$445,000

405 Ridgecrest Drive

Punta Gorda, FL 33982

Active
2
Beds
2
Baths
1,492
Sq Ft
0.41
Acres
1987
Built
WaterfrontWater access$298/sqft

About this home

Waterfront Living with Rapid Access to Open Water in Peace River Shores Set in the sought-after waterfront community of Peace River Shores, this property is a dream basecamp for boaters who value fast, unobstructed access to the water. From your backyard dock, enjoy a short, efficient ride to the Peace River, Charlotte Harbor, and onward to the Gulf of Mexico—ideal for fishing runs, sunset cruises, and spontaneous days on the water. The home offers a smart, split-bedroom layout with two bedrooms and two baths, creating privacy for owners and guests alike. A spacious main living area flows into an enclosed Florida room that overlooks the water, where daily views include native wildlife and passing boats. The kitchen and living spaces are designed for easy entertaining after a day on the water. Outside is where this property truly shines for the boating lifestyle. In addition to the attached garage, the property features multiple outbuildings including a large, full-size shop—perfect for storing boats, trailers, RVs, fishing gear, and water toys. The private dock and boat lift accommodate up to a 24-foot vessel, making it easy to be on the water within minutes. Peace of mind comes with key upgrades, including a roof replaced just 2 years ago, a water heater only 1 year old, and 9 NEW HURRICANE IMPACT WINDOWS COMING SOON for added storm protection, energy efficiency, and long-term value. The home is located in an X flood zone and was not impacted by recent hurricanes, adding another layer of confidence. Peace River Shores is a non-deed-restricted community offering a neighborhood boat ramp and clubhouse, allowing flexibility rarely found in waterfront neighborhoods. Conveniently located near shopping, dining, and daily necessities, yet tucked away enough to preserve a private, laid-back coastal feel. Whether you’re an avid fisherman, cruiser, or waterfront enthusiast, this property delivers storage, access, and lifestyle—all with exceptionally quick time to open water.

Estimated monthly payment

$2,754/mo

Principal & interest$2,250
Property taxes$300
Home insurance (est.)$204

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history110 days on market

  1. Status: Active
    Feb 5, 2026
  2. Listed$445,000
    Feb 5, 2026
  3. Price increased$445,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
110
Subdivision
Peace River Shores
County
Charlotte
Year built
1987
Living area
1,492 sq ft
Price/sq ft
$298
Building area
2,055 sq ft (Public Records)
Lot size
17,840 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
2 spaces
Annual taxes
$3,596 (2025)
Parcel #
402301356003
Zoning
RSF3.5
MLS #
C7521474

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Walk-In Closet(s), Window Treatments
Laundry
In Garage
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Boat, RV Garage, Workshop in Garage

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters, Sliding Doors, Storage
Construction materials
Block, Stucco
Roof
Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
BB/HS Internet Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryEast ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

School data from listing agent. Verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst3.5x7
Living RoomFirst11.75x12.25
KitchenFirst12x8.5
Dining RoomFirst
Family RoomFirst20.5x11.5
Primary BedroomFirst19.25x12.5
Primary BathroomFirst14x8.75
Bedroom 1First13.25x13
Bathroom 1First13.25x4.75
Balcony/Porch/LanaiFirst15x11.5

Listing Details

Listing date
2026-02-05
On market date
2026-02-05
Original list price
$445,000
Occupant type
Owner
MLS area
33982 - Punta Gorda
Listing AOR
Port Charlotte
Status changed
2026-02-05
Tax legal description
PRS 001 0001 0059 PEACE RIV SH UN 1 BLK 1 LTS 59 & 60 72/210 465/799 E730/1353 E730/1355 891/492 893/2000-01 DC1211/346-JL 1395/322 1443/860 2914/2144 CT3421/181 3427/1854 3565/667 4336/742

Location

Flood zone
X

Directions

Start on US-41 (Tamiami Trail) heading south toward Punta Gorda from your current location in Port Charlotte. Continue on US-41 south across the Peace River bridge into Punta Gorda. Once in Punta Gorda, turn left onto US-17 (also called Tamiami Trail/US-17) to continue southbound. Shortly after, turn left onto Peace River Shores Blvd. (this road is in the Peace River Shores neighborhood). Continue on Peace River Shores Blvd to its end. Turn left onto Wilmers Blvd. and follow it into the residential area. Finally, turn right onto Ridgecrest Dr. The destination 405 Ridgecrest Dr will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 26, 2026 at 10:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA