$187,000

12 Saddlebag Trail

Lake Wales, FL 33898

Active
2
Beds
2
Baths
1,008
Sq Ft
0.1
Acres
2005
Built
Water access55+ community$186/sqft360° tour

About this home

Located in the premier 55+ gated community of Saddlebag Lake Resort, this quality Jacobsen 2/2 manufactured home comes furnished. Upgrades include beautiful Pergo laminate flooring throughout the main living areas for ease of cleaning, and a whole house generator that runs on gas or propane and can power the entire house, for peace of mind in any kind of weather. The kitchen comes with a complete set of stainless steel appliances, including a glass top stove, double door refrigerator with ice maker and water dispenser, dishwasher and microwave. A dining table and chairs grace the dining room, where you will also find a built-in china cabinet. A BONUS ROOM was added at the rear of the home, perfect for a craft room or office. The exterior of the home has many extras, including a two-car carport, a full-length covered walkway with composite decking and a relaxing screened porch at the back. The low HOA includes your water, sewer and garbage pick-up, plus use of all the amenities, such as a clubhouse where you can participate in planned activities, a crystal clear community pool, screen enclosed hot tub, professional grade covered shuffleboard courts, tennis and pickle ball courts, and horse shoe pits, not to mention a rec room where you can play a friendly game of pool, use the fitness equipment or unwind in the sauna. Go boating and fishing in Saddlebag Lake, bask in the sun on the beach, or reserve the beach house for private parties. The resort is pet friendly, and there is a dog park just across from the driving range near the back of the community. Other perks in the resort include a post office and library. What are you waiting for? Call now for your private tour before this beauty is gone!

Estimated monthly payment

$1,432/mo

Principal & interest$946
Property taxes$174
Home insurance (est.)$86
HOA dues$227

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history88 days on market

  1. Status: Active
    Jan 13, 2026
  2. Listed$207,000
    Jan 13, 2026
  3. Price reduced$187,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
88
Subdivision
Saddlebag Lake
County
Polk
Year built
2005
Living area
1,008 sq ft
Price/sq ft
$186
Building area
1,152 sq ft (Public Records)
Lot size
4,500 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12105C0590G)
Annual taxes
$2,084 (2025)
Parcel #
28-30-01-939010-004280
Zoning
PUD
MLS #
K4903209

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings
Laundry
Inside, Laundry Closet
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$680 / Quarterly
Monthly HOA
$227/mo
Total monthly fees
$227/mo
Total annual fees
$2,720
HOA name
Tanisha Schroeder
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
No children are allowed to live here, but they may visit. At least one tenant must be 55 or older.

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Vinyl Siding
Roof
Shingle
Foundation
Crawlspace
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst8x12
Dining RoomFirst7x8
Living RoomFirst11x16
Primary BedroomFirst11x11
Bedroom 2First9x11
Bonus RoomFirst

Listing Details

Listing date
2026-01-13
On market date
2026-01-13
Original list price
$207,000
Occupant type
Vacant
MLS area
33898 - Lake Wales
Listing AOR
Lake Wales
Status changed
2026-01-13
Tax legal description
SADDLEBAG LAKE UNIT #1 PB 56 PGS 3/4 BLK 4 LOT 28

Location

Flood zone
AE(12105C0590G)

Directions

From Lake Wales, drive east on Hwy. 60 to Saddlebag Lake Rd (see resort sign) and make a left. Follow to the parking lot, get out of your vehicle and ring the call button, someone will answer you. Tell them who you are and where you are going, they will let you through the gate remotely. Once inside, stay on Saddlebag Trail, the home will be on the left.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 11, 2026 at 9:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA