$425,000
5314 Neville Terrace
Port Charlotte, FL 33981
About this home
Located in the established community of Gulf Cove, this pool home is positioned on an oversized corner lot near the canal, offering a sense of openness, privacy, and flexibility with no mandatory HOA. Its unique setting provides wide spacing between neighboring homes and a peaceful backdrop without the responsibilities of a waterfront lot. Inside, vaulted ceilings and an open-concept layout create a bright, airy atmosphere. Wide-plank flooring extends throughout the main living areas, complementing the coastal color palette and natural light that fills the space. The living and dining areas flow seamlessly, making the home comfortable for daily living and well suited for entertaining. The kitchen sits at the heart of the home and features generous cabinetry, stone countertops, stainless steel appliances, and a breakfast bar that opens to the main living area. Sliding glass doors lead to the covered lanai, creating an easy transition to outdoor living. The primary suite offers a comfortable retreat with ample space and an ensuite bath with a walk-in shower. Guest bedrooms are arranged in a split floor plan, providing privacy and flexibility for visitors, family, or a home office. A convenient pool bath enhances functionality for outdoor entertaining. Outdoors, the backyard is designed for relaxed Florida living. The resurfaced pool is surrounded by a brick paver deck, mature palms, and tropical landscaping, while wrought-iron fencing adds privacy and definition. The expansive side yard is a standout feature, offering room for boat or RV storage, future expansion, or creative outdoor use. A matching shed provides additional storage or workshop potential. Residents of Gulf Cove have the option to join the voluntary homeowners association, which offers access to a community boat ramp, waterfront park, playground, and pavilion located nearby. This allows residents to enjoy boating and community amenities without a mandatory association or fees tied to the property. With a newer metal roof, impact windows, thoughtful updates, and a rare oversized corner-lot setting, this home offers a versatile option for full-time living, a seasonal retreat, or long-term ownership in a well-established Port Charlotte community. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**
Estimated monthly payment
$2,774/mo
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history46 days on market
- Status: ActiveFeb 5, 2026
- Listed$460,000Feb 5, 2026
- Price reduced$425,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 46
- Subdivision
- Port Charlotte Sec 054
- County
- Charlotte
- Year built
- 1983
- Living area
- 1,737 sq ft
- Price/sq ft
- $245
- Building area
- 2,636 sq ft (Public Records)
- Lot size
- 14,865 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12015C0204G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $5,091 (2025)
- Parcel #
- 402133327005
- Zoning
- RSF3.5
- MLS #
- A4681214
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Stone Counters, Thermostat, Window Treatments
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $75 / Annually
- Monthly HOA
- $6/mo
- Total monthly fees
- $6/mo
- Total annual fees
- $75
- HOA name
- Gulf Cove Homeowner's Association
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- *HOA information to be verified by buyer/buyer’s agent.
- Approval process
- *HOA information to be verified by buyer/buyer’s agent.
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Metal
- Foundation
- Slab
- Pool
- Private pool
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Available, Water Available
Community
- Pets allowed
- Yes
Schools
School data from listing agent. Verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | 13x24 |
| Bedroom 2 | First | 11x12 |
| Bedroom 3 | First | 11x12 |
| Primary Bathroom | First | 8x13 |
| Bathroom 2 | First | 5x8 |
| Balcony/Porch/Lanai | First | 7x13 |
| Balcony/Porch/Lanai | First | 10x26 |
Listing Details
- Listing date
- 2026-02-05
- On market date
- 2026-02-05
- Original list price
- $460,000
- Occupant type
- Owner
- MLS area
- 33981 - Port Charlotte
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-02-05
- Tax legal description
- PCH 054 1700 0151 PORT CHARLOTTE SEC54 BLK1700 LT 151 & S1/2 OF LT 150 207/541 489/304 633/1073 652/2149 662/1342 786/316 DC800/1934 999/1164 DC1294/772 1343/1823 1739/1345 4922/2146
Location
- Flood zone
- AE(12015C0204G)
Directions
From I75 exit 182, take US-41 towards North Port. Turn left onto Tamiami Trail. Turn right onto Cornelius Blvd. Turn right onto El Jobean Rd. Turn right onto Gillot Blvd. Turn right onto Holton Terr. Turn right onto Neville Terr. and the home is on your right on the corner. ****Driveway is located on the side of the home off of Holton Terrace.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of March 23, 2026 at 11:32 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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