$495,000
3288 Minnow Creek Drive
Hernando Beach, FL 34607
About this home
Welcome to 3288 Minnow Creek, Hernando Beach — seller is willing to consider owner financing — a true boater's paradise offering direct Gulf access, a private dock, and an 8,000 lb boat lift. This 3-bedroom, 2-bath coastal home is being offered fully furnished, providing a turnkey opportunity for immediate enjoyment or rental use. Inside, the home features a bright, open floor plan with tile flooring throughout, crown molding, and spacious living and dining areas designed for easy entertaining. The updated kitchen showcases white shaker cabinetry, granite countertops, stainless steel appliances, a large center island with seating, and modern pendant lighting — perfect for gathering after a day on the water. The split-bedroom layout offers privacy, with a comfortable primary suite and two additional bedrooms ideal for guests, family, or a home office. Both bathrooms are well maintained and updated. Step outside and enjoy quick, unobstructed boating access to the Gulf of Mexico, with your private dock and 8,000 lb boat lift ready for your vessel. Spend your days cruising the canals, fishing, kayaking, or heading out to nearby waterfront restaurants and open waters. Ideal as a full-time waterfront residence, vacation getaway, or income-producing rental, this property combines lifestyle, convenience, and location in one of Hernando Beach's most desirable boating communities. No HOA. Fully furnished. Bring your boat and start living the waterfront dream. Schedule your private showing today. Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC, subject to conversion to U.S. Dollars at closing and standard Florida title and escrow requirements.
Estimated monthly payment
$3,246/mo
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history120 days on market
- Status: ActiveMay 22, 2026
- Listed$550,000Jan 7, 2026
- Price reduced$495,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 120
- Subdivision
- Gulf Coast Ret
- County
- Hernando
- Year built
- 1977
- Living area
- 1,425 sq ft
- Price/sq ft
- $347
- Building area
- 2,096 sq ft (Public Records)
- Lot size
- 7,000 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12053C0143E)
- Garage
- 1 spaces
- Annual taxes
- $6,194 (2025)
- Parcel #
- R12-223-16-1890-0220-0060
- Zoning
- R1B
- MLS #
- W7881781
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Convection Oven, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater
- Interior features
- Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Listing terms
- Cash, Conventional, Other, Owner Financing, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Private Entrance, Private Yard, Rain Gutters, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Metal
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bathroom | First | |
| Bathroom 2 | First | |
| Living Room | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-01-02
- On market date
- 2026-01-07
- Original list price
- $550,000
- Occupant type
- Vacant
- MLS area
- 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
- Listing AOR
- West Pasco
- Status changed
- 2026-05-22
- Tax legal description
- GULF COAST RETREATS UNIT 1 BLK 22 LOT 6
Location
- Flood zone
- AE(12053C0143E)
Directions
Shoal Line Blvd-Minnow Creek Drive
More homes like this
$85,000
5082 Maplewood Dr
Hernando Beach, FL 34607
0.17 acres
Gulf Coast Ret
MLS# W7871050
$139,000
Lot 1 Orient Dr
Hernando Beach, FL 34607
0.14 acres
Gulf Coast Ret
MLS# G5091493
$150,000
3396 Mangrove Dr
Hernando Beach, FL 34607
0.12 acres
Gulf Coast Ret
MLS# W7882084
$165,000
4348 Tahiti Dr
Hernando Beach, FL 34607
0.14 acres
Gulf Coast Ret
MLS# TB8474957
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 22, 2026 at 9:42 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA