$425,000

5314 Neville Terrace

Port Charlotte, FL 33981

Active
3
Beds
2
Baths
1,737
Sq Ft
0.34
Acres
1983
Built
Water viewPrivate pool$245/sqft

About this home

Located in the established community of Gulf Cove, this pool home is positioned on an oversized corner lot near the canal, offering a sense of openness, privacy, and flexibility with no mandatory HOA. Its unique setting provides wide spacing between neighboring homes and a peaceful backdrop without the responsibilities of a waterfront lot. Inside, vaulted ceilings and an open-concept layout create a bright, airy atmosphere. Wide-plank flooring extends throughout the main living areas, complementing the coastal color palette and natural light that fills the space. The living and dining areas flow seamlessly, making the home comfortable for daily living and well suited for entertaining. The kitchen sits at the heart of the home and features generous cabinetry, stone countertops, stainless steel appliances, and a breakfast bar that opens to the main living area. Sliding glass doors lead to the covered lanai, creating an easy transition to outdoor living. The primary suite offers a comfortable retreat with ample space and an ensuite bath with a walk-in shower. Guest bedrooms are arranged in a split floor plan, providing privacy and flexibility for visitors, family, or a home office. A convenient pool bath enhances functionality for outdoor entertaining. Outdoors, the backyard is designed for relaxed Florida living. The resurfaced pool is surrounded by a brick paver deck, mature palms, and tropical landscaping, while wrought-iron fencing adds privacy and definition. The expansive side yard is a standout feature, offering room for boat or RV storage, future expansion, or creative outdoor use. A matching shed provides additional storage or workshop potential. Residents of Gulf Cove have the option to join the voluntary homeowners association, which offers access to a community boat ramp, waterfront park, playground, and pavilion located nearby. This allows residents to enjoy boating and community amenities without a mandatory association or fees tied to the property. With a newer metal roof, impact windows, thoughtful updates, and a rare oversized corner-lot setting, this home offers a versatile option for full-time living, a seasonal retreat, or long-term ownership in a well-established Port Charlotte community. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**

Estimated monthly payment

$2,774/mo

Principal & interest$2,149
Property taxes$424
Home insurance (est.)$195
HOA dues$6

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history46 days on market

  1. Status: Active
    Feb 5, 2026
  2. Listed$460,000
    Feb 5, 2026
  3. Price reduced$425,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
46
Subdivision
Port Charlotte Sec 054
County
Charlotte
Year built
1983
Living area
1,737 sq ft
Price/sq ft
$245
Building area
2,636 sq ft (Public Records)
Lot size
14,865 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12015C0204G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$5,091 (2025)
Parcel #
402133327005
Zoning
RSF3.5
MLS #
A4681214

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Stone Counters, Thermostat, Window Treatments
Laundry
Inside, Laundry Closet
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$75 / Annually
Monthly HOA
$6/mo
Total monthly fees
$6/mo
Total annual fees
$75
HOA name
Gulf Cove Homeowner's Association
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
*HOA information to be verified by buyer/buyer’s agent.
Approval process
*HOA information to be verified by buyer/buyer’s agent.

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Metal
Foundation
Slab
Pool
Private pool
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Available, Water Available

Community

Pets allowed
Yes

Schools

ElementaryMyakka River ElementaryGreatSchools ↗
MiddleL.A. Ainger MiddleGreatSchools ↗
High SchoolLemon Bay HighGreatSchools ↗

School data from listing agent. Verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
Dining RoomFirst
KitchenFirst
Primary BedroomFirst13x24
Bedroom 2First11x12
Bedroom 3First11x12
Primary BathroomFirst8x13
Bathroom 2First5x8
Balcony/Porch/LanaiFirst7x13
Balcony/Porch/LanaiFirst10x26

Listing Details

Listing date
2026-02-05
On market date
2026-02-05
Original list price
$460,000
Occupant type
Owner
MLS area
33981 - Port Charlotte
Listing AOR
Sarasota - Manatee
Status changed
2026-02-05
Tax legal description
PCH 054 1700 0151 PORT CHARLOTTE SEC54 BLK1700 LT 151 & S1/2 OF LT 150 207/541 489/304 633/1073 652/2149 662/1342 786/316 DC800/1934 999/1164 DC1294/772 1343/1823 1739/1345 4922/2146

Location

Flood zone
AE(12015C0204G)

Directions

From I75 exit 182, take US-41 towards North Port. Turn left onto Tamiami Trail. Turn right onto Cornelius Blvd. Turn right onto El Jobean Rd. Turn right onto Gillot Blvd. Turn right onto Holton Terr. Turn right onto Neville Terr. and the home is on your right on the corner. ****Driveway is located on the side of the home off of Holton Terrace.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 23, 2026 at 11:32 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA