$1,599,000
106 20th Avenue
Indian Rocks Beach, FL 33785
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
This spacious 6-bedroom duplex offers the perfect blend of comfort, style, and coastal charm. It is completely renovated and offers a great opportunity as a rental property, personal residence, or even a combination of the two. Short-term rentals are permitted with no minimum night requirements in Indian Rocks Beach. Located just one property off Gulf Blvd, you’ll have easy access to the best of Indian Rocks Beach — a peaceful, family-friendly destination with wide, white-sand beaches and a laid-back vibe. Explore local restaurants serving everything from fresh seafood to tasty tacos, or take a short drive to lively Clearwater Beach for more attractions. After a day at the beach — just a 2-minute walk away — unwind in one of the hot tubs, grill out, or gather around the gas fire pit. The ground level offers a game room with foosball, air hockey, and more, plus a turf yard and putting green for a bit of friendly competition. Unit B (the back unit) even offers peek-a-boo Gulf views from its porches. Each unit features a master ensuite, guest/queen bedroom, and bunk room (with 4 twin beds), plus an additional full bathroom — comfortably sleeping up to 16 guests with 2 king beds, 2 queens, and 8 twins in total. Both units mirror each other in design, layout, and amenities, and since Unit A and Unit B are completely separate units, you can enjoy complete privacy and quiet. This is the perfect opportunity to purchase an elevated, turnkey beach property — a rare find in Indian Rocks Beach.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history196 days on market
- Status: ActiveNov 6, 2025
- Listed$1,890,000Nov 6, 2025
- Price reduced$1,599,000
Virtual Tour
Facts & features
- Property type
- Residential Income
- Sub type
- Duplex
- Status
- Active
- Days on market
- 196
- Subdivision
- Indian Beach Re-Revised
- County
- Pinellas
- Year built
- 1989
- Living area
- 3,060 sq ft
- Price/sq ft
- $523
- Building area
- 6,166 sq ft (Public Records)
- Lot size
- 7,500 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0113H)
- Annual taxes
- $17,447 (2025)
- Parcel #
- 01-30-14-42030-055-0050
- MLS #
- TB8444720
Interior Details
- Bedrooms
- 6
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- Interior features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- In Kitchen, Inside
- Stories / Levels
- Two
Heating & Cooling
- Heating
- Central, Electric, Zoned
- Cooling
- Central Air, Zoned
Parking
- Parking features
- Covered, Deeded, Driveway, Basement
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Outbuildings, Balcony, Courtyard, Fence, Private Mailbox, Sliding Doors, Storage
- Construction materials
- Cement Siding, HardiPlank Type, Frame
- Roof
- Shingle
- Foundation
- Slab, Stilt/On Piling
- Water access
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
Listing Details
- Listing date
- 2025-11-06
- On market date
- 2025-11-06
- Original list price
- $1,890,000
- MLS area
- 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-11-06
- Tax legal description
- INDIAN BEACH RE-REVISED BLK 55, W 1/2 LOTS 5 & 6
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Gulf Boulevard to 20th Avenue, then east to address - 106 20th Avenue - Indian Rocks Beach
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 21, 2026 at 9:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA