 P 2356

Location

Flood zone
X(12005C0164J)

Directions

From Highway 98 (Back Beach Road) exit on Kelly Street. From Front Beach Road, turn onto Kelly Street, at Sunnyside Grill/Beachside Resort.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 25, 2026 at 12:53 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA