$420,000

2785 Gardiner Lane

Zephyrhills, FL 33541

Active
4
Beds
3
Baths
2,371
Sq Ft
0.13
Acres
2024
Built
Water viewNew construction$177/sqft360° tour

About this home

One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Your search for a newer, spacious waterfront home in a quiet yet convenient location ends here. Welcome to Two Rivers Northwater, a desirable community in Zephyrhills, ideally situated on SR 56 Road, a peaceful, rural atmosphere. This beautiful two-story home offers approximately 2,400 square feet of living space with 4 bedrooms, 3 bathrooms, a large loft, and a 2-car garage, all complemented by a serene pond view from the backyard. One of the standout features is the first-floor bedroom with a full bath, ideal for guests or multigenerational living. The owner’s suite and two additional generously sized bedrooms are located upstairs, thoughtfully separated from the main living areas for added privacy. A spacious open loft provides endless possibilities—home office, media room, play area, or additional lounge space. The first floor welcomes you with an open-concept layout that seamlessly connects the living, family, kitchen, and dining areas—perfect for entertaining and everyday living. Residents of NorthWater enjoy community amenities including a clubhouse, swimming pool, and park, while still having the luxury of a private backyard overlooking the water, perfect for relaxing evenings and weekends. House is priced very competitively for a quick sale. Come experience the comfort, space, and tranquility this exceptional home and community have to provide.

Estimated monthly payment

$2,329/mo

Principal & interest$2,124
Property taxes$0
Home insurance (est.)$193
HOA dues$13

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history70 days on market

  1. Status: Active
    Feb 10, 2026
  2. Listed$435,000
    Feb 9, 2026
  3. Price reduced$420,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
70
Subdivision
Two Rivers
County
Pasco
Year built
2024
Living area
2,371 sq ft
Price/sq ft
$177
Building area
2,825 sq ft (Builder)
Lot size
7,000 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Garage
2 spaces
Parcel #
29-26-21-0090-02500-0140
Zoning
MPUD
MLS #
TB8474611

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Open Floorplan
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
East
New construction
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$13 / Monthly
Monthly HOA
$13/mo
Total monthly fees
$246/mo
Total annual fees
$2,956
HOA name
Inframark
CDD
Yes
Min lease term
7 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Per HOA guidelines
Approval process
Per HOA guidelines

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Natural Gas Available, Natural Gas Connected, Underground Utilities

Community

Pets allowed
Yes

Schools

ElementaryChester W Taylor Elemen-POGreatSchools ↗
MiddleRaymond B Stewart Middle-POGreatSchools ↗
High SchoolZephryhills High School-POGreatSchools ↗

School data from listing agent. Verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst14x14
Primary BedroomSecond13x19
KitchenFirst12x15
Bedroom 2First11x10

Listing Details

Listing date
2026-02-09
On market date
2026-02-09
Original list price
$435,000
Occupant type
Owner
MLS area
33541 - Zephyrhills
Listing AOR
Suncoast Tampa
Home warranty
Yes
Status changed
2026-02-10
Tax legal description
TWO RIVERS PARCEL A2 PHASES B AND C PB 92 PG 001 BLOCK 25 LOT 14

Location

Flood zone
x

Directions

I-75 N take Exit 266. Turn left on E Fletcher Ave /Morris Bridge Rd. Continue to follow Morris Bridge Rd. Turn right on FL-56, left on Widewater Way. Make U-turn, and right turn to Durant Court.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 20, 2026 at 3:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA