$339,000
8198 Terrace Garden Drive
St Petersburg, FL 33709
About this home
Welcome to this beautifully updated 2BR/2BA, 1,700 sq ft condo in the highly sought-after 55+ community of Terrace Park at Five Towns. Designed for comfort and low-maintenance living, this spacious home features porcelain tile flooring throughout, plantation shutters, hurricane-rated window protection, and a stylish kitchen with transitional cabinetry, granite countertops, gas stove, and stainless steel appliances. The generous primary suite offers a walk-in closet, updated bathroom, and a private balcony overlooking peaceful green space—an ideal spot to unwind. The second bedroom is well-sized with convenient access to the updated guest bath. A second balcony extends from the living area, providing additional outdoor space for relaxing or entertaining. Practical features include an in-unit laundry room, covered carport, elevator access, multiple storage areas, and the rare benefit of this building’s exclusive pool, a unique perk within Five Towns. Residents enjoy a true resort-style lifestyle with multiple pools, scenic walking paths, tennis and pickleball courts, a clubhouse, fitness center, and a full calendar of social activities. The HOA covers cable, internet, natural gas, water, sewer, trash, pest control, and all amenities—leaving only the electric bill. Located just minutes from award-winning beaches, shopping, dining, and major highways, this condo offers the perfect blend of convenience, comfort, and active living.
Estimated monthly payment
$3,216/mo
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history89 days on market
- Status: ActiveJan 28, 2026
- Listed$35,900Jan 27, 2026
- Price increased$339,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 89
- Subdivision
- Terrace Park Of Five Towns
- County
- Pinellas
- Year built
- 1985
- Living area
- 1,700 sq ft
- Price/sq ft
- $199
- Lot size
- 232,056 sq ft
- Flood zone
- AE
- Annual taxes
- $4,266 (2024)
- Parcel #
- 36-30-15-90338-000-4110
- MLS #
- TB8469309
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Electric, Natural Gas
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $991 / Monthly
- Monthly HOA
- $991/mo
- Total monthly fees
- $991/mo
- Total annual fees
- $11,892
- HOA name
- Dawn Ostertag
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Other
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- see rules and regulations
- Approval process
- see rules and regulations
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Outdoor Grill, Tennis Court(s)
- Construction materials
- Concrete, Stucco
- Roof
- Built-Up, Membrane
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Size Limit, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x18 |
| Kitchen | First | 9x18 |
| Primary Bedroom | First | 12x17 |
| Bedroom 2 | First | 11x13 |
| Dining Room | First | 11x17 |
| Family Room | First | 10x14 |
Listing Details
- Listing date
- 2026-01-27
- On market date
- 2026-01-27
- Original list price
- $35,900
- Occupant type
- Owner
- MLS area
- 33709 - St Pete/Kenneth City
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-28
- Tax legal description
- TERRACE PARK OF FIVE TOWNS NO 28 CONDO RADCLIFFE BLDG, UNIT 411
Location
- Flood zone
- AE
Directions
From the North: Travel south on 66th St N. Turn right onto 80th Ave N to enter Five Towns. Follow signs to the Terrace Garden area. Turn right onto Terrace Garden Dr N and continue to Building 8198. From the South: Travel north on 66th St N. Turn left onto 80th Ave N into Five Towns. Follow signs for Terrace Garden. Turn right onto Terrace Garden Dr N and proceed to Building 8198. For Those Unfamiliar With the Area: Use 66th St N as the main access road. Turn onto 80th Ave N to enter Five Towns. Follow community signs to Terrace Garden, then continue on Terrace Garden Dr N to Building 8198.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 26, 2026 at 3:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA