$914,999

9326 Panama Circle

Port Charlotte, FL 33981

Active
3
Beds
2
Baths
2,098
Sq Ft
0.23
Acres
2023
Built
WaterfrontWater accessPrivate pool3-car garage$436/sqft360° tour

About this home

Experience elevated coastal living in this 2023 custom-built waterfront residence by one of the area’s premier builders, ideally located in the sought-after South Gulf Cove boating community. Positioned on a Gulf-access, sea-walled lot, this exceptional property offers sun-filled living, effortless boating, refined design, and an unbeatable location just 13 miles from the pristine beaches of Manasota Key and Boca Grande. Designed for both everyday comfort and elegant entertaining, the open-concept living area is enhanced by zero-degree impact sliders that create a seamless indoor-outdoor connection. Impact-rated windows and doors provide superior storm protection and energy efficiency, while a soft-start A/C system ensures smooth, efficient operation. The home is also generator-ready, offering added peace of mind and convenience. This thoughtfully designed layout includes 3 bedrooms, 2 bathrooms, a private den, and a spacious 3-car garage with an additional 2 feet in depth — ideal for larger vehicles, extra storage, or recreational gear. The luxurious owner’s suite is a serene retreat featuring tranquil water views, expansive walk-in closets, and a spa-inspired en-suite bath with dual shower heads for a true resort-style experience. The chef-inspired kitchen is a true showpiece, showcasing a wrapped island, custom slow-close cabinetry, under-cabinet lighting, and a dramatic glass backsplash extending to the ceiling. Designed for both everyday living and entertaining, it features a premium propane cooktop, custom hood vent, double ovens, stainless steel appliances, and a built-in wine cooler — delivering the performance and elegance expected in a luxury waterfront home. Plank tile flooring flows throughout the main living areas, elevating both durability and coastal sophistication. Additional interior upgrades include plantation shutters, a tankless propane hot water heater servicing the home, and a built-out laundry room for added convenience. Step outside to embrace the ultimate Florida lifestyle. The expansive outdoor living space features a custom outdoor kitchen, a saltwater pool and spa — ideal for entertaining or enjoying peaceful sunset evenings. The property is equipped with propane service for the tankless water heater, BBQ, and stove, offering efficiency and performance throughout. Boating enthusiasts will appreciate the private dock complete with a 10,000 lb boat lift and canopy, providing quick Gulf access and protection for your vessel. The home’s curb appeal is equally impressive, featuring mature tropical landscaping with decorative curbing, an irrigation system, upgraded St. Augustine sod, a full-width paver driveway, and a beautifully designed walkway leading to the dock. The 3-car garage is finished with durable epoxy flooring, adding both style and function. Located in the highly desirable South Gulf Cove boating community, residents enjoy convenient access to world-class boating, championship golf courses, marinas, upscale shopping, and waterfront dining — all while enjoying the privacy and tranquility of luxury canal-front living. This move-in-ready waterfront masterpiece offers the perfect blend of sophistication, comfort, and coastal lifestyle — an exceptional opportunity in one of Southwest Florida’s most desirable communities.

Estimated monthly payment

$5,901/mo

Principal & interest$4,627
Property taxes$845
Home insurance (est.)$419
HOA dues$10

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history96 days on market

  1. Status: Active
    Feb 21, 2026
  2. Listed$914,999
    Feb 21, 2026
  3. Price increased$914,999

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
96
Subdivision
Port Charlotte Sec 071
County
Charlotte
Year built
2023
Living area
2,098 sq ft
Price/sq ft
$436
Building area
3,153 sq ft (Builder)
Lot size
9,999 sq ft
Lot category
0 to less than 1/4
Flood zone
AE* (12015C0214G)
Garage
3 spaces
Pool
Private pool
Annual taxes
$10,137 (2025)
Parcel #
412121327003
Zoning
RSF3.5
MLS #
D6146254

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$120 / Annually
Monthly HOA
$10/mo
Total monthly fees
$10/mo
Total annual fees
$120
CDD
No
Homestead exemption
Yes
Min lease term
1 Week
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See County

Exterior & Construction

Exterior features
Hurricane Shutters, Private Mailbox, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab, Stem Wall
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Holding Tank, Public Sewer
Water source
Canal/Lake For Irrigation, Public
Utilities
BB/HS Internet Available, Electricity Connected, Fiber Optics, Mini Sewer, Propane, Public, Sewer Connected, Sprinkler Well, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Great RoomFirst17x20
DinetteFirst9x12
Primary BedroomFirst16x17
DenFirst11x11
Bedroom 2First12x14
Bedroom 3First11x12
Balcony/Porch/LanaiFirst30x10
KitchenFirst12x18
LaundryFirst8x12

Listing Details

Listing date
2026-02-20
On market date
2026-02-21
Original list price
$914,999
Occupant type
Owner
MLS area
33981 - Port Charlotte
Listing AOR
Englewood
Status changed
2026-02-21
Tax legal description
PCH 071 4391 0022 PORT CHARLOTTE SEC71 BLK4391 LT 22 600/375 TD1842/708 1902/516 QT1895/573 2179/1649 2633/1708 2673/1491 2697/1528 CT3584/775 3600/1069 3600/1070 4539/1882 4784/522 4793/2154

Location

Flood zone
AE*(12015C0214G)

Directions

Take Gasperilla Rd to Ingraham and turn east, Follow to Calumet where you will go south, Follow to Panama Cir and turn east.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 4:01 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA