$849,000

93 The Cove Way

Indian Rocks Beach, FL 33785

Active
4
Beds
3
Baths
1,985
Sq Ft
0.04
Acres
2015
Built
Water access$428/sqft360° tour
🏠Townhouse

Property type

🏗️2015

Year built

📐1,564 sqft

Lot size

📊$428

Price / sq ft

🏘️$933/mo

HOA dues

📅1

Day on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

Gated End Unit – Walk to Indian Rocks Beach! Beautiful three-level townhouse located in The Cove at Indian Rocks Beach featuring 4 bedrooms, 3 baths, and spacious open living areas. This end unit offers upscale finishes including granite countertops, wood floors, 10-foot ceilings, and crown molding throughout. The open-concept layout leads to a screened east-facing porch—perfect for enjoying peaceful sunrises. The expansive primary suite features a sitting area, en-suite bathroom, and walk-in closet. Built for durability with hurricane-impact windows, Hardie board exterior, and elevated construction for added peace of mind. The beach is directly across the street, making it easy to enjoy daily walks along the beautiful white sands. Community amenities include gated entry, a heated pool, outdoor kitchen, and dock access for small watercraft. 30-day minimum rentals allowed, offering excellent flexibility for owners and investors. Enjoy exceptional walkability to local favorites including Splash Harbor Water Park, Crabby Bill’s, shops, and dining.

Estimated monthly payment

Principal & interest$4,293
Property taxes$1,000
Home insurance (est.)$389
HOA dues$933

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Mar 13, 2026
  2. Listed$849,000
    Mar 13, 2026
  3. Price increased$849,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
1
Subdivision
Cove At Indian Rocks Beach
County
Pinellas
Year built
2015
Living area
1,985 sq ft
Price/sq ft
$428
Lot size
1,564 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0113H)
Garage
2 spaces
Annual taxes
$12,005 (2025)
Parcel #
12-30-14-18732-000-0320
MLS #
TB8486470

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile, Hardwood
Appliances
Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
Interior features
Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Stone Counters, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Three Or More
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, Ground Level, Guest

HOA & Financial

HOA fee
$2,800 / Quarterly
Monthly HOA
$933/mo
Total monthly fees
$933/mo
Total annual fees
$11,200
HOA name
Stephany Charpentier
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See HOA docs
Approval process
See HOA docs

Exterior & Construction

Exterior features
Garden, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Sidewalk, Sprinkler Metered
Construction materials
Block, Cement Siding, Stucco, Frame
Roof
Metal
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Living RoomSecond18x14
KitchenSecond11x18
Primary BedroomThird

Listing Details

Listing date
2026-03-13
On market date
2026-03-13
Original list price
$849,000
Occupant type
Vacant
MLS area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Listing AOR
Suncoast Tampa
Status changed
2026-03-13
Tax legal description
COVE AT INDIAN ROCKS BEACH LOT 32

Flood risk

High riskFEMA Zone AEPanel 12103C0113H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

West on Walsingham Road toward Indian Rocks Beach North on Gulf Blvd to East on 7th Ave, Right into gate for The Cove

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 14, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA