$599,000
3285 Minnow Creek Drive
Hernando Beach, FL 34607
About this home
Waterfront paradise! This fully renovated 2-bedroom, 2-bath stilt home offers modern coastal living on a deep-water canal just minutes from the Gulf. Every detail has been beautifully updated — simply move in and start living your waterfront dream. Step inside to discover engineered hardwood floors, a stunning chef's kitchen with soft-close wood cabinetry, granite countertops, a large island, stainless steel appliances, and a farm-style sink. The open-concept layout flows seamlessly into the living area, featuring hurricane-impact windows (2024) and a three-panel sliding glass door that opens to a 10-foot deck with peaceful canal, mangrove and Gulf views. Enjoy two newly renovated bathrooms with custom tile showers, glass doors, and matching granite finishes. The primary suite features a walk-in closet, ensuite bathroom with rain showerhead and designer details throughout. Nearly everything is new (2024), air conditioning system 2024, insulation, bug-resistant siding, on-demand water heater, paint, ceiling fans, washer & dryer, staircase, and deck railing. The home also includes a new seawall cap, floating dock, and gangway — perfect for boating enthusiasts. Roof 2023. The first floor is ready for your personal touch, ideal for storage, a workshop, or future expansion, think gym, workshop, man cave. A charming spiral staircase leads up to the main living area, where a hatch door adds a touch of character. Located in a no-HOA neighborhood, this property offers freedom and flexibility — bring your boat, kayaks, or paddleboards to enjoy fishing, scalloping, relaxing with direct Gulf access in just five minutes! Close to the public boat ramp, marina, and popular local restaurants. Owner financing available. Whether you're seeking a full-time waterfront residence, vacation home, or investment property, this stunning remodel delivers the ultimate Florida coastal lifestyle.
Estimated monthly payment
$3,807/mo
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history210 days on market
- Status: ActiveOct 27, 2025
- Listed$649,000Oct 27, 2025
- Price reduced$599,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 210
- Cumulative DOM
- 359
- Subdivision
- Gulf Coast Ret
- County
- Hernando
- Year built
- 1983
- Living area
- 1,248 sq ft
- Price/sq ft
- $480
- Building area
- 2,496 sq ft (Public Records)
- Lot size
- 6,000 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12053C0143E)
- Annual taxes
- $6,038 (2024)
- Parcel #
- R12-223-16-1890-0210-0070
- Zoning
- R1B
- MLS #
- W7880140
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Hardwood, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Parking features
- Covered, Basement
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, Owner Financing
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Sliding Doors
- Construction materials
- Cedar, Frame
- Roof
- Metal
- Foundation
- Stilt/On Piling
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
School data from listing agent. Verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Second | 10x11 |
| Living Room | Second | 15x23 |
| Primary Bedroom | Second | 11x13 |
Listing Details
- Listing date
- 2025-10-27
- On market date
- 2025-10-27
- Original list price
- $649,000
- Occupant type
- Vacant
- MLS area
- 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
- Listing AOR
- West Pasco
- Status changed
- 2025-10-27
- Tax legal description
- GULF COAST RETREATS UNIT 1 BLK 21 LOT 7 ORB 512 PGS 1152 & 1153
Location
- Flood zone
- AE(12053C0143E)
Directions
From US 19 at Spring Hill Drive Turn west on Osowa Blvd, right on Shoal Line Blvd, left on Caliente St, Right onto Maplewood Dr, which becomes Eagle Nest Dr, Left onto Minnow Creek Dr.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 25, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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