$914,999
9326 Panama Circle
Port Charlotte, FL 33981
About this home
Experience elevated coastal living in this 2023 custom-built waterfront residence by one of the area’s premier builders, ideally located in the sought-after South Gulf Cove boating community. Positioned on a Gulf-access, sea-walled lot, this exceptional property offers sun-filled living, effortless boating, refined design, and an unbeatable location just 13 miles from the pristine beaches of Manasota Key and Boca Grande. Designed for both everyday comfort and elegant entertaining, the open-concept living area is enhanced by zero-degree impact sliders that create a seamless indoor-outdoor connection. Impact-rated windows and doors provide superior storm protection and energy efficiency, while a soft-start A/C system ensures smooth, efficient operation. The home is also generator-ready, offering added peace of mind and convenience. This thoughtfully designed layout includes 3 bedrooms, 2 bathrooms, a private den, and a spacious 3-car garage with an additional 2 feet in depth — ideal for larger vehicles, extra storage, or recreational gear. The luxurious owner’s suite is a serene retreat featuring tranquil water views, expansive walk-in closets, and a spa-inspired en-suite bath with dual shower heads for a true resort-style experience. The chef-inspired kitchen is a true showpiece, showcasing a wrapped island, custom slow-close cabinetry, under-cabinet lighting, and a dramatic glass backsplash extending to the ceiling. Designed for both everyday living and entertaining, it features a premium propane cooktop, custom hood vent, double ovens, stainless steel appliances, and a built-in wine cooler — delivering the performance and elegance expected in a luxury waterfront home. Plank tile flooring flows throughout the main living areas, elevating both durability and coastal sophistication. Additional interior upgrades include plantation shutters, a tankless propane hot water heater servicing the home, and a built-out laundry room for added convenience. Step outside to embrace the ultimate Florida lifestyle. The expansive outdoor living space features a custom outdoor kitchen, a saltwater pool and spa — ideal for entertaining or enjoying peaceful sunset evenings. The property is equipped with propane service for the tankless water heater, BBQ, and stove, offering efficiency and performance throughout. Boating enthusiasts will appreciate the private dock complete with a 10,000 lb boat lift and canopy, providing quick Gulf access and protection for your vessel. The home’s curb appeal is equally impressive, featuring mature tropical landscaping with decorative curbing, an irrigation system, upgraded St. Augustine sod, a full-width paver driveway, and a beautifully designed walkway leading to the dock. The 3-car garage is finished with durable epoxy flooring, adding both style and function. Located in the highly desirable South Gulf Cove boating community, residents enjoy convenient access to world-class boating, championship golf courses, marinas, upscale shopping, and waterfront dining — all while enjoying the privacy and tranquility of luxury canal-front living. This move-in-ready waterfront masterpiece offers the perfect blend of sophistication, comfort, and coastal lifestyle — an exceptional opportunity in one of Southwest Florida’s most desirable communities.
Estimated monthly payment
$5,901/mo
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history96 days on market
- Status: ActiveFeb 21, 2026
- Listed$914,999Feb 21, 2026
- Price increased$914,999
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 96
- Subdivision
- Port Charlotte Sec 071
- County
- Charlotte
- Year built
- 2023
- Living area
- 2,098 sq ft
- Price/sq ft
- $436
- Building area
- 3,153 sq ft (Builder)
- Lot size
- 9,999 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE* (12015C0214G)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $10,137 (2025)
- Parcel #
- 412121327003
- Zoning
- RSF3.5
- MLS #
- D6146254
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $120 / Annually
- Monthly HOA
- $10/mo
- Total monthly fees
- $10/mo
- Total annual fees
- $120
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Week
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See County
Exterior & Construction
- Exterior features
- Hurricane Shutters, Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab, Stem Wall
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Holding Tank, Public Sewer
- Water source
- Canal/Lake For Irrigation, Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Fiber Optics, Mini Sewer, Propane, Public, Sewer Connected, Sprinkler Well, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 17x20 |
| Dinette | First | 9x12 |
| Primary Bedroom | First | 16x17 |
| Den | First | 11x11 |
| Bedroom 2 | First | 12x14 |
| Bedroom 3 | First | 11x12 |
| Balcony/Porch/Lanai | First | 30x10 |
| Kitchen | First | 12x18 |
| Laundry | First | 8x12 |
Listing Details
- Listing date
- 2026-02-20
- On market date
- 2026-02-21
- Original list price
- $914,999
- Occupant type
- Owner
- MLS area
- 33981 - Port Charlotte
- Listing AOR
- Englewood
- Status changed
- 2026-02-21
- Tax legal description
- PCH 071 4391 0022 PORT CHARLOTTE SEC71 BLK4391 LT 22 600/375 TD1842/708 1902/516 QT1895/573 2179/1649 2633/1708 2673/1491 2697/1528 CT3584/775 3600/1069 3600/1070 4539/1882 4784/522 4793/2154
Location
- Flood zone
- AE*(12015C0214G)
Directions
Take Gasperilla Rd to Ingraham and turn east, Follow to Calumet where you will go south, Follow to Panama Cir and turn east.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 28, 2026 at 4:01 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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