3420 Santa Clara Drive — $450,000 | MaxLife Realty

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$450,000

3420 Santa Clara Drive

Punta Gorda, FL 33983

Active

Beds

Baths

1,173

Sq Ft

0.5

Acres

1959

Built

◆New construction◆$384/sqft

About this home

Waterfront living in a quiet, established community. This renovated three-bedroom, two-bath residence features direct canal access to the Gulf, a private boat dock, and is located in Harbour Heights with no HOA, no CDD, and no deed restrictions. Property Details: Canal with direct access to the Gulf Private boat dock with electric boat ramp and cover Renovated kitchen with modern finishes Three bedrooms and two bathrooms 1,173 square feet of living area 0.23-acre parcel 68 feet of waterfront frontage Established and peaceful neighborhood Near Harbour Heights Park, which includes tennis courts, shuffleboard, BBQ areas, playground, and a public boat ramp Location: Approximately 5 to 10 minutes from I-75, dining, shopping, boating clubs, and downtown Punta Gorda.

Estimated monthly payment

$2,823/mo

Principal & interest$2,275

Property taxes$342

Home insurance (est.)$206

Down payment

20%

$90,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history110 days on market

Status: Active
Dec 19, 2025
Listed$430,999
Dec 19, 2025
Price increased$450,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 110
Subdivision: Hrbr Heights
County: Charlotte
Year built: 1959
Living area: 1,173 sq ft
Price/sq ft: $384
Lot size: 10,000 sq ft
Lot category: 1/2 to less than 1
Flood zone: AE (12015C0232G)
Annual taxes: $4,100 (2025)
Parcel #: 402322357003
Zoning: RSF3.5
MLS #: O6368598

Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Other
Appliances: Other
Interior features: Ninguno
Laundry: Inside
Stories / Levels: One
Direction faces: East
New construction: Yes

Heating & Cooling

Heating: None
Cooling: Other

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Listing terms: Cash, Conventional, FHA, Other, VA Loan
Ownership: Fee Simple
Available for lease: No

Exterior & Construction

Exterior features: Other
Construction materials: Other
Roof: Other
Foundation: Other
Road surface: Other

Utilities

Sewer: Other
Water source: See Remarks
Utilities: Private

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Primary Bedroom	First
Bedroom 1	First
Kitchen	First
Living Room	First
Primary Bathroom	First

Listing Details

Listing date: 2025-12-19
On market date: 2025-12-19
Original list price: $430,999
Occupant type: Owner
MLS area: 33983 - Punta Gorda
Listing AOR: Orlando Regional
Status changed: 2025-12-19
Tax legal description: HBH 004 0094 0006 HARBOUR HEIGHTS SEC 4 REV PART 4 BLK 94 LTS 6 & 7 344/318-9 DC439/268 453/259 DC573/1790 PR81-64 662/1897 DC827/511 PR86-23 1112/586 RE/EAS 1112/591 CT3668/1563 3743/1835 4270/1289 4920/2046 4920/2047 5051/1690

Location

Flood zone: AE(12015C0232G)

Directions

Drive south on Rio de Janeiro Ave. Left to Harbor View Road/CR 776. Continue on CR 776. Right to Highlands Road. Left to Santa Clara Drive. Property is on the right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 8, 2026 at 1:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA