$339,000

8198 Terrace Garden Drive

St Petersburg, FL 33709

Active
2
Beds
2
Baths
1,700
Sq Ft
5.33
Acres
1985
Built
55+ community5.33 acres$199/sqft360° tour

About this home

Welcome to this beautifully updated 2BR/2BA, 1,700 sq ft condo in the highly sought-after 55+ community of Terrace Park at Five Towns. Designed for comfort and low-maintenance living, this spacious home features porcelain tile flooring throughout, plantation shutters, hurricane-rated window protection, and a stylish kitchen with transitional cabinetry, granite countertops, gas stove, and stainless steel appliances. The generous primary suite offers a walk-in closet, updated bathroom, and a private balcony overlooking peaceful green space—an ideal spot to unwind. The second bedroom is well-sized with convenient access to the updated guest bath. A second balcony extends from the living area, providing additional outdoor space for relaxing or entertaining. Practical features include an in-unit laundry room, covered carport, elevator access, multiple storage areas, and the rare benefit of this building’s exclusive pool, a unique perk within Five Towns. Residents enjoy a true resort-style lifestyle with multiple pools, scenic walking paths, tennis and pickleball courts, a clubhouse, fitness center, and a full calendar of social activities. The HOA covers cable, internet, natural gas, water, sewer, trash, pest control, and all amenities—leaving only the electric bill. Located just minutes from award-winning beaches, shopping, dining, and major highways, this condo offers the perfect blend of convenience, comfort, and active living.

Estimated monthly payment

$3,216/mo

Principal & interest$1,714
Property taxes$356
Home insurance (est.)$155
HOA dues$991

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history89 days on market

  1. Status: Active
    Jan 28, 2026
  2. Listed$35,900
    Jan 27, 2026
  3. Price increased$339,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
89
Subdivision
Terrace Park Of Five Towns
County
Pinellas
Year built
1985
Living area
1,700 sq ft
Price/sq ft
$199
Lot size
232,056 sq ft
Flood zone
AE
Annual taxes
$4,266 (2024)
Parcel #
36-30-15-90338-000-4110
MLS #
TB8469309

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Tile
Appliances
Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Electric, Natural Gas
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$991 / Monthly
Monthly HOA
$991/mo
Total monthly fees
$991/mo
Total annual fees
$11,892
HOA name
Dawn Ostertag
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Other
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
see rules and regulations
Approval process
see rules and regulations

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Outdoor Grill, Tennis Court(s)
Construction materials
Concrete, Stucco
Roof
Built-Up, Membrane
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available, Water Connected

Community

Pets allowed
Size Limit, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst15x18
KitchenFirst9x18
Primary BedroomFirst12x17
Bedroom 2First11x13
Dining RoomFirst11x17
Family RoomFirst10x14

Listing Details

Listing date
2026-01-27
On market date
2026-01-27
Original list price
$35,900
Occupant type
Owner
MLS area
33709 - St Pete/Kenneth City
Listing AOR
Suncoast Tampa
Status changed
2026-01-28
Tax legal description
TERRACE PARK OF FIVE TOWNS NO 28 CONDO RADCLIFFE BLDG, UNIT 411

Location

Flood zone
AE

Directions

From the North: Travel south on 66th St N. Turn right onto 80th Ave N to enter Five Towns. Follow signs to the Terrace Garden area. Turn right onto Terrace Garden Dr N and continue to Building 8198. From the South: Travel north on 66th St N. Turn left onto 80th Ave N into Five Towns. Follow signs for Terrace Garden. Turn right onto Terrace Garden Dr N and proceed to Building 8198. For Those Unfamiliar With the Area: Use 66th St N as the main access road. Turn onto 80th Ave N to enter Five Towns. Follow community signs to Terrace Garden, then continue on Terrace Garden Dr N to Building 8198.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 26, 2026 at 3:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA