$899,000

416 Indiana Avenue

Crystal Beach, FL 34681

Active
3
Beds
3
Baths
2,166
Sq Ft
0.16
Acres
2021
Built
$415/sqft360° tour
🏠Single Family Residence

Property type

🏗️2021

Year built

📐6,861 sqft

Lot size

📊$415

Price / sq ft

🏘️No HOA

HOA dues

📅157

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

ATTENTION QUALIFIED BUYERS-SELLER WILL ASSIST WITH A RATE BUY DOWN SO YOU CAN GET A RATE AS LOW AS 4.375! GET UP TO $20,000 towards your rate Buy Down or seller paid closing costs! Come find your treasure in Crystal Beach, a quaint seaside town where neighbors gather to watch sunsets, mingle with friends, fish on the community pier, and enjoy an evening out on the golf cart! This Crystal Beach gem located at 416 Indiana Avenue was newly built in 2021 and sits high and dry outside the flood zone, meaning no flood insurance is required—all while delivering true coastal living just steps from the water. Even through recent hurricanes, the home remained undamaged, offering rare peace of mind for any home Buyer. Enjoy the best of both worlds: the beauty of living in a waterfront community without the hefty insurance costs. The home is Energy Star Certified and equipped with hurricane-rated windows and doors, ensuring safety, efficiency, and an exceptional lifestyle. A warm welcome begins at arrival—framed by graceful oak trees, an antique brick paver walkway, and a spacious front porch ideal for slow mornings and salty breezes. Step through the glass front door with sidelights and into an elegant, well-planned interior featuring 2,159 sq ft, soaring 10-foot ceilings, and luxury water-resistant vinyl plank flooring throughout. The open-concept great room seamlessly connects living, dining, and kitchen spaces—perfect for entertaining or everyday comfort. At the center, the chef’s kitchen commands attention with: 42” white shaker soft-close cabinetry• Quartz countertops with striking hexagon pearl backsplash• Large entertaining island• Fisher & Paykel commercial-grade gas range with vent hood• Fisher & Paykel whisper-quiet dishwasher• Samsung stainless refrigerator & microwave. Retreat to the serene primary suite, designed for relaxation, with space for king-sized furnishings, a walk-in closet, double vanity, soaking tub, private water closet, and a spa-inspired walk-in shower. This smart, efficient home is thoughtfully upgraded, featuring:• Custom LED lighting and premium fixtures/fans• New automated window blinds on the French doors leading to the lanai• High-end window treatments in the great room & primary suite- Dedicated office/flex room • Full-size laundry room • Oversized two-car garage with alley access• Pull-down attic stairs with foam-blown insulation for energy efficiency• Smart thermostat & fiber-optic wiring. Step through double glass doors onto the covered back porch, where a private fenced backyard awaits—complete with an incredible heated swim spa, creating the perfect setting for starlit evenings and weekend unwinding. Swim Spas are your ticket to health as you can exercise in the privacy of your own backyard! Just two blocks to the beach and two blocks to the Pinellas Trail, the best of Crystal Beach living is right outside your door. And now, the newly rebuilt community pier stands ready to enjoy—offering inspiring views, daily sunsets, community gatherings, and a true sense of coastal connection. Whether you are looking for a home to live in full time, as a winter retreat, or looking for the right investment property which can be leased out short or long term, this home will not disappoint! Zoned for the best schools and just minutes to fine dining and boutique shops. This is a rare opportunity to own a true Crystal Beach treasure. Live the lifestyle you’ve been dreaming of. Call today for more information!

Estimated monthly payment

Principal & interest$4,546
Property taxes$761
Home insurance (est.)$412

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history157 days on market

  1. Status: Active
    Dec 11, 2025
  2. Listed$975,000
    Dec 11, 2025
  3. Price reduced$899,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
157
Subdivision
Crystal Beach Rev
County
Pinellas
Year built
2021
Living area
2,166 sq ft
Price/sq ft
$415
Building area
3,259 sq ft (Public Records)
Lot size
6,861 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$9,136 (2024)
Parcel #
35-27-15-19872-010-0140
Zoning
R-4
MLS #
TB8455037

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water Heater, Water Filtration System
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Alley Access, Garage Door Opener, Garage Faces Rear, Guest, On Street, Parking Pad

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
No rental restrictions, can be leased out short or long term. However, Buyers are responsible to follow Pinellas County guidelines for short term renting.

Exterior & Construction

Exterior features
French Doors, Rain Gutters, Sprinkler Metered
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Dirt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Propane, Public, Sewer Connected, Sprinkler Recycled

Schools

ElementaryOzona Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst12x15
Great RoomFirst20x19
Primary BedroomFirst17x18
Primary BathroomFirst

Listing Details

Listing date
2025-12-11
On market date
2025-12-11
Original list price
$975,000
Occupant type
Owner
MLS area
34681 - Crystal Beach
Listing AOR
Suncoast Tampa
Status changed
2025-12-11
Tax legal description
CRYSTAL BEACH REVISED BLK J, LOT 14 TOGETHER WITH E 9.5FT OF LOT 15

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Alt 19 in Palm Harbor, head west on Crystal beach Avenue, turn left on Vincent, then left on Indiana to the home

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 17, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA